---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21048575"
canonical_url: "https://www.steavycarter.com/mls/21048575/"
markdown_url: "https://www.steavycarter.com/mls/21048575.md"
address: "48 Summit Oaks Circle, Denison, TX 75020"
status: "Active_under_contract"
price_usd: 999900
bedrooms: 5
bathrooms: "6"
living_area_sqft: 6414
lot_acres: 1
year_built: 2009
school_district: "Pottsboro ISD"
primary_image: "https://images.steavycarter.com/21048575-01.jpeg"
image_count: 40
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-05-10T13:15:00.000Z"
listing_context_updated_at: "2026-07-09T05:21:38.624Z"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 48 Summit Oaks Circle, Denison, TX 75020

**MLS 21048575 · $999,900 · Active_under_contract · 5 beds · 6 baths · 6,414 Sq Ft · 1 acre**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21048575/)

## Current Status and Data Freshness

- **Status:** Active_under_contract
- **Current list price:** $999,900
- **MLS/listing source updated:** May 10, 2026
- **ListingContext updated:** July 9, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 48 Summit Oaks Circle?** $999,900.
- **How large is the home?** 6,414 Sq Ft.
- **How much land is included?** 1 acre.
- **How many bedrooms and bathrooms?** 5 bedrooms and 6 full bathrooms.
- **How much garage or covered parking is reported?** 3 garage spaces.
- **What school district serves the property?** Pottsboro ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21048575 |
| **Price** | $999,900 |
| **Price per square foot** | $156 / Sq Ft |
| **Status** | Active_under_contract |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 5 |
| **Bathrooms** | 6 |
| **Living area** | 6,414 Sq Ft |
| **Lot size** | 1 acre |
| **Year built** | 2009 |
| **Garage / covered parking** | 3 garage spaces |
| **School district** | Pottsboro ISD |
| **County** | Grayson County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Summit Oaks Ranch Phasetwo
- **Community**: Summit Oaks Ranch Phasetwo
- **County**: Grayson
- **Days on Market**: 676

### Home

- **Bedrooms**: 5
- **Bathrooms**: 6
- **Full Baths**: 4
- **Half Baths**: 2
- **Square Feet**: 6,414 Sq Ft
- **Price / Sq Ft**: $156 / Sq Ft
- **Year Built**: 2009
- **Foundation**: Slab
- **Roof**: Composition, Shingle

### Kitchen and Interior

- **Appliances**: Some Gas Appliances, Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Plumbed For Gas, Water Softener, Warming Drawer, Water Purifier, Wine Cooler
- **Interior Features**: Wet Bar, Built In Features, Cedar Closets, Central Vacuum, Dry Bar, Decorative Designer Lighting Fixtures, Double Vanity, Granite Counters, High Speed Internet, In Law Floorplan, Kitchen Island, Multiple Master Suites, Multiple Staircases, Pantry, Paneling Wainscoting, Cable Tv, Vaulted Ceilings, Natural Woodwork, Walk In Closets, Wired For Sound
- **Flooring**: Brick, Carpet, Tile, Wood
- **Heating**: Central, Fireplaces, Solar
- **Cooling**: Central Air, Ceiling Fans, Multi Units
- **Fireplaces**: 1
- **Fireplace Features**: Living Room, Masonry, Wood Burning

### Lot and Exterior

- **Lot Size**: 1 acre
- **Lot Features**: Back Yard, Hardwood Trees, Irregular Lot, Lawn, Landscaped, Many Trees, Sprinkler System, Wooded
- **Exterior Features**: Deck, Private Yard, Rain Gutters
- **Fencing**: Back Yard, Front Yard, Gate, Security, Wire
- **Pool**: No
- **Pool Features**: None

### Parking and Garage

- **Parking**: Circular Driveway, Door Multi, Door Single, Driveway, Garage, Inside Entrance, Garage Faces Side
- **Garage Spaces**: 3
- **Covered Parking**: 3
- **Attached Garage**: No

### MLS Tax and HOA Fields

- **Annual Taxes**: $25,487
- **HOA Fee**: $1,000 SemiAnnually
- **HOA Includes**: All Facilities, Association Management, Maintenance Grounds, Maintenance Structure, Security

### Utilities

- **Utilities**: Septic Available, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Septic Tank

### Schools

- **Elementary:** Pottsboro · Pottsboro ISD
- **Middle:** Pottsboro · Pottsboro ISD
- **High:** Pottsboro · Pottsboro ISD

### Listing Information

- **MLS #**: 21048575
- **MLS Board**: NTREIS
- **List Date**: 2024-07-04
- **Source Updated**: 2026-05-10T13:15:00.000Z
- **Last Updated**: 2026-07-09T05:21:38.624Z

## Featured Spaces

### 1. Primary listing photo for 48 Summit Oaks Circle, Denison, TX 75020
- **Caption:** Primary real estate listing photo for 48 Summit Oaks Circle, Denison, TX 75020.
- **Image:** [https://images.steavycarter.com/21048575-01.jpeg](https://images.steavycarter.com/21048575-01.jpeg)

### 2. Listing photo 2 for 48 Summit Oaks Circle, Denison, TX 75020
- **Caption:** Real estate listing photo 2 for 48 Summit Oaks Circle, Denison, TX 75020.
- **Image:** [https://images.steavycarter.com/21048575-02.jpeg](https://images.steavycarter.com/21048575-02.jpeg)

### 3. Listing photo 3 for 48 Summit Oaks Circle, Denison, TX 75020
- **Caption:** Real estate listing photo 3 for 48 Summit Oaks Circle, Denison, TX 75020.
- **Image:** [https://images.steavycarter.com/21048575-03.jpeg](https://images.steavycarter.com/21048575-03.jpeg)

### 4. Listing photo 4 for 48 Summit Oaks Circle, Denison, TX 75020
- **Caption:** Real estate listing photo 4 for 48 Summit Oaks Circle, Denison, TX 75020.
- **Image:** [https://images.steavycarter.com/21048575-04.jpeg](https://images.steavycarter.com/21048575-04.jpeg)

### 5. Listing photo 5 for 48 Summit Oaks Circle, Denison, TX 75020
- **Caption:** Real estate listing photo 5 for 48 Summit Oaks Circle, Denison, TX 75020.
- **Image:** [https://images.steavycarter.com/21048575-05.jpeg](https://images.steavycarter.com/21048575-05.jpeg)

## Visual Property Index

The ListingContext record contains 40 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-01.jpeg) | Primary real estate listing photo for 48 Summit Oaks Circle, Denison, TX 75020. |
| 2 |  | [Listing photo 2 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-02.jpeg) | Real estate listing photo 2 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 3 |  | [Listing photo 3 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-03.jpeg) | Real estate listing photo 3 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 4 |  | [Listing photo 4 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-04.jpeg) | Real estate listing photo 4 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 5 |  | [Listing photo 5 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-05.jpeg) | Real estate listing photo 5 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 6 |  | [Listing photo 6 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-06.jpeg) | Real estate listing photo 6 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 7 |  | [Listing photo 7 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-07.jpeg) | Real estate listing photo 7 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 8 |  | [Listing photo 8 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-08.jpeg) | Real estate listing photo 8 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 9 |  | [Listing photo 9 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-09.jpeg) | Real estate listing photo 9 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 10 |  | [Listing photo 10 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-10.jpeg) | Real estate listing photo 10 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 11 |  | [Listing photo 11 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-11.jpeg) | Real estate listing photo 11 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 12 |  | [Listing photo 12 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-12.jpeg) | Real estate listing photo 12 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 13 |  | [Listing photo 13 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-13.jpeg) | Real estate listing photo 13 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 14 |  | [Listing photo 14 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-14.jpeg) | Real estate listing photo 14 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 15 |  | [Listing photo 15 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-15.jpeg) | Real estate listing photo 15 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 16 |  | [Listing photo 16 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-16.jpeg) | Real estate listing photo 16 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 17 |  | [Listing photo 17 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-17.jpeg) | Real estate listing photo 17 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 18 |  | [Listing photo 18 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-18.jpeg) | Real estate listing photo 18 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 19 |  | [Listing photo 19 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-19.jpeg) | Real estate listing photo 19 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 20 |  | [Listing photo 20 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-20.jpeg) | Real estate listing photo 20 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 21 |  | [Listing photo 21 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-21.jpeg) | Real estate listing photo 21 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 22 |  | [Listing photo 22 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-22.jpeg) | Real estate listing photo 22 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 23 |  | [Listing photo 23 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-23.jpeg) | Real estate listing photo 23 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 24 |  | [Listing photo 24 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-24.jpeg) | Real estate listing photo 24 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 25 |  | [Listing photo 25 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-25.jpeg) | Real estate listing photo 25 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 26 |  | [Listing photo 26 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-26.jpeg) | Real estate listing photo 26 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 27 |  | [Listing photo 27 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-27.jpeg) | Real estate listing photo 27 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 28 |  | [Listing photo 28 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-28.jpeg) | Real estate listing photo 28 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 29 |  | [Listing photo 29 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-29.jpeg) | Real estate listing photo 29 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 30 |  | [Listing photo 30 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-30.jpeg) | Real estate listing photo 30 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 31 |  | [Listing photo 31 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-31.jpeg) | Real estate listing photo 31 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 32 |  | [Listing photo 32 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-32.jpeg) | Real estate listing photo 32 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 33 |  | [Listing photo 33 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-33.jpeg) | Real estate listing photo 33 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 34 |  | [Listing photo 34 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-34.jpeg) | Real estate listing photo 34 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 35 |  | [Listing photo 35 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-35.jpeg) | Real estate listing photo 35 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 36 |  | [Listing photo 36 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-36.jpeg) | Real estate listing photo 36 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 37 |  | [Listing photo 37 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-37.jpeg) | Real estate listing photo 37 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 38 |  | [Listing photo 38 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-38.jpeg) | Real estate listing photo 38 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 39 |  | [Listing photo 39 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-39.jpeg) | Real estate listing photo 39 for 48 Summit Oaks Circle, Denison, TX 75020. |
| 40 |  | [Listing photo 40 for 48 Summit Oaks Circle, Denison, TX 75020](https://images.steavycarter.com/21048575-40.jpeg) | Real estate listing photo 40 for 48 Summit Oaks Circle, Denison, TX 75020. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21048575)

## Schools

- **Elementary:** Pottsboro · Pottsboro ISD
- **Middle:** Pottsboro · Pottsboro ISD
- **High:** Pottsboro · Pottsboro ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21048575/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21048575/](https://www.steavycarter.com/mls/21048575/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21048575](https://www.propertypanorama.com/instaview/ntreis/21048575)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21048575/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.