---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21249334"
canonical_url: "https://www.steavycarter.com/mls/21249334/"
markdown_url: "https://www.steavycarter.com/mls/21249334.md"
address: "490 Oak Hills Lane, Fate, TX 75189"
status: "Active"
price_usd: 435500
bedrooms: 3
bathrooms: "3"
living_area_sqft: 2257
lot_acres: 0.16
year_built: 2012
school_district: "Rockwall ISD"
primary_image: "https://images.steavycarter.com/21249334-01.jpeg"
image_count: 21
has_video: false
has_3d_tour: false
listing_source_updated_at: "2026-10-14T21:13:58.000Z"
listing_context_updated_at: "2026-10-15 05:19:18"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 490 Oak Hills Lane, Fate, TX 75189

**MLS 21249334 · $435,500 · Active · 3 beds · 3 baths · 2,257 Sq Ft · 0.16 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21249334/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $435,500
- **MLS/listing source updated:** October 14, 2026
- **ListingContext updated:** October 15, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 490 Oak Hills Lane?** $435,500.
- **How large is the home?** 2,257 Sq Ft.
- **How much land is included?** 0.16 acres.
- **How many bedrooms and bathrooms?** 3 bedrooms and 3 full bathrooms.
- **Does it have a pool?** Yes. The structured listing facts describe an in-ground sport pool with infinity and water-feature elements.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Rockwall ISD. Buyers should verify current assignments directly with the district.
- **What is the current CAD tax estimate?** Approximately $2,881 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21249334 |
| **Price** | $435,500 |
| **Price per square foot** | $193 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 3 |
| **Bathrooms** | 3 |
| **Living area** | 2,257 Sq Ft |
| **Lot size** | 0.16 acres |
| **Year built** | 2012 |
| **Pool** | Yes |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Rockwall ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Williamsburg Ph 1a
- **Community**: Williamsburg Ph 1a
- **County**: Rockwall
- **Days on Market**: 34

### Home

- **Bedrooms**: 3
- **Bathrooms**: 3
- **Full Baths**: 2
- **Half Baths**: 1
- **Square Feet**: 2,257 Sq Ft
- **Price / Sq Ft**: $193 / Sq Ft
- **Year Built**: 2012
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Vented Exhaust Fan
- **Interior Features**: Double Vanity, Eat In Kitchen, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk In Closets, Wired For Sound
- **Laundry Features**: Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room
- **Flooring**: Carpet, Ceramic Tile, Wood
- **Heating**: Central, Fireplaces
- **Cooling**: Central Air, Ceiling Fans, Electric
- **Fireplaces**: 1
- **Fireplace Features**: Gas, Gas Starter, Living Room
- **Security Features**: Security System, Fire Alarm, Smoke Detectors
- **Window Features**: Window Coverings

### Lot and Exterior

- **Lot Size**: 0.16 acres
- **Lot Size Sq Ft**: 6,882
- **Lot Features**: Landscaped, Level, Subdivision
- **Patio & Porch Features**: Rear Porch, Front Porch, Covered
- **Fencing**: Back Yard, Wood
- **Pool**: Yes
- **Pool Features**: Gunite, In Ground, Pool, Pool Sweep, Waterfall, Community

### Parking and Garage

- **Parking**: Concrete, Direct Access, Garage Faces Front, Garage, Garage Door Opener
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $5,998
- **HOA Fee**: $511 SemiAnnually
- **HOA Includes**: All Facilities, Association Management, Maintenance Grounds
- **Parcel Number**: 000000072795
- **APN**: 000000072795
- **Legal Description**: WILLIAMSBURG PHASE 1A, BLOCK F, LOT 5
- **Tax Block**: F
- **Tax Lot**: 5

### Utilities

- **Utilities**: Sewer Available, Separate Meters, Underground Utilities, Water Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Lupe Garcia · Rockwall ISD
- **Middle:** Ursula Rakow · Rockwall ISD
- **High:** Rockwall-Heath · Rockwall ISD

### Listing Information

- **Listing Agent**: Sondra Stephens
- **Listing Brokerage**: Front Door Realty
- **MLS #**: 21249334
- **MLS Board**: NTREIS
- **List Date**: 2026-04-27
- **Source Updated**: 2026-10-14T21:13:58.000Z
- **Last Updated**: 2026-10-15 05:19:18

## Featured Spaces

### 1. Primary listing photo for 490 Oak Hills Lane, Fate, TX 75189
- **Caption:** Primary real estate listing photo for 490 Oak Hills Lane, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21249334-01.jpeg](https://images.steavycarter.com/21249334-01.jpeg)

### 2. Listing photo 2 for 490 Oak Hills Lane, Fate, TX 75189
- **Caption:** Real estate listing photo 2 for 490 Oak Hills Lane, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21249334-02.jpeg](https://images.steavycarter.com/21249334-02.jpeg)

### 3. Listing photo 3 for 490 Oak Hills Lane, Fate, TX 75189
- **Caption:** Real estate listing photo 3 for 490 Oak Hills Lane, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21249334-03.jpeg](https://images.steavycarter.com/21249334-03.jpeg)

### 4. Listing photo 4 for 490 Oak Hills Lane, Fate, TX 75189
- **Caption:** Real estate listing photo 4 for 490 Oak Hills Lane, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21249334-04.jpeg](https://images.steavycarter.com/21249334-04.jpeg)

### 5. Listing photo 5 for 490 Oak Hills Lane, Fate, TX 75189
- **Caption:** Real estate listing photo 5 for 490 Oak Hills Lane, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21249334-05.jpeg](https://images.steavycarter.com/21249334-05.jpeg)

## Visual Property Index

The ListingContext record contains 21 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-01.jpeg) | Primary real estate listing photo for 490 Oak Hills Lane, Fate, TX 75189. |
| 2 |  | [Listing photo 2 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-02.jpeg) | Real estate listing photo 2 for 490 Oak Hills Lane, Fate, TX 75189. |
| 3 |  | [Listing photo 3 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-03.jpeg) | Real estate listing photo 3 for 490 Oak Hills Lane, Fate, TX 75189. |
| 4 |  | [Listing photo 4 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-04.jpeg) | Real estate listing photo 4 for 490 Oak Hills Lane, Fate, TX 75189. |
| 5 |  | [Listing photo 5 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-05.jpeg) | Real estate listing photo 5 for 490 Oak Hills Lane, Fate, TX 75189. |
| 6 |  | [Listing photo 6 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-06.jpeg) | Real estate listing photo 6 for 490 Oak Hills Lane, Fate, TX 75189. |
| 7 |  | [Listing photo 7 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-07.jpeg) | Real estate listing photo 7 for 490 Oak Hills Lane, Fate, TX 75189. |
| 8 |  | [Listing photo 8 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-08.jpeg) | Real estate listing photo 8 for 490 Oak Hills Lane, Fate, TX 75189. |
| 9 |  | [Listing photo 9 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-09.jpeg) | Real estate listing photo 9 for 490 Oak Hills Lane, Fate, TX 75189. |
| 10 |  | [Listing photo 10 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-10.jpeg) | Real estate listing photo 10 for 490 Oak Hills Lane, Fate, TX 75189. |
| 11 |  | [Listing photo 11 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-11.jpeg) | Real estate listing photo 11 for 490 Oak Hills Lane, Fate, TX 75189. |
| 12 |  | [Listing photo 12 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-12.jpeg) | Real estate listing photo 12 for 490 Oak Hills Lane, Fate, TX 75189. |
| 13 |  | [Listing photo 13 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-13.jpeg) | Real estate listing photo 13 for 490 Oak Hills Lane, Fate, TX 75189. |
| 14 |  | [Listing photo 14 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-14.jpeg) | Real estate listing photo 14 for 490 Oak Hills Lane, Fate, TX 75189. |
| 15 |  | [Listing photo 15 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-15.jpeg) | Real estate listing photo 15 for 490 Oak Hills Lane, Fate, TX 75189. |
| 16 |  | [Listing photo 16 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-16.jpeg) | Real estate listing photo 16 for 490 Oak Hills Lane, Fate, TX 75189. |
| 17 |  | [Listing photo 17 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-17.jpeg) | Real estate listing photo 17 for 490 Oak Hills Lane, Fate, TX 75189. |
| 18 |  | [Listing photo 18 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-18.jpeg) | Real estate listing photo 18 for 490 Oak Hills Lane, Fate, TX 75189. |
| 19 |  | [Listing photo 19 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-19.jpeg) | Real estate listing photo 19 for 490 Oak Hills Lane, Fate, TX 75189. |
| 20 |  | [Listing photo 20 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-20.jpeg) | Real estate listing photo 20 for 490 Oak Hills Lane, Fate, TX 75189. |
| 21 |  | [Listing photo 21 for 490 Oak Hills Lane, Fate, TX 75189](https://images.steavycarter.com/21249334-21.jpeg) | Real estate listing photo 21 for 490 Oak Hills Lane, Fate, TX 75189. |

## Schools

- **Elementary:** Lupe Garcia · Rockwall ISD
- **Middle:** Ursula Rakow · Rockwall ISD
- **High:** Rockwall-Heath · Rockwall ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 47 mins (37.6 mi)
- **Dallas Love Field:** approximately 34 mins (27.2 mi)
- **Downtown Dallas:** approximately 32 mins (25.7 mi)
- **The Star in Frisco:** approximately 36 mins (28.6 mi)
- **PGA Frisco:** approximately 42 mins (33.8 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Bbq:** True Texas BBQ
- **Pizza:** Zanata, Mona Lisa Pizza
- **Italian:** Luigi's Italian Cafe, Sauce & Vine
- **Fancy Taco:** La Vida Taqueria, Torchy's Tacos
- **Mexican:** Pablo's Restaurant and Cantina, Carmona’s Tacos
- **Burger:** It's Grub:30, Wells Burgers Express

### Errands

- **Goodwill:** Rockwall County Helping Hands Client Assistance & Food Pantry, Ongster Liquidation
- **Bank:** PNC Bank, Guaranty Bank & Trust
- **Premium-Fuel Stop:** 7-Eleven, Buc-ee's
- **Urgent Care:** Hunt Regional Urgent Care
- **Specialty Grocery:** FRESH by Brookshire's
- **Post Shipping:** United States Postal Service

### Activities

- **Parks & Recreation:** Emerald Bay Park, Harry Myers Park
- **Clubs & Sports:** Buffalo Creek Golf Club, Buffalo Creek Swim-Tennis Club
- **Adventure & Action:** City of Rockwall - Harbor Urban Beach, Harry Myers Splash Pad
- **Lifestyle & Music:** Bearded Monkey Sports Bar & Grill, En Fuego Tobacco Shop
- **Steavys Favorites:** En Fuego Tobacco Shop, Harry Myers Park

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Rockwall CAD (TrueProdigy) |
| **CAD PID** | 72795 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/72795/2026](https://www.rockwallcad.com/property-detail/72795/2026) |
| **CAD market value** | $337,441 |
| **CAD land value** | $100,100 |
| **CAD improvement value** | $237,341 |
| **CAD appraised value** | $337,441 |
| **CAD net appraised / current taxed starting point** | $337,441 |
| **Estimated taxes before current exemptions** | $5,465.77 |
| **Current exemption impact** | -$2,584.31 |
| **Estimated taxes with current exemptions** | $2,881.46 |
| **Total tax rate** | 1.6198% |
| **Parcel size** | 0.1576 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $435,500 |
| **CAD market value** | $337,441 |
| **Difference** | +$98,059 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | WILLIAMSBURG PHASE 1A, BLOCK F, LOT 5 |
| **Total land value** | $100,100 |
| **Total market acres** | 0.1576 |
| **Current special-use reduction** | -$0 |
| **Total improvement value** | $237,341 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Fate (H) | 0.290869% | $287,441 | $836.08 | -$145.43 |
| Rockwall County (H) | 0.262% | $302,441 | $792.40 | -$91.70 |
| Rockwall ISD (H) | 1.0669% | $117,441 | $1,252.98 | -$2,347.18 |
| Wm Public Imp Dist No1 | 0% | $337,441 | $0.00 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $221,487
- **Total area:** 2,742 Sq Ft
- **Living area:** 2,124 Sq Ft
- Main Area: 2,124 Sq Ft
- Attached Garage: 546 Sq Ft
- COVERED PORCH: 60 Sq Ft
- COVERED PORCH: 12 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2016 | $238,790 | $66,000 | $172,790 | Baseline |
| 2017 | $257,590 | $66,000 | $191,590 | +$18,800 (+7.87%) |
| 2018 | $287,570 | $67,980 | $219,590 | +$29,980 (+11.64%) |
| 2019 | $295,940 | $69,960 | $225,980 | +$8,370 (+2.91%) |
| 2020 | $296,690 | $70,620 | $226,070 | +$750 (+0.25%) |
| 2021 | $296,350 | $87,000 | $209,350 | $-340 (-0.11%) |
| 2022 | $413,350 | $140,000 | $273,350 | +$117,000 (+39.48%) |
| 2023 | $406,278 | $140,000 | $266,278 | $-7,072 (-1.71%) |
| 2024 | $393,151 | $140,000 | $253,151 | $-13,127 (-3.23%) |
| 2025 | $372,827 | $126,000 | $246,827 | $-20,324 (-5.17%) |
| 2026 | $337,441 | $100,100 | $237,341 | $-35,386 (-9.49%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21249334/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21249334/](https://www.steavycarter.com/mls/21249334/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/72795/2026](https://www.rockwallcad.com/property-detail/72795/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21249334/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.