---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21189519"
canonical_url: "https://www.steavycarter.com/mls/21189519/"
markdown_url: "https://www.steavycarter.com/mls/21189519.md"
address: "3120 Elmwood Street, Fate, TX 75087"
status: "Active"
price_usd: 429000
bedrooms: 3
bathrooms: "2"
living_area_sqft: 2035
lot_acres: 0.1
year_built: 2024
school_district: "Rockwall ISD"
primary_image: "https://images.steavycarter.com/21189519-01.jpeg"
image_count: 29
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-06-16T16:05:56.000Z"
listing_context_updated_at: "2026-07-29 21:14:47"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 3120 Elmwood Street, Fate, TX 75087

**MLS 21189519 · $429,000 · Active · 3 beds · 2 baths · 2,035 Sq Ft · 0.1 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21189519/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $429,000
- **MLS/listing source updated:** June 16, 2026
- **ListingContext updated:** July 29, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 3120 Elmwood Street?** $429,000.
- **How large is the home?** 2,035 Sq Ft.
- **How much land is included?** 0.1 acres.
- **How many bedrooms and bathrooms?** 3 bedrooms and 2 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Rockwall ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $5,052 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21189519 |
| **Price** | $429,000 |
| **Price per square foot** | $211 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 3 |
| **Bathrooms** | 2 |
| **Living area** | 2,035 Sq Ft |
| **Lot size** | 0.1 acres |
| **Year built** | 2024 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Rockwall ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Avondale Ph 1
- **Community**: Avondale Ph 1
- **County**: Rockwall
- **Days on Market**: 123

### Home

- **Bedrooms**: 3
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 2,035 Sq Ft
- **Price / Sq Ft**: $211 / Sq Ft
- **Year Built**: 2024
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Tankless Water Heater
- **Interior Features**: Decorative Designer Lighting Fixtures, Double Vanity, Eat In Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Smart Home, Cable Tv, Walk In Closets
- **Flooring**: Carpet, Ceramic Tile
- **Heating**: Central, Natural Gas
- **Cooling**: Central Air
- **Fireplaces**: 1
- **Fireplace Features**: Electric, Living Room
- **Security Features**: Security System, Carbon Monoxide Detectors, Smoke Detectors

### Lot and Exterior

- **Lot Size**: 0.1 acres
- **Lot Size Sq Ft**: 4,400
- **Lot Features**: Interior Lot, Landscaped, Subdivision, Sprinkler System, Few Trees
- **Exterior Features**: Rain Gutters
- **Patio & Porch Features**: Covered
- **Fencing**: Back Yard, Wood
- **Pool**: No

### Parking and Garage

- **Parking**: Alley Access, Door Single, Driveway, Garage, Garage Faces Rear
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $6,787
- **HOA Fee**: $982 Annually
- **HOA Includes**: All Facilities, Association Management, Maintenance Grounds
- **Parcel Number**: 000000332648
- **APN**: 000000332648
- **Legal Description**: AVONDALE PHASE 1 BLK I LOT 3
- **Tax Block**: I
- **Tax Lot**: 3

### Utilities

- **Utilities**: Natural Gas Available, Sewer Available, Separate Meters, Underground Utilities, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Billie Stevenson · Rockwall ISD
- **Middle:** Herman E Utley · Rockwall ISD
- **High:** Rockwall · Rockwall ISD

### Listing Information

- **MLS #**: 21189519
- **MLS Board**: NTREIS
- **List Date**: 2026-04-19
- **Source Updated**: 2026-06-16T16:05:56.000Z
- **Last Updated**: 2026-07-29 21:14:47

## Featured Spaces

### 1. Primary listing photo for 3120 Elmwood Street, Fate, TX 75087
- **Caption:** Primary real estate listing photo for 3120 Elmwood Street, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21189519-01.jpeg](https://images.steavycarter.com/21189519-01.jpeg)

### 2. Listing photo 2 for 3120 Elmwood Street, Fate, TX 75087
- **Caption:** Real estate listing photo 2 for 3120 Elmwood Street, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21189519-02.jpeg](https://images.steavycarter.com/21189519-02.jpeg)

### 3. Listing photo 3 for 3120 Elmwood Street, Fate, TX 75087
- **Caption:** Real estate listing photo 3 for 3120 Elmwood Street, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21189519-03.jpeg](https://images.steavycarter.com/21189519-03.jpeg)

### 4. Listing photo 4 for 3120 Elmwood Street, Fate, TX 75087
- **Caption:** Real estate listing photo 4 for 3120 Elmwood Street, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21189519-04.jpeg](https://images.steavycarter.com/21189519-04.jpeg)

### 5. Listing photo 5 for 3120 Elmwood Street, Fate, TX 75087
- **Caption:** Real estate listing photo 5 for 3120 Elmwood Street, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21189519-05.jpeg](https://images.steavycarter.com/21189519-05.jpeg)

## Visual Property Index

The ListingContext record contains 29 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-01.jpeg) | Primary real estate listing photo for 3120 Elmwood Street, Fate, TX 75087. |
| 2 |  | [Listing photo 2 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-02.jpeg) | Real estate listing photo 2 for 3120 Elmwood Street, Fate, TX 75087. |
| 3 |  | [Listing photo 3 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-03.jpeg) | Real estate listing photo 3 for 3120 Elmwood Street, Fate, TX 75087. |
| 4 |  | [Listing photo 4 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-04.jpeg) | Real estate listing photo 4 for 3120 Elmwood Street, Fate, TX 75087. |
| 5 |  | [Listing photo 5 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-05.jpeg) | Real estate listing photo 5 for 3120 Elmwood Street, Fate, TX 75087. |
| 6 |  | [Listing photo 6 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-06.jpeg) | Real estate listing photo 6 for 3120 Elmwood Street, Fate, TX 75087. |
| 7 |  | [Listing photo 7 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-07.jpeg) | Real estate listing photo 7 for 3120 Elmwood Street, Fate, TX 75087. |
| 8 |  | [Listing photo 8 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-08.jpeg) | Real estate listing photo 8 for 3120 Elmwood Street, Fate, TX 75087. |
| 9 |  | [Listing photo 9 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-09.jpeg) | Real estate listing photo 9 for 3120 Elmwood Street, Fate, TX 75087. |
| 10 |  | [Listing photo 10 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-10.jpeg) | Real estate listing photo 10 for 3120 Elmwood Street, Fate, TX 75087. |
| 11 |  | [Listing photo 11 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-11.jpeg) | Real estate listing photo 11 for 3120 Elmwood Street, Fate, TX 75087. |
| 12 |  | [Listing photo 12 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-12.jpeg) | Real estate listing photo 12 for 3120 Elmwood Street, Fate, TX 75087. |
| 13 |  | [Listing photo 13 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-13.jpeg) | Real estate listing photo 13 for 3120 Elmwood Street, Fate, TX 75087. |
| 14 |  | [Listing photo 14 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-14.jpeg) | Real estate listing photo 14 for 3120 Elmwood Street, Fate, TX 75087. |
| 15 |  | [Listing photo 15 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-15.jpeg) | Real estate listing photo 15 for 3120 Elmwood Street, Fate, TX 75087. |
| 16 |  | [Listing photo 16 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-16.jpeg) | Real estate listing photo 16 for 3120 Elmwood Street, Fate, TX 75087. |
| 17 |  | [Listing photo 17 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-17.jpeg) | Real estate listing photo 17 for 3120 Elmwood Street, Fate, TX 75087. |
| 18 |  | [Listing photo 18 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-18.jpeg) | Real estate listing photo 18 for 3120 Elmwood Street, Fate, TX 75087. |
| 19 |  | [Listing photo 19 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-19.jpeg) | Real estate listing photo 19 for 3120 Elmwood Street, Fate, TX 75087. |
| 20 |  | [Listing photo 20 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-20.jpeg) | Real estate listing photo 20 for 3120 Elmwood Street, Fate, TX 75087. |
| 21 |  | [Listing photo 21 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-21.jpeg) | Real estate listing photo 21 for 3120 Elmwood Street, Fate, TX 75087. |
| 22 |  | [Listing photo 22 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-22.jpeg) | Real estate listing photo 22 for 3120 Elmwood Street, Fate, TX 75087. |
| 23 |  | [Listing photo 23 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-23.jpeg) | Real estate listing photo 23 for 3120 Elmwood Street, Fate, TX 75087. |
| 24 |  | [Listing photo 24 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-24.jpeg) | Real estate listing photo 24 for 3120 Elmwood Street, Fate, TX 75087. |
| 25 |  | [Listing photo 25 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-25.jpeg) | Real estate listing photo 25 for 3120 Elmwood Street, Fate, TX 75087. |
| 26 |  | [Listing photo 26 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-26.jpeg) | Real estate listing photo 26 for 3120 Elmwood Street, Fate, TX 75087. |
| 27 |  | [Listing photo 27 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-27.jpeg) | Real estate listing photo 27 for 3120 Elmwood Street, Fate, TX 75087. |
| 28 |  | [Listing photo 28 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-28.jpeg) | Real estate listing photo 28 for 3120 Elmwood Street, Fate, TX 75087. |
| 29 |  | [Listing photo 29 for 3120 Elmwood Street, Fate, TX 75087](https://images.steavycarter.com/21189519-29.jpeg) | Real estate listing photo 29 for 3120 Elmwood Street, Fate, TX 75087. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21189519)

## Schools

- **Elementary:** Billie Stevenson · Rockwall ISD
- **Middle:** Herman E Utley · Rockwall ISD
- **High:** Rockwall · Rockwall ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 47 mins (37.6 mi)
- **Dallas Love Field:** approximately 34 mins (27.2 mi)
- **Downtown Dallas:** approximately 32 mins (25.7 mi)
- **The Star in Frisco:** approximately 36 mins (28.6 mi)
- **PGA Frisco:** approximately 42 mins (33.8 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Rodeo Goat, Boots Burger
- **Fine Dining:** Bin 303, Culpepper Cattle Co.
- **Pizza:** Zanata, Luigi's Italian Cafe
- **Chef-Owned / Local Dining:** Vidorra, Wade's Landing
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Book Club Cafe
- **Cocktail:** The Downing Bottles and Bites, Fable & Fire - A Bookshop Bistro

### Errands

- **Nearby Gas:** 7-Eleven
- **Premium-Fuel Stop:** 7-Eleven
- **Pharmacy:** Walgreens Pharmacy, CVS Pharmacy
- **Bank:** Chase Bank, Wells Fargo ATM
- **Urgent Care:** Hunt Regional Urgent Care
- **Grocery:** FRESH by Brookshire's

### Activities

- **Parks & Recreation:** WOODCREEK FATE HOA - COMMUNITY CENTER PARK, WILLIAMSBURG PARK
- **Clubs & Sports:** City of Fate Community Center, FITNESS COURT AT ROBERT SMITH FAMILY PARK
- **Adventure & Action:** Shenaniganz Entertainment Center, Urban Air Trampoline and Adventure Park
- **Lifestyle & Music:** Huddin Homestead Fun Farm, MASSAGE BY DEBORAH

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | County Appraisal District |
| **CAD PID** | 332648 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/332648/2026](https://www.rockwallcad.com/property-detail/332648/2026) |
| **CAD market value** | $406,848 |
| **CAD land value** | $60,000 |
| **CAD improvement value** | $346,848 |
| **CAD appraised value** | $406,848 |
| **CAD net appraised / current taxed starting point** | $406,848 |
| **Estimated taxes before current exemptions** | $6,545.24 |
| **Current exemption impact** | -$1,493.66 |
| **Estimated taxes with current exemptions** | $5,051.58 |
| **Total tax rate** | 1.6088% |
| **Parcel size** | 0.101 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $429,000 |
| **CAD market value** | $406,848 |
| **Difference** | +$22,152 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | AVONDALE PHASE 1 BLK I LOT 3 |
| **Total land value** | $60,000 |
| **Total market acres** | 0.101 |
| **Current special-use reduction** | -$0 |

### Current Exemption Context

- **Current exemption shown:** Homestead
- **School taxable-value reduction reflected in the current record:** $140,000

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Fate | 0.290869% | $406,848 | $1,183.39 | $0.00 |
| Rockwall County | 0.251% | $406,848 | $1,021.19 | $0.00 |
| Rockwall ISD (H) | 1.0669% | $266,848 | $2,847.00 | -$1,493.66 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential (1 Story)

- **CAD assessed improvement value:** $346,848
- **Total area:** 2,630 Sq Ft
- **Living area:** 2,035 Sq Ft
- Main Area: 2,035 Sq Ft
- Attached Garage: 418 Sq Ft
- COVERED PORCH: 135 Sq Ft
- COVERED PORCH: 42 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2024 | $60,400 | $60,400 | $0 | Baseline |
| 2025 | $421,901 | $60,000 | $361,901 | +$361,501 (+598.51%) |
| 2026 | $406,848 | $60,000 | $346,848 | $-15,053 (-3.57%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21189519/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21189519/](https://www.steavycarter.com/mls/21189519/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21189519](https://www.propertypanorama.com/instaview/ntreis/21189519)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/332648/2026](https://www.rockwallcad.com/property-detail/332648/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21189519/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.