--- document_type: "real_estate_listing_companion" document_version: "property-markdown-v0.2" mls_id: "21150727" canonical_url: "https://www.steavycarter.com/mls/21150727/" markdown_url: "https://www.steavycarter.com/mls/21150727.md" address: "3909 Saddle Creek, Denison, TX 75020" status: "Activeundercontract" price_usd: 688500 bedrooms: 4 bathrooms: "3" living_area_sqft: 3017 lot_acres: 0.58 year_built: 2019 school_district: "Denison ISD" primary_image: "https://images.steavycarter.com/21150727-01.jpeg" image_count: 39 has_video: false has_3d_tour: true listing_source_updated_at: "2026-07-20T15:24:36.000Z" listing_context_updated_at: "2026-07-29 21:12:15" publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas" --- # 3909 Saddle Creek, Denison, TX 75020 **MLS 21150727 · $688,500 · Activeundercontract · 4 beds · 3 baths · 3,017 Sq Ft · 0.58 acres** ## Explore the Visual Property Page - [Complete visual property page](https://www.steavycarter.com/mls/21150727/) ## Current Status and Data Freshness - **Status:** Activeundercontract - **Current list price:** $688,500 - **MLS/listing source updated:** July 20, 2026 - **ListingContext updated:** July 29, 2026 - **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it. ## Fast Answers - **How much is 3909 Saddle Creek?** $688,500. - **How large is the home?** 3,017 Sq Ft. - **How much land is included?** 0.58 acres. - **How many bedrooms and bathrooms?** 4 bedrooms and 3 full bathrooms. - **How much garage or covered parking is reported?** 4 garage spaces. - **What school district serves the property?** Denison ISD. Buyers should verify current assignments directly with the district. - **Are video and 3D tours available?** 3D tour only ## Quick Facts | Detail | Value | |---|---| | **MLS number** | 21150727 | | **Price** | $688,500 | | **Price per square foot** | $228 / Sq Ft | | **Status** | Activeundercontract | | **Property type** | Residential / Single Family Residence | | **Bedrooms** | 4 | | **Bathrooms** | 3 | | **Living area** | 3,017 Sq Ft | | **Lot size** | 0.58 acres | | **Year built** | 2019 | | **Garage / covered parking** | 4 garage spaces | | **School district** | Denison ISD | | **County** | Grayson County | ## Detailed Listing Facts ### Overview - **Property Type**: Residential - **Property Subtype**: Single Family Residence - **Subdivision**: Saddle Creek Add Ph One - **Community**: Saddle Creek Add Ph One - **County**: Grayson - **Days on Market**: 193 ### Home - **Bedrooms**: 4 - **Bathrooms**: 3 - **Full Baths**: 2 - **Half Baths**: 1 - **Square Feet**: 3,017 Sq Ft - **Price / Sq Ft**: $228 / Sq Ft - **Year Built**: 2019 - **Stories**: 1 - **Levels**: One - **Construction**: Brick - **Foundation**: Slab - **Roof**: Composition - **Property Attached**: Yes ### Kitchen and Interior - **Appliances**: Some Gas Appliances, Convection Oven, Double Oven, Dishwasher, Electric Water Heater, Gas Cooktop, Disposal, Microwave, Plumbed For Gas, Refrigerator, Some Commercial Grade, Tankless Water Heater, Vented Exhaust Fan - **Interior Features**: Built In Features, Cedar Closets, Chandelier, Cathedral Ceilings, Dry Bar, Decorative Designer Lighting Fixtures, Double Vanity, Eat In Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Cable Tv, Wired For Data, Walk In Closets, Wired For Sound - **Laundry Features**: Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room - **Accessibility Features**: Accessible Full Bath, Accessible Bedroom, Grip Accessible Features, Accessible Kitchen, Accessible Doors, Accessible Entrance - **Flooring**: Ceramic Tile, Luxury Vinyl Plank - **Heating**: Central, Fireplaces, Natural Gas, Zoned - **Cooling**: Central Air, Ceiling Fans, Electric, Zoned - **Fireplaces**: 1 - **Fireplace Features**: Blower Fan, Gas Log, Living Room - **Security Features**: Security System Owned, Security System, Carbon Monoxide Detectors, Other, Smoke Detectors, Security Lights - **Window Features**: Shutters, Window Coverings ### Lot and Exterior - **Lot Size**: 0.58 acres - **Lot Size Sq Ft**: 25,439 - **Lot Features**: Back Yard, Corner Lot, Lawn, Landscaped, Subdivision, Sprinkler System - **Exterior Features**: Lighting, Outdoor Living Area, Rain Gutters - **Patio & Porch Features**: Rear Porch, Front Porch, Other, Covered - **Fencing**: Wrought Iron - **Pool**: No ### Parking and Garage - **Parking**: Additional Parking, Concrete, Door Multi, Direct Access, Driveway, Epoxy Flooring, Enclosed, Garage, Garage Door Opener, Inside Entrance, Kitchen Level, Lighted, Oversized, Garage Faces Side, Secured - **Garage Spaces**: 4 - **Covered Parking**: 4 - **Attached Garage**: Yes ### MLS Tax and HOA Fields - **Annual Taxes**: $14,059 - **HOA Fee**: $600 SemiAnnually - **HOA Includes**: Association Management - **Parcel Number**: 381157 - **APN**: 381157 - **Legal Description**: SADDLE CREEK ADDN PHASE ONE, BLOCK A, LOT 1, - **Tax Block**: A ### Utilities - **Utilities**: Electricity Connected, Natural Gas Available, Sewer Available, Separate Meters, Underground Utilities, Water Available, Cable Available - **Water**: Public - **Sewer**: Public Sewer ### Schools - **Elementary:** Hyde Park · Denison ISD - **Middle:** Henry Scott,Mcdaniel · Denison ISD - **High:** Denison · Denison ISD ### Listing Information - **MLS #**: 21150727 - **MLS Board**: NTREIS - **List Date**: 2026-03-03 - **Source Updated**: 2026-07-20T15:24:36.000Z - **Last Updated**: 2026-07-29 21:12:15 ## Featured Spaces ### 1. Primary listing photo for 3909 Saddle Creek, Denison, TX 75020 - **Caption:** Primary real estate listing photo for 3909 Saddle Creek, Denison, TX 75020. - **Image:** [https://images.steavycarter.com/21150727-01.jpeg](https://images.steavycarter.com/21150727-01.jpeg) ### 2. Listing photo 2 for 3909 Saddle Creek, Denison, TX 75020 - **Caption:** Real estate listing photo 2 for 3909 Saddle Creek, Denison, TX 75020. - **Image:** [https://images.steavycarter.com/21150727-02.jpeg](https://images.steavycarter.com/21150727-02.jpeg) ### 3. Listing photo 3 for 3909 Saddle Creek, Denison, TX 75020 - **Caption:** Real estate listing photo 3 for 3909 Saddle Creek, Denison, TX 75020. - **Image:** [https://images.steavycarter.com/21150727-03.jpeg](https://images.steavycarter.com/21150727-03.jpeg) ### 4. Listing photo 4 for 3909 Saddle Creek, Denison, TX 75020 - **Caption:** Real estate listing photo 4 for 3909 Saddle Creek, Denison, TX 75020. - **Image:** [https://images.steavycarter.com/21150727-04.jpeg](https://images.steavycarter.com/21150727-04.jpeg) ### 5. Listing photo 5 for 3909 Saddle Creek, Denison, TX 75020 - **Caption:** Real estate listing photo 5 for 3909 Saddle Creek, Denison, TX 75020. - **Image:** [https://images.steavycarter.com/21150727-05.jpeg](https://images.steavycarter.com/21150727-05.jpeg) ## Visual Property Index The ListingContext record contains 39 analyzed public images. This compact index preserves room labels and captions without embedding every image. | Photo | Room or area | Image title | Caption | | ---: | --- | --- | --- | | 1 | | [Primary listing photo for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-01.jpeg) | Primary real estate listing photo for 3909 Saddle Creek, Denison, TX 75020. | | 2 | | [Listing photo 2 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-02.jpeg) | Real estate listing photo 2 for 3909 Saddle Creek, Denison, TX 75020. | | 3 | | [Listing photo 3 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-03.jpeg) | Real estate listing photo 3 for 3909 Saddle Creek, Denison, TX 75020. | | 4 | | [Listing photo 4 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-04.jpeg) | Real estate listing photo 4 for 3909 Saddle Creek, Denison, TX 75020. | | 5 | | [Listing photo 5 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-05.jpeg) | Real estate listing photo 5 for 3909 Saddle Creek, Denison, TX 75020. | | 6 | | [Listing photo 6 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-06.jpeg) | Real estate listing photo 6 for 3909 Saddle Creek, Denison, TX 75020. | | 7 | | [Listing photo 7 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-07.jpeg) | Real estate listing photo 7 for 3909 Saddle Creek, Denison, TX 75020. | | 8 | | [Listing photo 8 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-08.jpeg) | Real estate listing photo 8 for 3909 Saddle Creek, Denison, TX 75020. | | 9 | | [Listing photo 9 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-09.jpeg) | Real estate listing photo 9 for 3909 Saddle Creek, Denison, TX 75020. | | 10 | | [Listing photo 10 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-10.jpeg) | Real estate listing photo 10 for 3909 Saddle Creek, Denison, TX 75020. | | 11 | | [Listing photo 11 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-11.jpeg) | Real estate listing photo 11 for 3909 Saddle Creek, Denison, TX 75020. | | 12 | | [Listing photo 12 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-12.jpeg) | Real estate listing photo 12 for 3909 Saddle Creek, Denison, TX 75020. | | 13 | | [Listing photo 13 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-13.jpeg) | Real estate listing photo 13 for 3909 Saddle Creek, Denison, TX 75020. | | 14 | | [Listing photo 14 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-14.jpeg) | Real estate listing photo 14 for 3909 Saddle Creek, Denison, TX 75020. | | 15 | | [Listing photo 15 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-15.jpeg) | Real estate listing photo 15 for 3909 Saddle Creek, Denison, TX 75020. | | 16 | | [Listing photo 16 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-16.jpeg) | Real estate listing photo 16 for 3909 Saddle Creek, Denison, TX 75020. | | 17 | | [Listing photo 17 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-17.jpeg) | Real estate listing photo 17 for 3909 Saddle Creek, Denison, TX 75020. | | 18 | | [Listing photo 18 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-18.jpeg) | Real estate listing photo 18 for 3909 Saddle Creek, Denison, TX 75020. | | 19 | | [Listing photo 19 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-19.jpeg) | Real estate listing photo 19 for 3909 Saddle Creek, Denison, TX 75020. | | 20 | | [Listing photo 20 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-20.jpeg) | Real estate listing photo 20 for 3909 Saddle Creek, Denison, TX 75020. | | 21 | | [Listing photo 21 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-21.jpeg) | Real estate listing photo 21 for 3909 Saddle Creek, Denison, TX 75020. | | 22 | | [Listing photo 22 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-22.jpeg) | Real estate listing photo 22 for 3909 Saddle Creek, Denison, TX 75020. | | 23 | | [Listing photo 23 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-23.jpeg) | Real estate listing photo 23 for 3909 Saddle Creek, Denison, TX 75020. | | 24 | | [Listing photo 24 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-24.jpeg) | Real estate listing photo 24 for 3909 Saddle Creek, Denison, TX 75020. | | 25 | | [Listing photo 25 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-25.jpeg) | Real estate listing photo 25 for 3909 Saddle Creek, Denison, TX 75020. | | 26 | | [Listing photo 26 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-26.jpeg) | Real estate listing photo 26 for 3909 Saddle Creek, Denison, TX 75020. | | 27 | | [Listing photo 27 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-27.jpeg) | Real estate listing photo 27 for 3909 Saddle Creek, Denison, TX 75020. | | 28 | | [Listing photo 28 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-28.jpeg) | Real estate listing photo 28 for 3909 Saddle Creek, Denison, TX 75020. | | 29 | | [Listing photo 29 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-29.jpeg) | Real estate listing photo 29 for 3909 Saddle Creek, Denison, TX 75020. | | 30 | | [Listing photo 30 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-30.jpeg) | Real estate listing photo 30 for 3909 Saddle Creek, Denison, TX 75020. | | 31 | | [Listing photo 31 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-31.jpeg) | Real estate listing photo 31 for 3909 Saddle Creek, Denison, TX 75020. | | 32 | | [Listing photo 32 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-32.jpeg) | Real estate listing photo 32 for 3909 Saddle Creek, Denison, TX 75020. | | 33 | | [Listing photo 33 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-33.jpeg) | Real estate listing photo 33 for 3909 Saddle Creek, Denison, TX 75020. | | 34 | | [Listing photo 34 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-34.jpeg) | Real estate listing photo 34 for 3909 Saddle Creek, Denison, TX 75020. | | 35 | | [Listing photo 35 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-35.jpeg) | Real estate listing photo 35 for 3909 Saddle Creek, Denison, TX 75020. | | 36 | | [Listing photo 36 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-36.jpeg) | Real estate listing photo 36 for 3909 Saddle Creek, Denison, TX 75020. | | 37 | | [Listing photo 37 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-37.jpeg) | Real estate listing photo 37 for 3909 Saddle Creek, Denison, TX 75020. | | 38 | | [Listing photo 38 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-38.jpeg) | Real estate listing photo 38 for 3909 Saddle Creek, Denison, TX 75020. | | 39 | | [Listing photo 39 for 3909 Saddle Creek, Denison, TX 75020](https://images.steavycarter.com/21150727-39.jpeg) | Real estate listing photo 39 for 3909 Saddle Creek, Denison, TX 75020. | ## Property Video and 3D Tour - **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21150727) ## Schools - **Elementary:** Hyde Park · Denison ISD - **Middle:** Henry Scott,Mcdaniel · Denison ISD - **High:** Denison · Denison ISD Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning. ## Contact and Request Information Have questions about this home? - [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21150727/) ## Sources, Methodology, and Limitations - **Canonical visual property page:** [https://www.steavycarter.com/mls/21150727/](https://www.steavycarter.com/mls/21150727/) - **Listing facts:** Public listing data normalized through ListingContext. - **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`. - **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext. - **Local context:** Curated Local Expert groups and route-based commute estimates. - **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21150727](https://www.propertypanorama.com/instaview/ntreis/21150727) - **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21150727/schema.json) - **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas. This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.