---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21142770"
canonical_url: "https://www.steavycarter.com/mls/21142770/"
markdown_url: "https://www.steavycarter.com/mls/21142770.md"
address: "1295 White Water Lane, Rockwall, TX 75087"
status: "Active"
price_usd: 439000
bedrooms: 4
bathrooms: "2"
living_area_sqft: 2156
lot_acres: 0.23
year_built: 2015
school_district: "Rockwall ISD"
primary_image: "https://images.steavycarter.com/21142770-01.jpeg"
image_count: 40
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-08-14T15:06:02.000Z"
listing_context_updated_at: "2026-08-19 16:57:15"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 1295 White Water Lane, Rockwall, TX 75087

**MLS 21142770 · $439,000 · Active · 4 beds · 2 baths · 2,156 Sq Ft · 0.23 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21142770/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $439,000
- **MLS/listing source updated:** August 14, 2026
- **ListingContext updated:** August 19, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 1295 White Water Lane?** $439,000.
- **How large is the home?** 2,156 Sq Ft.
- **How much land is included?** 0.23 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 2 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Rockwall ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $7,235 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21142770 |
| **Price** | $439,000 |
| **Price per square foot** | $204 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 2 |
| **Living area** | 2,156 Sq Ft |
| **Lot size** | 0.23 acres |
| **Year built** | 2015 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Rockwall ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Caruth Lakes Ph 7c
- **Community**: Caruth Lakes Ph 7c
- **County**: Rockwall
- **Days on Market**: 225

### Home

- **Bedrooms**: 4
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 2,156 Sq Ft
- **Price / Sq Ft**: $204 / Sq Ft
- **Year Built**: 2015
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave
- **Interior Features**: Eat In Kitchen
- **Heating**: Central, Natural Gas
- **Cooling**: Central Air, Ceiling Fans, Electric
- **Fireplaces**: 1
- **Fireplace Features**: Gas Starter

### Lot and Exterior

- **Lot Size**: 0.23 acres
- **Lot Size Sq Ft**: 10,193
- **Pool**: No

### Parking and Garage

- **Parking**: Garage, Garage Door Opener
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $6,964
- **HOA Fee**: $289 SemiAnnually
- **HOA Includes**: Association Management
- **Parcel Number**: 000000085975
- **APN**: 000000085975
- **Legal Description**: CARUTH LAKES PHASE 7C, BLOCK F, LOT 4
- **Tax Block**: F
- **Tax Lot**: 4

### Utilities

- **Utilities**: Sewer Available, Water Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Sherry and Paul Hamm · Rockwall ISD
- **Middle:** JW Williams · Rockwall ISD
- **High:** Rockwall · Rockwall ISD

### Listing Information

- **MLS #**: 21142770
- **MLS Board**: NTREIS
- **List Date**: 2026-01-12
- **Source Updated**: 2026-08-14T15:06:02.000Z
- **Last Updated**: 2026-08-19 16:57:15

## Featured Spaces

### 1. Primary listing photo for 1295 White Water Lane, Rockwall, TX 75087
- **Caption:** Primary real estate listing photo for 1295 White Water Lane, Rockwall, TX 75087.
- **Image:** [https://images.steavycarter.com/21142770-01.jpeg](https://images.steavycarter.com/21142770-01.jpeg)

### 2. Listing photo 2 for 1295 White Water Lane, Rockwall, TX 75087
- **Caption:** Real estate listing photo 2 for 1295 White Water Lane, Rockwall, TX 75087.
- **Image:** [https://images.steavycarter.com/21142770-02.jpeg](https://images.steavycarter.com/21142770-02.jpeg)

### 3. Listing photo 3 for 1295 White Water Lane, Rockwall, TX 75087
- **Caption:** Real estate listing photo 3 for 1295 White Water Lane, Rockwall, TX 75087.
- **Image:** [https://images.steavycarter.com/21142770-03.jpeg](https://images.steavycarter.com/21142770-03.jpeg)

### 4. Listing photo 4 for 1295 White Water Lane, Rockwall, TX 75087
- **Caption:** Real estate listing photo 4 for 1295 White Water Lane, Rockwall, TX 75087.
- **Image:** [https://images.steavycarter.com/21142770-04.jpeg](https://images.steavycarter.com/21142770-04.jpeg)

### 5. Listing photo 5 for 1295 White Water Lane, Rockwall, TX 75087
- **Caption:** Real estate listing photo 5 for 1295 White Water Lane, Rockwall, TX 75087.
- **Image:** [https://images.steavycarter.com/21142770-05.jpeg](https://images.steavycarter.com/21142770-05.jpeg)

## Visual Property Index

The ListingContext record contains 40 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-01.jpeg) | Primary real estate listing photo for 1295 White Water Lane, Rockwall, TX 75087. |
| 2 |  | [Listing photo 2 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-02.jpeg) | Real estate listing photo 2 for 1295 White Water Lane, Rockwall, TX 75087. |
| 3 |  | [Listing photo 3 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-03.jpeg) | Real estate listing photo 3 for 1295 White Water Lane, Rockwall, TX 75087. |
| 4 |  | [Listing photo 4 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-04.jpeg) | Real estate listing photo 4 for 1295 White Water Lane, Rockwall, TX 75087. |
| 5 |  | [Listing photo 5 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-05.jpeg) | Real estate listing photo 5 for 1295 White Water Lane, Rockwall, TX 75087. |
| 6 |  | [Listing photo 6 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-06.jpeg) | Real estate listing photo 6 for 1295 White Water Lane, Rockwall, TX 75087. |
| 7 |  | [Listing photo 7 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-07.jpeg) | Real estate listing photo 7 for 1295 White Water Lane, Rockwall, TX 75087. |
| 8 |  | [Listing photo 8 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-08.jpeg) | Real estate listing photo 8 for 1295 White Water Lane, Rockwall, TX 75087. |
| 9 |  | [Listing photo 9 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-09.jpeg) | Real estate listing photo 9 for 1295 White Water Lane, Rockwall, TX 75087. |
| 10 |  | [Listing photo 10 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-10.jpeg) | Real estate listing photo 10 for 1295 White Water Lane, Rockwall, TX 75087. |
| 11 |  | [Listing photo 11 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-11.jpeg) | Real estate listing photo 11 for 1295 White Water Lane, Rockwall, TX 75087. |
| 12 |  | [Listing photo 12 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-12.jpeg) | Real estate listing photo 12 for 1295 White Water Lane, Rockwall, TX 75087. |
| 13 |  | [Listing photo 13 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-13.jpeg) | Real estate listing photo 13 for 1295 White Water Lane, Rockwall, TX 75087. |
| 14 |  | [Listing photo 14 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-14.jpeg) | Real estate listing photo 14 for 1295 White Water Lane, Rockwall, TX 75087. |
| 15 |  | [Listing photo 15 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-15.jpeg) | Real estate listing photo 15 for 1295 White Water Lane, Rockwall, TX 75087. |
| 16 |  | [Listing photo 16 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-16.jpeg) | Real estate listing photo 16 for 1295 White Water Lane, Rockwall, TX 75087. |
| 17 |  | [Listing photo 17 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-17.jpeg) | Real estate listing photo 17 for 1295 White Water Lane, Rockwall, TX 75087. |
| 18 |  | [Listing photo 18 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-18.jpeg) | Real estate listing photo 18 for 1295 White Water Lane, Rockwall, TX 75087. |
| 19 |  | [Listing photo 19 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-19.jpeg) | Real estate listing photo 19 for 1295 White Water Lane, Rockwall, TX 75087. |
| 20 |  | [Listing photo 20 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-20.jpeg) | Real estate listing photo 20 for 1295 White Water Lane, Rockwall, TX 75087. |
| 21 |  | [Listing photo 21 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-21.jpeg) | Real estate listing photo 21 for 1295 White Water Lane, Rockwall, TX 75087. |
| 22 |  | [Listing photo 22 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-22.jpeg) | Real estate listing photo 22 for 1295 White Water Lane, Rockwall, TX 75087. |
| 23 |  | [Listing photo 23 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-23.jpeg) | Real estate listing photo 23 for 1295 White Water Lane, Rockwall, TX 75087. |
| 24 |  | [Listing photo 24 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-24.jpeg) | Real estate listing photo 24 for 1295 White Water Lane, Rockwall, TX 75087. |
| 25 |  | [Listing photo 25 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-25.jpeg) | Real estate listing photo 25 for 1295 White Water Lane, Rockwall, TX 75087. |
| 26 |  | [Listing photo 26 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-26.jpeg) | Real estate listing photo 26 for 1295 White Water Lane, Rockwall, TX 75087. |
| 27 |  | [Listing photo 27 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-27.jpeg) | Real estate listing photo 27 for 1295 White Water Lane, Rockwall, TX 75087. |
| 28 |  | [Listing photo 28 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-28.jpeg) | Real estate listing photo 28 for 1295 White Water Lane, Rockwall, TX 75087. |
| 29 |  | [Listing photo 29 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-29.jpeg) | Real estate listing photo 29 for 1295 White Water Lane, Rockwall, TX 75087. |
| 30 |  | [Listing photo 30 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-30.jpeg) | Real estate listing photo 30 for 1295 White Water Lane, Rockwall, TX 75087. |
| 31 |  | [Listing photo 31 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-31.jpeg) | Real estate listing photo 31 for 1295 White Water Lane, Rockwall, TX 75087. |
| 32 |  | [Listing photo 32 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-32.jpeg) | Real estate listing photo 32 for 1295 White Water Lane, Rockwall, TX 75087. |
| 33 |  | [Listing photo 33 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-33.jpeg) | Real estate listing photo 33 for 1295 White Water Lane, Rockwall, TX 75087. |
| 34 |  | [Listing photo 34 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-34.jpeg) | Real estate listing photo 34 for 1295 White Water Lane, Rockwall, TX 75087. |
| 35 |  | [Listing photo 35 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-35.jpeg) | Real estate listing photo 35 for 1295 White Water Lane, Rockwall, TX 75087. |
| 36 |  | [Listing photo 36 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-36.jpeg) | Real estate listing photo 36 for 1295 White Water Lane, Rockwall, TX 75087. |
| 37 |  | [Listing photo 37 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-37.jpeg) | Real estate listing photo 37 for 1295 White Water Lane, Rockwall, TX 75087. |
| 38 |  | [Listing photo 38 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-38.jpeg) | Real estate listing photo 38 for 1295 White Water Lane, Rockwall, TX 75087. |
| 39 |  | [Listing photo 39 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-39.jpeg) | Real estate listing photo 39 for 1295 White Water Lane, Rockwall, TX 75087. |
| 40 |  | [Listing photo 40 for 1295 White Water Lane, Rockwall, TX 75087](https://images.steavycarter.com/21142770-40.jpeg) | Real estate listing photo 40 for 1295 White Water Lane, Rockwall, TX 75087. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21142770)

## Schools

- **Elementary:** Sherry and Paul Hamm · Rockwall ISD
- **Middle:** JW Williams · Rockwall ISD
- **High:** Rockwall · Rockwall ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 44 mins (35.0 mi)
- **Dallas Love Field:** approximately 31 mins (24.7 mi)
- **Downtown Dallas:** approximately 29 mins (23.4 mi)
- **The Star in Frisco:** approximately 33 mins (26.4 mi)
- **PGA Frisco:** approximately 40 mins (31.8 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Rodeo Goat, Boots Burger
- **Fine Dining:** Bin 303, Culpepper Cattle Co.
- **Pizza:** Zanata, Luigi's Italian Cafe
- **Chef-Owned / Local Dining:** Eggsquisite Cafe, Wade's Landing
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, The Oar House
- **Cocktail:** Beer Me Taproom, The Downing Bottles and Bites

### Errands

- **Nearby Gas:** 7-Eleven
- **Premium-Fuel Stop:** Love's Travel Stop
- **Pharmacy:** CVS Pharmacy, Walgreens Pharmacy
- **Bank:** American National Bank of Texas, Chase Bank
- **Urgent Care:** Texas Health Breeze Urgent Care
- **Grocery:** Kroger, H-E-B

### Activities

- **Parks & Recreation:** Harry Myers Park, Harry Myers Park East Pavilion
- **Clubs & Sports:** Harry Myers Disc Golf Course, Harry Myers Community Center
- **Adventure & Action:** Shenaniganz Entertainment Center, Escapology Escape Rooms Rockwall
- **Lifestyle & Music:** Huddin Homestead Fun Farm, A Dance to Remember

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | County Appraisal District |
| **CAD PID** | 85975 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/85975/2026](https://www.rockwallcad.com/property-detail/85975/2026) |
| **CAD market value** | $459,245 |
| **CAD land value** | $150,000 |
| **CAD improvement value** | $309,245 |
| **CAD appraised value** | $459,245 |
| **CAD net appraised / current taxed starting point** | $459,245 |
| **Estimated taxes before current exemptions** | $7,234.94 |
| **Current exemption impact** | -$0.00 |
| **Estimated taxes with current exemptions** | $7,234.94 |
| **Total tax rate** | 1.5754% |
| **Parcel size** | 0.2336 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $439,000 |
| **CAD market value** | $459,245 |
| **Difference** | -$20,245 Under CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | CARUTH LAKES PHASE 7C, BLOCK F, LOT 4 |
| **Total land value** | $150,000 |
| **Total market acres** | 0.2336 |
| **Current special-use reduction** | -$0 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Rockwall | 0.2575% | $459,245 | $1,182.56 | $0.00 |
| Rockwall County | 0.251% | $459,245 | $1,152.70 | $0.00 |
| Rockwall ISD | 1.0669% | $459,245 | $4,899.68 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $309,245
- **Total area:** 2,812 Sq Ft
- **Living area:** 2,156 Sq Ft
- Main Area: 2,156 Sq Ft
- Attached Garage: 426 Sq Ft
- COVERED PORCH: 126 Sq Ft
- COVERED PORCH: 104 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2018 | $276,880 | $73,580 | $203,300 | Baseline |
| 2019 | $298,610 | $79,950 | $218,660 | +$21,730 (+7.85%) |
| 2020 | $298,410 | $95,400 | $203,010 | $-200 (-0.07%) |
| 2021 | $301,930 | $97,200 | $204,730 | +$3,520 (+1.18%) |
| 2022 | $412,570 | $150,000 | $262,570 | +$110,640 (+36.64%) |
| 2023 | $464,950 | $177,000 | $287,950 | +$52,380 (+12.70%) |
| 2024 | $449,326 | $157,500 | $291,826 | $-15,624 (-3.36%) |
| 2025 | $452,664 | $150,000 | $302,664 | +$3,338 (+0.74%) |
| 2026 | $459,245 | $150,000 | $309,245 | +$6,581 (+1.45%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21142770/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21142770/](https://www.steavycarter.com/mls/21142770/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21142770](https://www.propertypanorama.com/instaview/ntreis/21142770)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/85975/2026](https://www.rockwallcad.com/property-detail/85975/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21142770/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.