---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21268273"
canonical_url: "https://www.steavycarter.com/mls/21268273/"
markdown_url: "https://www.steavycarter.com/mls/21268273.md"
address: "2638 FM 549, Rockwall, TX 75032"
status: "Active"
price_usd: 996000
bedrooms: 4
bathrooms: "3"
living_area_sqft: 2753
lot_acres: 4.95
year_built: 1998
school_district: "Rockwall ISD"
primary_image: "https://images.steavycarter.com/21268273-01.jpeg"
image_count: 36
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-05-15T06:34:10.000Z"
listing_context_updated_at: "2026-05-15 15:12:51"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 2638 FM 549, Rockwall, TX 75032

**MLS 21268273 · $996,000 · Active · 4 beds · 3 baths · 2,753 Sq Ft · 4.95 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21268273/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $996,000
- **MLS/listing source updated:** May 15, 2026
- **ListingContext updated:** May 15, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 2638 FM 549?** $996,000.
- **How large is the home?** 2,753 Sq Ft.
- **How much land is included?** 4.95 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 3 full bathrooms.
- **How much garage or covered parking is reported?** 4 garage spaces.
- **What school district serves the property?** Rockwall ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $12,438 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21268273 |
| **Price** | $996,000 |
| **Price per square foot** | $362 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 3 |
| **Living area** | 2,753 Sq Ft |
| **Lot size** | 4.95 acres |
| **Year built** | 1998 |
| **Garage / covered parking** | 4 garage spaces |
| **School district** | Rockwall ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Lofland Lake Estates
- **Community**: Lofland Lake Estates
- **County**: Rockwall
- **Days on Market**: 1

### Home

- **Bedrooms**: 4
- **Bathrooms**: 3
- **Full Baths**: 3
- **Square Feet**: 2,753 Sq Ft
- **Price / Sq Ft**: $362 / Sq Ft
- **Year Built**: 1998
- **Foundation**: Slab
- **Roof**: Composition

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Oven, Disposal, Microwave
- **Interior Features**: Built In Features, Double Vanity, Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Walk In Closets
- **Heating**: Central
- **Cooling**: Central Air, Ceiling Fans
- **Fireplaces**: 1
- **Fireplace Features**: Family Room

### Lot and Exterior

- **Lot Size**: 4.95 acres
- **Lot Features**: Acreage, Back Yard, Lawn, Landscaped, Few Trees
- **Exterior Features**: Private Yard, Storage
- **Fencing**: Partial, Wrought Iron
- **Pool**: No
- **Pool Features**: None

### Parking and Garage

- **Parking**: Door Single, Oversized, Boat, Rv Access Parking
- **Garage Spaces**: 4
- **Covered Parking**: 4
- **Attached Garage**: No

### Utilities

- **Utilities**: Water Available, Cable Available
- **Water**: Public

### Schools

- **Elementary:** Ouida Springer · Rockwall ISD
- **Middle:** Ursula Rakow · Rockwall ISD
- **High:** Heath · Rockwall ISD

### Listing Information

- **MLS #**: 21268273
- **MLS Board**: NTREIS
- **List Date**: 2026-05-14
- **Source Updated**: 2026-05-15T06:34:10.000Z
- **Last Updated**: 2026-05-15 15:12:51

## Featured Spaces

### 1. Primary listing photo for 2638 FM 549, Rockwall, TX 75032
- **Caption:** Primary real estate listing photo for 2638 FM 549, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21268273-01.jpeg](https://images.steavycarter.com/21268273-01.jpeg)

### 2. Listing photo 2 for 2638 FM 549, Rockwall, TX 75032
- **Caption:** Real estate listing photo 2 for 2638 FM 549, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21268273-02.jpeg](https://images.steavycarter.com/21268273-02.jpeg)

### 3. Listing photo 3 for 2638 FM 549, Rockwall, TX 75032
- **Caption:** Real estate listing photo 3 for 2638 FM 549, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21268273-03.jpeg](https://images.steavycarter.com/21268273-03.jpeg)

### 4. Listing photo 4 for 2638 FM 549, Rockwall, TX 75032
- **Caption:** Real estate listing photo 4 for 2638 FM 549, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21268273-04.jpeg](https://images.steavycarter.com/21268273-04.jpeg)

### 5. Listing photo 5 for 2638 FM 549, Rockwall, TX 75032
- **Caption:** Real estate listing photo 5 for 2638 FM 549, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21268273-05.jpeg](https://images.steavycarter.com/21268273-05.jpeg)

## Visual Property Index

The ListingContext record contains 36 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-01.jpeg) | Primary real estate listing photo for 2638 FM 549, Rockwall, TX 75032. |
| 2 |  | [Listing photo 2 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-02.jpeg) | Real estate listing photo 2 for 2638 FM 549, Rockwall, TX 75032. |
| 3 |  | [Listing photo 3 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-03.jpeg) | Real estate listing photo 3 for 2638 FM 549, Rockwall, TX 75032. |
| 4 |  | [Listing photo 4 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-04.jpeg) | Real estate listing photo 4 for 2638 FM 549, Rockwall, TX 75032. |
| 5 |  | [Listing photo 5 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-05.jpeg) | Real estate listing photo 5 for 2638 FM 549, Rockwall, TX 75032. |
| 6 |  | [Listing photo 6 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-06.jpeg) | Real estate listing photo 6 for 2638 FM 549, Rockwall, TX 75032. |
| 7 |  | [Listing photo 7 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-07.jpeg) | Real estate listing photo 7 for 2638 FM 549, Rockwall, TX 75032. |
| 8 |  | [Listing photo 8 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-08.jpeg) | Real estate listing photo 8 for 2638 FM 549, Rockwall, TX 75032. |
| 9 |  | [Listing photo 9 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-09.jpeg) | Real estate listing photo 9 for 2638 FM 549, Rockwall, TX 75032. |
| 10 |  | [Listing photo 10 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-10.jpeg) | Real estate listing photo 10 for 2638 FM 549, Rockwall, TX 75032. |
| 11 |  | [Listing photo 11 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-11.jpeg) | Real estate listing photo 11 for 2638 FM 549, Rockwall, TX 75032. |
| 12 |  | [Listing photo 12 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-12.jpeg) | Real estate listing photo 12 for 2638 FM 549, Rockwall, TX 75032. |
| 13 |  | [Listing photo 13 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-13.jpeg) | Real estate listing photo 13 for 2638 FM 549, Rockwall, TX 75032. |
| 14 |  | [Listing photo 14 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-14.jpeg) | Real estate listing photo 14 for 2638 FM 549, Rockwall, TX 75032. |
| 15 |  | [Listing photo 15 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-15.jpeg) | Real estate listing photo 15 for 2638 FM 549, Rockwall, TX 75032. |
| 16 |  | [Listing photo 16 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-16.jpeg) | Real estate listing photo 16 for 2638 FM 549, Rockwall, TX 75032. |
| 17 |  | [Listing photo 17 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-17.jpeg) | Real estate listing photo 17 for 2638 FM 549, Rockwall, TX 75032. |
| 18 |  | [Listing photo 18 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-18.jpeg) | Real estate listing photo 18 for 2638 FM 549, Rockwall, TX 75032. |
| 19 |  | [Listing photo 19 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-19.jpeg) | Real estate listing photo 19 for 2638 FM 549, Rockwall, TX 75032. |
| 20 |  | [Listing photo 20 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-20.jpeg) | Real estate listing photo 20 for 2638 FM 549, Rockwall, TX 75032. |
| 21 |  | [Listing photo 21 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-21.jpeg) | Real estate listing photo 21 for 2638 FM 549, Rockwall, TX 75032. |
| 22 |  | [Listing photo 22 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-22.jpeg) | Real estate listing photo 22 for 2638 FM 549, Rockwall, TX 75032. |
| 23 |  | [Listing photo 23 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-23.jpeg) | Real estate listing photo 23 for 2638 FM 549, Rockwall, TX 75032. |
| 24 |  | [Listing photo 24 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-24.jpeg) | Real estate listing photo 24 for 2638 FM 549, Rockwall, TX 75032. |
| 25 |  | [Listing photo 25 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-25.jpeg) | Real estate listing photo 25 for 2638 FM 549, Rockwall, TX 75032. |
| 26 |  | [Listing photo 26 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-26.jpeg) | Real estate listing photo 26 for 2638 FM 549, Rockwall, TX 75032. |
| 27 |  | [Listing photo 27 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-27.jpeg) | Real estate listing photo 27 for 2638 FM 549, Rockwall, TX 75032. |
| 28 |  | [Listing photo 28 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-28.jpeg) | Real estate listing photo 28 for 2638 FM 549, Rockwall, TX 75032. |
| 29 |  | [Listing photo 29 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-29.jpeg) | Real estate listing photo 29 for 2638 FM 549, Rockwall, TX 75032. |
| 30 |  | [Listing photo 30 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-30.jpeg) | Real estate listing photo 30 for 2638 FM 549, Rockwall, TX 75032. |
| 31 |  | [Listing photo 31 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-31.jpeg) | Real estate listing photo 31 for 2638 FM 549, Rockwall, TX 75032. |
| 32 |  | [Listing photo 32 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-32.jpeg) | Real estate listing photo 32 for 2638 FM 549, Rockwall, TX 75032. |
| 33 |  | [Listing photo 33 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-33.jpeg) | Real estate listing photo 33 for 2638 FM 549, Rockwall, TX 75032. |
| 34 |  | [Listing photo 34 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-34.jpeg) | Real estate listing photo 34 for 2638 FM 549, Rockwall, TX 75032. |
| 35 |  | [Listing photo 35 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-35.jpeg) | Real estate listing photo 35 for 2638 FM 549, Rockwall, TX 75032. |
| 36 |  | [Listing photo 36 for 2638 FM 549, Rockwall, TX 75032](https://images.steavycarter.com/21268273-36.jpeg) | Real estate listing photo 36 for 2638 FM 549, Rockwall, TX 75032. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21268273)

## Schools

- **Elementary:** Ouida Springer · Rockwall ISD
- **Middle:** Ursula Rakow · Rockwall ISD
- **High:** Heath · Rockwall ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 44 mins (34.9 mi)
- **Dallas Love Field:** approximately 30 mins (24.2 mi)
- **Downtown Dallas:** approximately 28 mins (22.2 mi)
- **The Star in Frisco:** approximately 35 mins (28.0 mi)
- **PGA Frisco:** approximately 42 mins (33.7 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Rodeo Goat, Boots Burger
- **Fine Dining:** Culpepper Cattle Co., The Oar House
- **Pizza:** Zanata, Luigi's Italian Cafe
- **Chef-Owned / Local Dining:** Vidorra, Bin 303
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Wade's Landing
- **Cocktail:** Fable & Fire - A Bookshop Bistro, The Brass Tap

### Errands

- **Nearby Gas:** Scope Exploration
- **Premium-Fuel Stop:** RaceTrac
- **Pharmacy:** Walgreens Pharmacy, CVS Pharmacy
- **Bank:** First Convenience Bank, Chase Bank
- **Urgent Care:** Texas Health Breeze Urgent Care
- **Grocery:** H-E-B

### Activities

- **Parks & Recreation:** MEADOWCREEK PARK #1, Hickory Ridge Park
- **Clubs & Sports:** Will's Swimming Pools & Repairs, Rockwall Indoor Sports World
- **Adventure & Action:** Jumpy Joey Trampolines & Turf, Shenaniganz Entertainment Center
- **Lifestyle & Music:** Rockwall Tavern, Foot Spa

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | County Appraisal District |
| **CAD PID** | 44924 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/44924/2026](https://www.rockwallcad.com/property-detail/44924/2026) |
| **CAD market value** | $789,503 |
| **CAD land value** | $322,596 |
| **CAD improvement value** | $466,907 |
| **CAD appraised value** | $789,503 |
| **CAD net appraised / current taxed starting point** | $789,503 |
| **Estimated taxes before current exemptions** | $12,437.83 |
| **Current exemption impact** | -$0.00 |
| **Estimated taxes with current exemptions** | $12,437.83 |
| **Total tax rate** | 1.5754% |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $996,000 |
| **CAD market value** | $789,503 |
| **Difference** | +$206,497 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | LOFLAND LAKE ESTATES, BLOCK 1, LOT 1, ACRES 4.95 |
| **Total land value** | $322,596 |
| **Total market acres** | 4.95 |
| **Current special-use reduction** | -$0 |
| **Total improvement value** | $0 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Rockwall | 0.2575% | $789,503 | $2,032.97 | $0.00 |
| Rockwall County | 0.251% | $789,503 | $1,981.65 | $0.00 |
| Rockwall ISD | 1.0669% | $789,503 | $8,423.21 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2018 | $481,000 | $187,110 | $293,890 | Baseline |
| 2019 | $485,550 | $190,670 | $294,880 | +$4,550 (+0.95%) |
| 2020 | $482,180 | $190,670 | $291,510 | $-3,370 (-0.69%) |
| 2021 | $572,940 | $286,010 | $286,930 | +$90,760 (+18.82%) |
| 2022 | $670,560 | $295,970 | $374,590 | +$97,620 (+17.04%) |
| 2023 | $699,710 | $310,068 | $389,642 | +$29,150 (+4.35%) |
| 2024 | $761,260 | $290,336 | $470,924 | +$61,550 (+8.80%) |
| 2025 | $734,444 | $262,109 | $472,335 | $-26,816 (-3.52%) |
| 2026 | $789,503 | $322,596 | $466,907 | +$55,059 (+7.50%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21268273/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21268273/](https://www.steavycarter.com/mls/21268273/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21268273](https://www.propertypanorama.com/instaview/ntreis/21268273)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/44924/2026](https://www.rockwallcad.com/property-detail/44924/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21268273/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.