---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21269963"
canonical_url: "https://www.steavycarter.com/mls/21269963/"
markdown_url: "https://www.steavycarter.com/mls/21269963.md"
address: "4020 Grotto Drive, Royse City, TX 75189"
status: "Active"
price_usd: 395000
bedrooms: 4
bathrooms: "3"
living_area_sqft: 2071
lot_acres: 0.14
year_built: 2023
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21269963-01.jpeg"
image_count: 39
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-05-15T06:33:52.000Z"
listing_context_updated_at: "2026-05-15 15:12:15"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 4020 Grotto Drive, Royse City, TX 75189

**MLS 21269963 · $395,000 · Active · 4 beds · 3 baths · 2,071 Sq Ft · 0.14 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21269963/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $395,000
- **MLS/listing source updated:** May 15, 2026
- **ListingContext updated:** May 15, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 4020 Grotto Drive?** $395,000.
- **How large is the home?** 2,071 Sq Ft.
- **How much land is included?** 0.14 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 3 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $4,866 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21269963 |
| **Price** | $395,000 |
| **Price per square foot** | $191 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 3 |
| **Living area** | 2,071 Sq Ft |
| **Lot size** | 0.14 acres |
| **Year built** | 2023 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Royse City ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Waterscape Ph 3a
- **Community**: Waterscape Ph 3a
- **County**: Rockwall

### Home

- **Bedrooms**: 4
- **Bathrooms**: 3
- **Full Baths**: 2
- **Half Baths**: 1
- **Square Feet**: 2,071 Sq Ft
- **Price / Sq Ft**: $191 / Sq Ft
- **Year Built**: 2023
- **Foundation**: Slab
- **Roof**: Composition

### Kitchen and Interior

- **Appliances**: Some Gas Appliances, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Gas Water Heater, Microwave, Plumbed For Gas, Vented Exhaust Fan
- **Interior Features**: Double Vanity, Eat In Kitchen, High Speed Internet, Kitchen Island, Pantry, Cable Tv, Walk In Closets
- **Flooring**: Carpet, Combination, Luxury Vinyl Plank
- **Heating**: Central, Natural Gas
- **Cooling**: Central Air, Ceiling Fans, Electric
- **Fireplaces**: 1
- **Fireplace Features**: Glass Doors, Gas Log

### Lot and Exterior

- **Lot Size**: 0.14 acres
- **Lot Features**: Back Yard, Interior Lot, Lawn, Landscaped
- **Exterior Features**: Fire Pit, Rain Gutters
- **Fencing**: Wood
- **Pool**: No
- **Pool Features**: None, Community

### Parking and Garage

- **Parking**: Concrete, Door Single, Driveway, Garage Faces Front, Garage, Garage Door Opener, Kitchen Level
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: No

### MLS Tax and HOA Fields

- **Annual Taxes**: $8,136
- **HOA Fee**: $355 SemiAnnually
- **HOA Includes**: All Facilities, Maintenance Grounds

### Utilities

- **Utilities**: Sewer Available, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Paula Walker · Royse City ISD
- **Middle:** Ouida Baley · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **MLS #**: 21269963
- **MLS Board**: NTREIS
- **Source Updated**: 2026-05-15T06:33:52.000Z
- **Last Updated**: 2026-05-15 15:12:15

## Featured Spaces

### 1. Primary listing photo for 4020 Grotto Drive, Royse City, TX 75189
- **Caption:** Primary real estate listing photo for 4020 Grotto Drive, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21269963-01.jpeg](https://images.steavycarter.com/21269963-01.jpeg)

### 2. Listing photo 2 for 4020 Grotto Drive, Royse City, TX 75189
- **Caption:** Real estate listing photo 2 for 4020 Grotto Drive, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21269963-02.jpeg](https://images.steavycarter.com/21269963-02.jpeg)

### 3. Listing photo 3 for 4020 Grotto Drive, Royse City, TX 75189
- **Caption:** Real estate listing photo 3 for 4020 Grotto Drive, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21269963-03.jpeg](https://images.steavycarter.com/21269963-03.jpeg)

### 4. Listing photo 4 for 4020 Grotto Drive, Royse City, TX 75189
- **Caption:** Real estate listing photo 4 for 4020 Grotto Drive, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21269963-04.jpeg](https://images.steavycarter.com/21269963-04.jpeg)

### 5. Listing photo 5 for 4020 Grotto Drive, Royse City, TX 75189
- **Caption:** Real estate listing photo 5 for 4020 Grotto Drive, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21269963-05.jpeg](https://images.steavycarter.com/21269963-05.jpeg)

## Visual Property Index

The ListingContext record contains 39 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-01.jpeg) | Primary real estate listing photo for 4020 Grotto Drive, Royse City, TX 75189. |
| 2 |  | [Listing photo 2 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-02.jpeg) | Real estate listing photo 2 for 4020 Grotto Drive, Royse City, TX 75189. |
| 3 |  | [Listing photo 3 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-03.jpeg) | Real estate listing photo 3 for 4020 Grotto Drive, Royse City, TX 75189. |
| 4 |  | [Listing photo 4 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-04.jpeg) | Real estate listing photo 4 for 4020 Grotto Drive, Royse City, TX 75189. |
| 5 |  | [Listing photo 5 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-05.jpeg) | Real estate listing photo 5 for 4020 Grotto Drive, Royse City, TX 75189. |
| 6 |  | [Listing photo 6 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-06.jpeg) | Real estate listing photo 6 for 4020 Grotto Drive, Royse City, TX 75189. |
| 7 |  | [Listing photo 7 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-07.jpeg) | Real estate listing photo 7 for 4020 Grotto Drive, Royse City, TX 75189. |
| 8 |  | [Listing photo 8 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-08.jpeg) | Real estate listing photo 8 for 4020 Grotto Drive, Royse City, TX 75189. |
| 9 |  | [Listing photo 9 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-09.jpeg) | Real estate listing photo 9 for 4020 Grotto Drive, Royse City, TX 75189. |
| 10 |  | [Listing photo 10 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-10.jpeg) | Real estate listing photo 10 for 4020 Grotto Drive, Royse City, TX 75189. |
| 11 |  | [Listing photo 11 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-11.jpeg) | Real estate listing photo 11 for 4020 Grotto Drive, Royse City, TX 75189. |
| 12 |  | [Listing photo 12 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-12.jpeg) | Real estate listing photo 12 for 4020 Grotto Drive, Royse City, TX 75189. |
| 13 |  | [Listing photo 13 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-13.jpeg) | Real estate listing photo 13 for 4020 Grotto Drive, Royse City, TX 75189. |
| 14 |  | [Listing photo 14 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-14.jpeg) | Real estate listing photo 14 for 4020 Grotto Drive, Royse City, TX 75189. |
| 15 |  | [Listing photo 15 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-15.jpeg) | Real estate listing photo 15 for 4020 Grotto Drive, Royse City, TX 75189. |
| 16 |  | [Listing photo 16 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-16.jpeg) | Real estate listing photo 16 for 4020 Grotto Drive, Royse City, TX 75189. |
| 17 |  | [Listing photo 17 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-17.jpeg) | Real estate listing photo 17 for 4020 Grotto Drive, Royse City, TX 75189. |
| 18 |  | [Listing photo 18 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-18.jpeg) | Real estate listing photo 18 for 4020 Grotto Drive, Royse City, TX 75189. |
| 19 |  | [Listing photo 19 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-19.jpeg) | Real estate listing photo 19 for 4020 Grotto Drive, Royse City, TX 75189. |
| 20 |  | [Listing photo 20 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-20.jpeg) | Real estate listing photo 20 for 4020 Grotto Drive, Royse City, TX 75189. |
| 21 |  | [Listing photo 21 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-21.jpeg) | Real estate listing photo 21 for 4020 Grotto Drive, Royse City, TX 75189. |
| 22 |  | [Listing photo 22 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-22.jpeg) | Real estate listing photo 22 for 4020 Grotto Drive, Royse City, TX 75189. |
| 23 |  | [Listing photo 23 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-23.jpeg) | Real estate listing photo 23 for 4020 Grotto Drive, Royse City, TX 75189. |
| 24 |  | [Listing photo 24 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-24.jpeg) | Real estate listing photo 24 for 4020 Grotto Drive, Royse City, TX 75189. |
| 25 |  | [Listing photo 25 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-25.jpeg) | Real estate listing photo 25 for 4020 Grotto Drive, Royse City, TX 75189. |
| 26 |  | [Listing photo 26 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-26.jpeg) | Real estate listing photo 26 for 4020 Grotto Drive, Royse City, TX 75189. |
| 27 |  | [Listing photo 27 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-27.jpeg) | Real estate listing photo 27 for 4020 Grotto Drive, Royse City, TX 75189. |
| 28 |  | [Listing photo 28 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-28.jpeg) | Real estate listing photo 28 for 4020 Grotto Drive, Royse City, TX 75189. |
| 29 |  | [Listing photo 29 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-29.jpeg) | Real estate listing photo 29 for 4020 Grotto Drive, Royse City, TX 75189. |
| 30 |  | [Listing photo 30 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-30.jpeg) | Real estate listing photo 30 for 4020 Grotto Drive, Royse City, TX 75189. |
| 31 |  | [Listing photo 31 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-31.jpeg) | Real estate listing photo 31 for 4020 Grotto Drive, Royse City, TX 75189. |
| 32 |  | [Listing photo 32 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-32.jpeg) | Real estate listing photo 32 for 4020 Grotto Drive, Royse City, TX 75189. |
| 33 |  | [Listing photo 33 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-33.jpeg) | Real estate listing photo 33 for 4020 Grotto Drive, Royse City, TX 75189. |
| 34 |  | [Listing photo 34 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-34.jpeg) | Real estate listing photo 34 for 4020 Grotto Drive, Royse City, TX 75189. |
| 35 |  | [Listing photo 35 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-35.jpeg) | Real estate listing photo 35 for 4020 Grotto Drive, Royse City, TX 75189. |
| 36 |  | [Listing photo 36 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-36.jpeg) | Real estate listing photo 36 for 4020 Grotto Drive, Royse City, TX 75189. |
| 37 |  | [Listing photo 37 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-37.jpeg) | Real estate listing photo 37 for 4020 Grotto Drive, Royse City, TX 75189. |
| 38 |  | [Listing photo 38 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-38.jpeg) | Real estate listing photo 38 for 4020 Grotto Drive, Royse City, TX 75189. |
| 39 |  | [Listing photo 39 for 4020 Grotto Drive, Royse City, TX 75189](https://images.steavycarter.com/21269963-39.jpeg) | Real estate listing photo 39 for 4020 Grotto Drive, Royse City, TX 75189. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21269963)

## Schools

- **Elementary:** Paula Walker · Royse City ISD
- **Middle:** Ouida Baley · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 50 mins (40.1 mi)
- **Dallas Love Field:** approximately 37 mins (29.7 mi)
- **Downtown Dallas:** approximately 35 mins (28.0 mi)
- **The Star in Frisco:** approximately 39 mins (30.9 mi)
- **PGA Frisco:** approximately 45 mins (35.9 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Fine Dining:** Bin 303, Culpepper Cattle Co.
- **Pizza:** Zanata, Samee's Pizza Getti
- **Chef-Owned / Local Dining:** Luigi's Italian Cafe, The Downing Bottles and Bites
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Wade's Landing
- **Cocktail:** Beer Me Taproom, The Brass Tap
- **Seafood:** Dodie's Cajun Restaurant at The Harbor, Pier 101

### Errands

- **Nearby Gas:** Fresh by Brookshires 802
- **Premium-Fuel Stop:** 7-Eleven
- **Pharmacy:** Walgreens Pharmacy, CVS Pharmacy
- **Bank:** Guaranty Bank & Trust, American National Bank of Texas
- **Grocery:** FRESH by Brookshire's
- **Post Shipping:** Global Pack and Ship

### Activities

- **Parks & Recreation:** Joe Burger Park, WILLIAMSBURG PARK
- **Clubs & Sports:** City of Fate Community Center, Woodcreek Fate HOA - North Amenity Pool
- **Adventure & Action:** Shenaniganz Entertainment Center, Rozie's Grill
- **Lifestyle & Music:** Day Spa Massage, MASSAGE BY DEBORAH

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | County Appraisal District |
| **CAD PID** | 330608 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/330608/2026](https://www.rockwallcad.com/property-detail/330608/2026) |
| **CAD market value** | $368,824 |
| **CAD land value** | $91,300 |
| **CAD improvement value** | $277,524 |
| **CAD appraised value** | $368,824 |
| **CAD net appraised / current taxed starting point** | $368,824 |
| **Estimated taxes before current exemptions** | $7,687.03 |
| **Current exemption impact** | -$2,821.21 |
| **Estimated taxes with current exemptions** | $4,865.82 |
| **Total tax rate** | 2.0842% |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $395,000 |
| **CAD market value** | $368,824 |
| **Difference** | +$26,176 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | WATERSCAPE PHASE 3A BLK S LOT 20 |
| **Total land value** | $91,300 |
| **Total market acres** | 0.1435 |
| **Current special-use reduction** | -$0 |
| **Total improvement value** | $0 |

### Current Exemption Context

- **Current exemption shown:** Homestead, OTHER
- **School taxable-value reduction reflected in the current record:** $215,000

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Royse City (H) | 0.578% | $362,824 | $2,097.12 | -$34.68 |
| Rockwall County (H) | 0.251% | $333,824 | $837.90 | -$87.85 |
| Royse City ISD (H) | 1.2552% | $153,824 | $1,930.80 | -$2,698.68 |
| Royse City Tax Increment Reinvestment Zone 1 (H) | 0% | $362,824 | $0.00 | $0.00 |
| Waterscape Improvement Area #3 | 0% | $368,824 | $0.00 | $0.00 |
| Waterscape PID Major Improvement Area | 0% | $368,824 | $0.00 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2023 | $30,000 | $30,000 | $0 | Baseline |
| 2024 | $388,390 | $110,000 | $278,390 | +$358,390 (+1194.63%) |
| 2025 | $390,355 | $110,000 | $280,355 | +$1,965 (+0.51%) |
| 2026 | $368,824 | $91,300 | $277,524 | $-21,531 (-5.52%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21269963/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21269963/](https://www.steavycarter.com/mls/21269963/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21269963](https://www.propertypanorama.com/instaview/ntreis/21269963)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/330608/2026](https://www.rockwallcad.com/property-detail/330608/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21269963/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.