---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21132478"
canonical_url: "https://www.steavycarter.com/mls/21132478/"
markdown_url: "https://www.steavycarter.com/mls/21132478.md"
address: "638 Taylor Drive, Fate, TX 75087"
status: "Active"
price_usd: 454999
bedrooms: 4
bathrooms: "3"
living_area_sqft: 3161
lot_acres: 0.13
year_built: 2021
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21132478-01.jpeg"
image_count: 27
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-07-20T14:03:23.000Z"
listing_context_updated_at: "2026-08-19 16:56:47"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 638 Taylor Drive, Fate, TX 75087

**MLS 21132478 · $454,999 · Active · 4 beds · 3 baths · 3,161 Sq Ft · 0.13 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21132478/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $454,999
- **MLS/listing source updated:** July 20, 2026
- **ListingContext updated:** August 19, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 638 Taylor Drive?** $454,999.
- **How large is the home?** 3,161 Sq Ft.
- **How much land is included?** 0.13 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 3 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $11,271 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21132478 |
| **Price** | $454,999 |
| **Price per square foot** | $144 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 3 |
| **Living area** | 3,161 Sq Ft |
| **Lot size** | 0.13 acres |
| **Year built** | 2021 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Royse City ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Woodcreek Ph 9c-2
- **Community**: Woodcreek Ph 9c-2
- **County**: Rockwall
- **Days on Market**: 230

### Home

- **Bedrooms**: 4
- **Bathrooms**: 3
- **Full Baths**: 2
- **Half Baths**: 1
- **Square Feet**: 3,161 Sq Ft
- **Price / Sq Ft**: $144 / Sq Ft
- **Year Built**: 2021
- **Stories**: 2
- **Levels**: Two
- **Construction**: Brick
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: Yes

### Kitchen and Interior

- **Appliances**: Dishwasher, Disposal, Gas Range
- **Interior Features**: Decorative Designer Lighting Fixtures, Open Floorplan, Smart Home, Cable Tv, Walk In Closets
- **Flooring**: Carpet, Ceramic Tile, Luxury Vinyl Plank
- **Fireplaces**: 1
- **Fireplace Features**: Gas

### Lot and Exterior

- **Lot Size**: 0.13 acres
- **Lot Size Sq Ft**: 5,663
- **Pool**: No

### Parking and Garage

- **Parking**: Garage, Garage Door Opener
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $12,112
- **HOA Fee**: $360 SemiAnnually
- **HOA Includes**: All Facilities, Association Management
- **Parcel Number**: 000000098084
- **APN**: 000000098084
- **Legal Description**: WOODCREEK MUD9 PH 9C-2, BLOCK D, LOT 12
- **Tax Block**: D
- **Tax Lot**: 12

### Utilities

- **Utilities**: Sewer Available, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **MLS #**: 21132478
- **MLS Board**: NTREIS
- **List Date**: 2026-01-23
- **Source Updated**: 2026-07-20T14:03:23.000Z
- **Last Updated**: 2026-08-19 16:56:47

## Featured Spaces

### 1. Primary listing photo for 638 Taylor Drive, Fate, TX 75087
- **Caption:** Primary real estate listing photo for 638 Taylor Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21132478-01.jpeg](https://images.steavycarter.com/21132478-01.jpeg)

### 2. Listing photo 2 for 638 Taylor Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 2 for 638 Taylor Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21132478-02.jpeg](https://images.steavycarter.com/21132478-02.jpeg)

### 3. Listing photo 3 for 638 Taylor Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 3 for 638 Taylor Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21132478-03.jpeg](https://images.steavycarter.com/21132478-03.jpeg)

### 4. Listing photo 4 for 638 Taylor Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 4 for 638 Taylor Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21132478-04.jpeg](https://images.steavycarter.com/21132478-04.jpeg)

### 5. Listing photo 5 for 638 Taylor Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 5 for 638 Taylor Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21132478-05.jpeg](https://images.steavycarter.com/21132478-05.jpeg)

## Visual Property Index

The ListingContext record contains 27 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-01.jpeg) | Primary real estate listing photo for 638 Taylor Drive, Fate, TX 75087. |
| 2 |  | [Listing photo 2 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-02.jpeg) | Real estate listing photo 2 for 638 Taylor Drive, Fate, TX 75087. |
| 3 |  | [Listing photo 3 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-03.jpeg) | Real estate listing photo 3 for 638 Taylor Drive, Fate, TX 75087. |
| 4 |  | [Listing photo 4 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-04.jpeg) | Real estate listing photo 4 for 638 Taylor Drive, Fate, TX 75087. |
| 5 |  | [Listing photo 5 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-05.jpeg) | Real estate listing photo 5 for 638 Taylor Drive, Fate, TX 75087. |
| 6 |  | [Listing photo 6 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-06.jpeg) | Real estate listing photo 6 for 638 Taylor Drive, Fate, TX 75087. |
| 7 |  | [Listing photo 7 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-07.jpeg) | Real estate listing photo 7 for 638 Taylor Drive, Fate, TX 75087. |
| 8 |  | [Listing photo 8 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-08.jpeg) | Real estate listing photo 8 for 638 Taylor Drive, Fate, TX 75087. |
| 9 |  | [Listing photo 9 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-09.jpeg) | Real estate listing photo 9 for 638 Taylor Drive, Fate, TX 75087. |
| 10 |  | [Listing photo 10 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-10.jpeg) | Real estate listing photo 10 for 638 Taylor Drive, Fate, TX 75087. |
| 11 |  | [Listing photo 11 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-11.jpeg) | Real estate listing photo 11 for 638 Taylor Drive, Fate, TX 75087. |
| 12 |  | [Listing photo 12 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-12.jpeg) | Real estate listing photo 12 for 638 Taylor Drive, Fate, TX 75087. |
| 13 |  | [Listing photo 13 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-13.jpeg) | Real estate listing photo 13 for 638 Taylor Drive, Fate, TX 75087. |
| 14 |  | [Listing photo 14 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-14.jpeg) | Real estate listing photo 14 for 638 Taylor Drive, Fate, TX 75087. |
| 15 |  | [Listing photo 15 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-15.jpeg) | Real estate listing photo 15 for 638 Taylor Drive, Fate, TX 75087. |
| 16 |  | [Listing photo 16 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-16.jpeg) | Real estate listing photo 16 for 638 Taylor Drive, Fate, TX 75087. |
| 17 |  | [Listing photo 17 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-17.jpeg) | Real estate listing photo 17 for 638 Taylor Drive, Fate, TX 75087. |
| 18 |  | [Listing photo 18 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-18.jpeg) | Real estate listing photo 18 for 638 Taylor Drive, Fate, TX 75087. |
| 19 |  | [Listing photo 19 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-19.jpeg) | Real estate listing photo 19 for 638 Taylor Drive, Fate, TX 75087. |
| 20 |  | [Listing photo 20 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-20.jpeg) | Real estate listing photo 20 for 638 Taylor Drive, Fate, TX 75087. |
| 21 |  | [Listing photo 21 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-21.jpeg) | Real estate listing photo 21 for 638 Taylor Drive, Fate, TX 75087. |
| 22 |  | [Listing photo 22 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-22.jpeg) | Real estate listing photo 22 for 638 Taylor Drive, Fate, TX 75087. |
| 23 |  | [Listing photo 23 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-23.jpeg) | Real estate listing photo 23 for 638 Taylor Drive, Fate, TX 75087. |
| 24 |  | [Listing photo 24 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-24.jpeg) | Real estate listing photo 24 for 638 Taylor Drive, Fate, TX 75087. |
| 25 |  | [Listing photo 25 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-25.jpeg) | Real estate listing photo 25 for 638 Taylor Drive, Fate, TX 75087. |
| 26 |  | [Listing photo 26 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-26.jpeg) | Real estate listing photo 26 for 638 Taylor Drive, Fate, TX 75087. |
| 27 |  | [Listing photo 27 for 638 Taylor Drive, Fate, TX 75087](https://images.steavycarter.com/21132478-27.jpeg) | Real estate listing photo 27 for 638 Taylor Drive, Fate, TX 75087. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21132478)

## Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 47 mins (37.6 mi)
- **Dallas Love Field:** approximately 34 mins (27.2 mi)
- **Downtown Dallas:** approximately 32 mins (25.7 mi)
- **The Star in Frisco:** approximately 36 mins (28.6 mi)
- **PGA Frisco:** approximately 42 mins (33.8 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Rodeo Goat, Boots Burger
- **Fine Dining:** Bin 303, Culpepper Cattle Co.
- **Pizza:** Zanata, Luigi's Italian Cafe
- **Chef-Owned / Local Dining:** Vidorra, Wade's Landing
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Book Club Cafe
- **Cocktail:** The Downing Bottles and Bites, Fable & Fire - A Bookshop Bistro

### Errands

- **Nearby Gas:** 7-Eleven
- **Premium-Fuel Stop:** 7-Eleven
- **Pharmacy:** Walgreens Pharmacy, CVS Pharmacy
- **Bank:** Chase Bank, Wells Fargo ATM
- **Urgent Care:** Hunt Regional Urgent Care
- **Grocery:** FRESH by Brookshire's

### Activities

- **Parks & Recreation:** WOODCREEK FATE HOA - COMMUNITY CENTER PARK, WILLIAMSBURG PARK
- **Clubs & Sports:** City of Fate Community Center, FITNESS COURT AT ROBERT SMITH FAMILY PARK
- **Adventure & Action:** Shenaniganz Entertainment Center, Urban Air Trampoline and Adventure Park
- **Lifestyle & Music:** Huddin Homestead Fun Farm, MASSAGE BY DEBORAH

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | County Appraisal District |
| **CAD PID** | 98084 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/98084/2026](https://www.rockwallcad.com/property-detail/98084/2026) |
| **CAD market value** | $449,582 |
| **CAD land value** | $76,500 |
| **CAD improvement value** | $373,082 |
| **CAD appraised value** | $449,582 |
| **CAD net appraised / current taxed starting point** | $449,582 |
| **Estimated taxes before current exemptions** | $11,271.32 |
| **Current exemption impact** | -$0.00 |
| **Estimated taxes with current exemptions** | $11,271.32 |
| **Total tax rate** | 2.5071% |
| **Parcel size** | 0.13 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $454,999 |
| **CAD market value** | $449,582 |
| **Difference** | +$5,417 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | WOODCREEK MUD9 PH 9C-2, BLOCK D, LOT 12 |
| **Total land value** | $76,500 |
| **Total market acres** | 0.13 |
| **Current special-use reduction** | -$0 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Fate | 0.290869% | $449,582 | $1,307.69 | $0.00 |
| Rockwall County | 0.251% | $449,582 | $1,128.45 | $0.00 |
| Royse City ISD | 1.2552% | $449,582 | $5,643.15 | $0.00 |
| Rw Co Mud9 | 0.71% | $449,582 | $3,192.03 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $373,082
- **Total area:** 3,916 Sq Ft
- **Living area:** 3,161 Sq Ft
- Main Area: 1,828 Sq Ft
- Main Area: 1,333 Sq Ft
- Attached Garage: 447 Sq Ft
- COVERED PORCH: 160 Sq Ft
- COVERED PORCH: 148 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2019 | $18,000 | $18,000 | $0 | Baseline |
| 2020 | $39,000 | $39,000 | $0 | +$21,000 (+116.67%) |
| 2021 | $49,500 | $49,500 | $0 | +$10,500 (+26.92%) |
| 2022 | $187,870 | $71,250 | $116,620 | +$138,370 (+279.54%) |
| 2023 | $475,395 | $114,000 | $361,395 | +$287,525 (+153.04%) |
| 2024 | $456,579 | $95,000 | $361,579 | $-18,816 (-3.96%) |
| 2025 | $467,298 | $95,000 | $372,298 | +$10,719 (+2.35%) |
| 2026 | $449,582 | $76,500 | $373,082 | $-17,716 (-3.79%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21132478/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21132478/](https://www.steavycarter.com/mls/21132478/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21132478](https://www.propertypanorama.com/instaview/ntreis/21132478)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/98084/2026](https://www.rockwallcad.com/property-detail/98084/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21132478/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.