---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21231178"
canonical_url: "https://www.steavycarter.com/mls/21231178/"
markdown_url: "https://www.steavycarter.com/mls/21231178.md"
address: "925 Garner Drive, Fate, TX 75087"
status: "Active"
price_usd: 347000
bedrooms: 3
bathrooms: "2"
living_area_sqft: 1630
lot_acres: 0.13
year_built: 2023
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21231178-01.jpeg"
image_count: 23
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-05-10T13:08:31.000Z"
listing_context_updated_at: "2026-05-11 17:13:16"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 925 Garner Drive, Fate, TX 75087

**MLS 21231178 · $347,000 · Active · 3 beds · 2 baths · 1,630 Sq Ft · 0.13 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21231178/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $347,000
- **MLS/listing source updated:** May 10, 2026
- **ListingContext updated:** May 11, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 925 Garner Drive?** $347,000.
- **How large is the home?** 1,630 Sq Ft.
- **How much land is included?** 0.13 acres.
- **How many bedrooms and bathrooms?** 3 bedrooms and 2 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $5,886 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21231178 |
| **Price** | $347,000 |
| **Price per square foot** | $213 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 3 |
| **Bathrooms** | 2 |
| **Living area** | 1,630 Sq Ft |
| **Lot size** | 0.13 acres |
| **Year built** | 2023 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Royse City ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Woodcreek Ph 9d-2
- **Community**: Woodcreek Ph 9d-2
- **County**: Rockwall
- **Days on Market**: 11

### Home

- **Bedrooms**: 3
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 1,630 Sq Ft
- **Price / Sq Ft**: $213 / Sq Ft
- **Year Built**: 2023

### Kitchen and Interior

- **Appliances**: Dryer, Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer
- **Interior Features**: Built In Features, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk In Closets
- **Fireplaces**: 1
- **Fireplace Features**: Electric, Living Room

### Lot and Exterior

- **Lot Size**: 0.13 acres
- **Pool**: No
- **Pool Features**: None

### Parking and Garage

- **Parking**: Garage
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: No

### MLS Tax and HOA Fields

- **Annual Taxes**: $8,266
- **HOA Fee**: $360 SemiAnnually
- **HOA Includes**: All Facilities, Association Management

### Utilities

- **Utilities**: Sewer Available
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Bobby Summers · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **MLS #**: 21231178
- **MLS Board**: NTREIS
- **List Date**: 2026-04-30
- **Source Updated**: 2026-05-10T13:08:31.000Z
- **Last Updated**: 2026-05-11 17:13:16

## Featured Spaces

### 1. Primary listing photo for 925 Garner Drive, Fate, TX 75087
- **Caption:** Primary real estate listing photo for 925 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21231178-01.jpeg](https://images.steavycarter.com/21231178-01.jpeg)

### 2. Listing photo 2 for 925 Garner Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 2 for 925 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21231178-02.jpeg](https://images.steavycarter.com/21231178-02.jpeg)

### 3. Listing photo 3 for 925 Garner Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 3 for 925 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21231178-03.jpeg](https://images.steavycarter.com/21231178-03.jpeg)

### 4. Listing photo 4 for 925 Garner Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 4 for 925 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21231178-04.jpeg](https://images.steavycarter.com/21231178-04.jpeg)

### 5. Listing photo 5 for 925 Garner Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 5 for 925 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21231178-05.jpeg](https://images.steavycarter.com/21231178-05.jpeg)

## Visual Property Index

The ListingContext record contains 23 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-01.jpeg) | Primary real estate listing photo for 925 Garner Drive, Fate, TX 75087. |
| 2 |  | [Listing photo 2 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-02.jpeg) | Real estate listing photo 2 for 925 Garner Drive, Fate, TX 75087. |
| 3 |  | [Listing photo 3 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-03.jpeg) | Real estate listing photo 3 for 925 Garner Drive, Fate, TX 75087. |
| 4 |  | [Listing photo 4 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-04.jpeg) | Real estate listing photo 4 for 925 Garner Drive, Fate, TX 75087. |
| 5 |  | [Listing photo 5 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-05.jpeg) | Real estate listing photo 5 for 925 Garner Drive, Fate, TX 75087. |
| 6 |  | [Listing photo 6 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-06.jpeg) | Real estate listing photo 6 for 925 Garner Drive, Fate, TX 75087. |
| 7 |  | [Listing photo 7 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-07.jpeg) | Real estate listing photo 7 for 925 Garner Drive, Fate, TX 75087. |
| 8 |  | [Listing photo 8 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-08.jpeg) | Real estate listing photo 8 for 925 Garner Drive, Fate, TX 75087. |
| 9 |  | [Listing photo 9 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-09.jpeg) | Real estate listing photo 9 for 925 Garner Drive, Fate, TX 75087. |
| 10 |  | [Listing photo 10 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-10.jpeg) | Real estate listing photo 10 for 925 Garner Drive, Fate, TX 75087. |
| 11 |  | [Listing photo 11 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-11.jpeg) | Real estate listing photo 11 for 925 Garner Drive, Fate, TX 75087. |
| 12 |  | [Listing photo 12 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-12.jpeg) | Real estate listing photo 12 for 925 Garner Drive, Fate, TX 75087. |
| 13 |  | [Listing photo 13 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-13.jpeg) | Real estate listing photo 13 for 925 Garner Drive, Fate, TX 75087. |
| 14 |  | [Listing photo 14 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-14.jpeg) | Real estate listing photo 14 for 925 Garner Drive, Fate, TX 75087. |
| 15 |  | [Listing photo 15 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-15.jpeg) | Real estate listing photo 15 for 925 Garner Drive, Fate, TX 75087. |
| 16 |  | [Listing photo 16 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-16.jpeg) | Real estate listing photo 16 for 925 Garner Drive, Fate, TX 75087. |
| 17 |  | [Listing photo 17 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-17.jpeg) | Real estate listing photo 17 for 925 Garner Drive, Fate, TX 75087. |
| 18 |  | [Listing photo 18 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-18.jpeg) | Real estate listing photo 18 for 925 Garner Drive, Fate, TX 75087. |
| 19 |  | [Listing photo 19 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-19.jpeg) | Real estate listing photo 19 for 925 Garner Drive, Fate, TX 75087. |
| 20 |  | [Listing photo 20 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-20.jpeg) | Real estate listing photo 20 for 925 Garner Drive, Fate, TX 75087. |
| 21 |  | [Listing photo 21 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-21.jpeg) | Real estate listing photo 21 for 925 Garner Drive, Fate, TX 75087. |
| 22 |  | [Listing photo 22 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-22.jpeg) | Real estate listing photo 22 for 925 Garner Drive, Fate, TX 75087. |
| 23 |  | [Listing photo 23 for 925 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21231178-23.jpeg) | Real estate listing photo 23 for 925 Garner Drive, Fate, TX 75087. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21231178)

## Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Bobby Summers · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 48 mins (37.9 mi)
- **Dallas Love Field:** approximately 35 mins (28.0 mi)
- **Downtown Dallas:** approximately 34 mins (27.0 mi)
- **The Star in Frisco:** approximately 34 mins (27.3 mi)
- **PGA Frisco:** approximately 40 mins (32.1 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Charlie's Old Fashioned Kitchen
- **Fine Dining:** Bin 303, Culpepper Cattle Co.
- **Pizza:** Zanata, Samee's Pizza Getti
- **Chef-Owned / Local Dining:** Luigi's Italian Cafe, Smoke Sessions Barbecue
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Matt's Rancho Martinez
- **Cocktail:** The Downing Bottles and Bites, The Back Porch

### Errands

- **Nearby Gas:** Exxon
- **Premium-Fuel Stop:** 7-Eleven
- **Pharmacy:** CVS Pharmacy, Walgreens Pharmacy
- **Bank:** Guaranty Bank & Trust
- **Urgent Care:** Royse City Emergency Hospital
- **Grocery:** Walmart Supercenter, FRESH by Brookshire's

### Activities

- **Parks & Recreation:** Robert Smith Family Park, WOODCREEK FATE HOA - NORTH AMENITY PARK
- **Clubs & Sports:** FITNESS COURT AT ROBERT SMITH FAMILY PARK, The Cedars Disc Golf Course
- **Adventure & Action:** Shenaniganz Entertainment Center, X-Golf Rockwall
- **Lifestyle & Music:** MASSAGE ROCKWALL - DEBBIE GILLESPIE LMT, Huddin Homestead Fun Farm

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | County Appraisal District |
| **CAD PID** | 118920 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/118920/2026](https://www.rockwallcad.com/property-detail/118920/2026) |
| **CAD market value** | $304,886 |
| **CAD land value** | $76,500 |
| **CAD improvement value** | $228,386 |
| **CAD appraised value** | $304,886 |
| **CAD net appraised / current taxed starting point** | $304,886 |
| **Estimated taxes before current exemptions** | $7,643.70 |
| **Current exemption impact** | -$1,757.28 |
| **Estimated taxes with current exemptions** | $5,886.42 |
| **Total tax rate** | 2.5071% |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $347,000 |
| **CAD market value** | $304,886 |
| **Difference** | +$42,114 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | WOODCREEK PHASE 9D-2, BLOCK Q, LOT 6 |
| **Total land value** | $0 |
| **Total market acres** | 0.134 |
| **Current special-use reduction** | -$0 |
| **Total improvement value** | $0 |

### Current Exemption Context

- **Current exemption shown:** Homestead
- **School taxable-value reduction reflected in the current record:** $140,000

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Fate | 0.290869% | $304,886 | $886.82 | $0.00 |
| Rockwall County | 0.251% | $304,886 | $765.26 | $0.00 |
| Royse City ISD (H) | 1.2552% | $164,886 | $2,069.65 | -$1,757.28 |
| Rw Co Mud9 | 0.71% | $304,886 | $2,164.69 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2023 | $60,000 | $60,000 | $0 | Baseline |
| 2024 | $323,442 | $70,000 | $253,442 | +$263,442 (+439.07%) |
| 2025 | $329,696 | $70,000 | $259,696 | +$6,254 (+1.93%) |
| 2026 | $304,886 | $76,500 | $228,386 | $-24,810 (-7.53%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21231178/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21231178/](https://www.steavycarter.com/mls/21231178/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21231178](https://www.propertypanorama.com/instaview/ntreis/21231178)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/118920/2026](https://www.rockwallcad.com/property-detail/118920/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21231178/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.