---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21271277"
canonical_url: "https://www.steavycarter.com/mls/21271277/"
markdown_url: "https://www.steavycarter.com/mls/21271277.md"
address: "4745 Secret Cove, Rockwall, TX 75032"
status: "Active"
price_usd: 995000
bedrooms: 4
bathrooms: "5"
living_area_sqft: 4360
lot_acres: 0.36
year_built: 2006
school_district: "Rockwall ISD"
primary_image: "https://images.steavycarter.com/21271277-01.jpeg"
image_count: 38
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-07-05T21:04:43.000Z"
listing_context_updated_at: "2026-08-09T07:04:04.064Z"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 4745 Secret Cove, Rockwall, TX 75032

**MLS 21271277 · $995,000 · Active · 4 beds · 5 baths · 4,360 Sq Ft · 0.36 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21271277/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $995,000
- **MLS/listing source updated:** July 5, 2026
- **ListingContext updated:** August 9, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 4745 Secret Cove?** $995,000.
- **How large is the home?** 4,360 Sq Ft.
- **How much land is included?** 0.36 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 5 full bathrooms.
- **How much garage or covered parking is reported?** 3 garage spaces.
- **What school district serves the property?** Rockwall ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $8,111 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21271277 |
| **Price** | $995,000 |
| **Price per square foot** | $228 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 5 |
| **Living area** | 4,360 Sq Ft |
| **Lot size** | 0.36 acres |
| **Year built** | 2006 |
| **Garage / covered parking** | 3 garage spaces |
| **School district** | Rockwall ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Rainbow Lake Estates
- **Community**: Rainbow Lake Estates
- **County**: Rockwall
- **Days on Market**: 51

### Home

- **Bedrooms**: 4
- **Bathrooms**: 5
- **Full Baths**: 4
- **Half Baths**: 1
- **Square Feet**: 4,360 Sq Ft
- **Price / Sq Ft**: $228 / Sq Ft
- **Year Built**: 2006
- **Stories**: 2
- **Levels**: Two
- **Construction**: Brick, Rock, Stone
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Some Gas Appliances, Convection Oven, Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Gas Water Heater, Microwave, Plumbed For Gas, Refrigerator, Water Softener, Vented Exhaust Fan, Water Purifier
- **Interior Features**: Wet Bar, Built In Features, Chandelier, Decorative Designer Lighting Fixtures, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Smart Home, Cable Tv, Vaulted Ceilings, Natural Woodwork, Walk In Closets, Wired For Sound
- **Laundry Features**: Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room
- **Flooring**: Carpet, Ceramic Tile, Luxury Vinyl Plank, Wood
- **Heating**: Energy Star Qualified Equipment, Natural Gas, Zoned
- **Cooling**: Central Air, Ceiling Fans, Electric, Zoned
- **Fireplaces**: 1
- **Fireplace Features**: Gas Log, Gas Starter, Living Room
- **Security Features**: Smoke Detectors
- **Window Features**: Bay Windows, Window Coverings

### Lot and Exterior

- **Lot Size**: 0.36 acres
- **Lot Size Sq Ft**: 15,507
- **Lot Features**: Backs To Greenbelt Park, Irregular Lot, Landscaped, Rolling Slope, Subdivision, Sprinkler System, Few Trees, Waterfront
- **Exterior Features**: Deck, Lighting, Private Entrance, Rain Gutters, Storage
- **Patio & Porch Features**: Rear Porch, Front Porch, Patio, Covered, Deck
- **Waterfront Features**: Waterfront
- **View Features**: Park Greenbelt, Water
- **Fencing**: Wrought Iron
- **Pool**: No

### Parking and Garage

- **Parking**: Additional Parking, Concrete, Door Multi, Door Single, Garage, Garage Door Opener, Kitchen Level, Oversized, Garage Faces Side
- **Garage Spaces**: 3
- **Covered Parking**: 3
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $13,747
- **HOA Fee**: $117 Quarterly
- **HOA Includes**: Association Management
- **Parcel Number**: 000000053235
- **APN**: 000000053235
- **Legal Description**: RAINBOW LAKE ESTATES, BLOCK A, LOT 2
- **Tax Block**: A
- **Tax Lot**: 2

### Utilities

- **Utilities**: Natural Gas Available, Sewer Available, Separate Meters, Underground Utilities, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer
- **Other Equipment**: Air Purifier

### Schools

- **Elementary:** Dorothy Smith Pullen · Rockwall ISD
- **Middle:** Cain · Rockwall ISD
- **High:** Rockwall-Heath · Rockwall ISD

### Listing Information

- **MLS #**: 21271277
- **MLS Board**: NTREIS
- **List Date**: 2026-05-23
- **Source Updated**: 2026-07-05T21:04:43.000Z
- **Last Updated**: 2026-08-09T07:04:04.064Z

## Featured Spaces

### 1. Primary listing photo for 4745 Secret Cove, Rockwall, TX 75032
- **Caption:** Primary real estate listing photo for 4745 Secret Cove, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21271277-01.jpeg](https://images.steavycarter.com/21271277-01.jpeg)

### 2. Listing photo 2 for 4745 Secret Cove, Rockwall, TX 75032
- **Caption:** Real estate listing photo 2 for 4745 Secret Cove, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21271277-02.jpeg](https://images.steavycarter.com/21271277-02.jpeg)

### 3. Listing photo 3 for 4745 Secret Cove, Rockwall, TX 75032
- **Caption:** Real estate listing photo 3 for 4745 Secret Cove, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21271277-03.jpeg](https://images.steavycarter.com/21271277-03.jpeg)

### 4. Listing photo 4 for 4745 Secret Cove, Rockwall, TX 75032
- **Caption:** Real estate listing photo 4 for 4745 Secret Cove, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21271277-04.jpeg](https://images.steavycarter.com/21271277-04.jpeg)

### 5. Listing photo 5 for 4745 Secret Cove, Rockwall, TX 75032
- **Caption:** Real estate listing photo 5 for 4745 Secret Cove, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21271277-05.jpeg](https://images.steavycarter.com/21271277-05.jpeg)

## Visual Property Index

The ListingContext record contains 38 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-01.jpeg) | Primary real estate listing photo for 4745 Secret Cove, Rockwall, TX 75032. |
| 2 |  | [Listing photo 2 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-02.jpeg) | Real estate listing photo 2 for 4745 Secret Cove, Rockwall, TX 75032. |
| 3 |  | [Listing photo 3 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-03.jpeg) | Real estate listing photo 3 for 4745 Secret Cove, Rockwall, TX 75032. |
| 4 |  | [Listing photo 4 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-04.jpeg) | Real estate listing photo 4 for 4745 Secret Cove, Rockwall, TX 75032. |
| 5 |  | [Listing photo 5 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-05.jpeg) | Real estate listing photo 5 for 4745 Secret Cove, Rockwall, TX 75032. |
| 6 |  | [Listing photo 6 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-06.jpeg) | Real estate listing photo 6 for 4745 Secret Cove, Rockwall, TX 75032. |
| 7 |  | [Listing photo 7 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-07.jpeg) | Real estate listing photo 7 for 4745 Secret Cove, Rockwall, TX 75032. |
| 8 |  | [Listing photo 8 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-08.jpeg) | Real estate listing photo 8 for 4745 Secret Cove, Rockwall, TX 75032. |
| 9 |  | [Listing photo 9 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-09.jpeg) | Real estate listing photo 9 for 4745 Secret Cove, Rockwall, TX 75032. |
| 10 |  | [Listing photo 10 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-10.jpeg) | Real estate listing photo 10 for 4745 Secret Cove, Rockwall, TX 75032. |
| 11 |  | [Listing photo 11 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-11.jpeg) | Real estate listing photo 11 for 4745 Secret Cove, Rockwall, TX 75032. |
| 12 |  | [Listing photo 12 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-12.jpeg) | Real estate listing photo 12 for 4745 Secret Cove, Rockwall, TX 75032. |
| 13 |  | [Listing photo 13 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-13.jpeg) | Real estate listing photo 13 for 4745 Secret Cove, Rockwall, TX 75032. |
| 14 |  | [Listing photo 14 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-14.jpeg) | Real estate listing photo 14 for 4745 Secret Cove, Rockwall, TX 75032. |
| 15 |  | [Listing photo 15 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-15.jpeg) | Real estate listing photo 15 for 4745 Secret Cove, Rockwall, TX 75032. |
| 16 |  | [Listing photo 16 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-16.jpeg) | Real estate listing photo 16 for 4745 Secret Cove, Rockwall, TX 75032. |
| 17 |  | [Listing photo 17 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-17.jpeg) | Real estate listing photo 17 for 4745 Secret Cove, Rockwall, TX 75032. |
| 18 |  | [Listing photo 18 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-18.jpeg) | Real estate listing photo 18 for 4745 Secret Cove, Rockwall, TX 75032. |
| 19 |  | [Listing photo 19 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-19.jpeg) | Real estate listing photo 19 for 4745 Secret Cove, Rockwall, TX 75032. |
| 20 |  | [Listing photo 20 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-20.jpeg) | Real estate listing photo 20 for 4745 Secret Cove, Rockwall, TX 75032. |
| 21 |  | [Listing photo 21 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-21.jpeg) | Real estate listing photo 21 for 4745 Secret Cove, Rockwall, TX 75032. |
| 22 |  | [Listing photo 22 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-22.jpeg) | Real estate listing photo 22 for 4745 Secret Cove, Rockwall, TX 75032. |
| 23 |  | [Listing photo 23 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-23.jpeg) | Real estate listing photo 23 for 4745 Secret Cove, Rockwall, TX 75032. |
| 24 |  | [Listing photo 24 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-24.jpeg) | Real estate listing photo 24 for 4745 Secret Cove, Rockwall, TX 75032. |
| 25 |  | [Listing photo 25 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-25.jpeg) | Real estate listing photo 25 for 4745 Secret Cove, Rockwall, TX 75032. |
| 26 |  | [Listing photo 26 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-26.jpeg) | Real estate listing photo 26 for 4745 Secret Cove, Rockwall, TX 75032. |
| 27 |  | [Listing photo 27 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-27.jpeg) | Real estate listing photo 27 for 4745 Secret Cove, Rockwall, TX 75032. |
| 28 |  | [Listing photo 28 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-28.jpeg) | Real estate listing photo 28 for 4745 Secret Cove, Rockwall, TX 75032. |
| 29 |  | [Listing photo 29 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-29.jpeg) | Real estate listing photo 29 for 4745 Secret Cove, Rockwall, TX 75032. |
| 30 |  | [Listing photo 30 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-30.jpeg) | Real estate listing photo 30 for 4745 Secret Cove, Rockwall, TX 75032. |
| 31 |  | [Listing photo 31 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-31.jpeg) | Real estate listing photo 31 for 4745 Secret Cove, Rockwall, TX 75032. |
| 32 |  | [Listing photo 32 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-32.jpeg) | Real estate listing photo 32 for 4745 Secret Cove, Rockwall, TX 75032. |
| 33 |  | [Listing photo 33 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-33.jpeg) | Real estate listing photo 33 for 4745 Secret Cove, Rockwall, TX 75032. |
| 34 |  | [Listing photo 34 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-34.jpeg) | Real estate listing photo 34 for 4745 Secret Cove, Rockwall, TX 75032. |
| 35 |  | [Listing photo 35 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-35.jpeg) | Real estate listing photo 35 for 4745 Secret Cove, Rockwall, TX 75032. |
| 36 |  | [Listing photo 36 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-36.jpeg) | Real estate listing photo 36 for 4745 Secret Cove, Rockwall, TX 75032. |
| 37 |  | [Listing photo 37 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-37.jpeg) | Real estate listing photo 37 for 4745 Secret Cove, Rockwall, TX 75032. |
| 38 |  | [Listing photo 38 for 4745 Secret Cove, Rockwall, TX 75032](https://images.steavycarter.com/21271277-38.jpeg) | Real estate listing photo 38 for 4745 Secret Cove, Rockwall, TX 75032. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21271277)

## Schools

- **Elementary:** Dorothy Smith Pullen · Rockwall ISD
- **Middle:** Cain · Rockwall ISD
- **High:** Rockwall-Heath · Rockwall ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 41 mins (32.4 mi)
- **Dallas Love Field:** approximately 27 mins (21.6 mi)
- **Downtown Dallas:** approximately 25 mins (19.8 mi)
- **The Star in Frisco:** approximately 33 mins (26.0 mi)
- **PGA Frisco:** approximately 40 mins (31.9 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Rodeo Goat, Boots Burger
- **Fine Dining:** Culpepper Cattle Co., The Oar House
- **Pizza:** Zanata, Luigi's Italian Cafe
- **Chef-Owned / Local Dining:** Vidorra, Bin 303
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Wade's Landing
- **Cocktail:** Fable & Fire - A Bookshop Bistro, The Brass Tap

### Errands

- **Nearby Gas:** Scotties -Rockwall
- **Premium-Fuel Stop:** 7-Eleven
- **Pharmacy:** CVS Pharmacy, Walgreens Pharmacy
- **Bank:** Credit Union of Texas
- **Urgent Care:** CareNow Urgent Care - Rockwall
- **Grocery:** Sprouts Farmers Market

### Activities

- **Parks & Recreation:** City of Rockwall - Harbor Urban Beach, rockwall lake
- **Clubs & Sports:** Harbor Bay Marina, Lakeside Village Golf Club
- **Adventure & Action:** Cinemark Rockwall 14 and XD, Jumpy Joey Trampolines & Turf
- **Lifestyle & Music:** The Brass Tap, Sideways BBQ

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | County Appraisal District |
| **CAD PID** | 53235 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/53235/2026](https://www.rockwallcad.com/property-detail/53235/2026) |
| **CAD market value** | $835,361 |
| **CAD land value** | $145,000 |
| **CAD improvement value** | $690,361 |
| **CAD appraised value** | $835,361 |
| **CAD net appraised / current taxed starting point** | $835,361 |
| **Estimated taxes before current exemptions** | $13,160.28 |
| **Current exemption impact** | -$5,049.71 |
| **Estimated taxes with current exemptions** | $8,110.57 |
| **Total tax rate** | 1.5754% |
| **Parcel size** | 0.3559 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $995,000 |
| **CAD market value** | $835,361 |
| **Difference** | +$159,639 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | RAINBOW LAKE ESTATES, BLOCK A, LOT 2 |
| **Total land value** | $145,000 |
| **Total market acres** | 0.3559 |
| **Current special-use reduction** | -$0 |

### Current Exemption Context

- **Current exemption shown:** Homestead, OTHER
- **School taxable-value reduction reflected in the current record:** $220,000

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Rockwall (H) | 0.2575% | $775,361 | $1,762.37 | -$388.68 |
| Rockwall County (H) | 0.251% | $800,361 | $1,835.49 | -$261.27 |
| Rockwall ISD (H) | 1.0669% | $615,361 | $4,512.71 | -$4,399.76 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $690,361
- **Total area:** 6,098.5 Sq Ft
- **Living area:** 4,360.5 Sq Ft
- Main Area: 2,946.5 Sq Ft
- Main Area: 1,414 Sq Ft
- Attached Garage: 1,016 Sq Ft
- COVERED PORCH: 295 Sq Ft
- BALCONY: 312 Sq Ft
- COVERED PORCH: 115 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2018 | $562,394 | $101,000 | $461,394 | Baseline |
| 2019 | $578,160 | $102,000 | $476,160 | +$15,766 (+2.80%) |
| 2020 | $584,750 | $104,000 | $480,750 | +$6,590 (+1.14%) |
| 2021 | $602,290 | $108,000 | $494,290 | +$17,540 (+3.00%) |
| 2022 | $760,070 | $147,900 | $612,170 | +$157,780 (+26.20%) |
| 2023 | $846,896 | $174,000 | $672,896 | +$86,826 (+11.42%) |
| 2024 | $801,609 | $145,000 | $656,609 | $-45,287 (-5.35%) |
| 2025 | $872,594 | $145,000 | $727,594 | +$70,985 (+8.86%) |
| 2026 | $835,361 | $145,000 | $690,361 | $-37,233 (-4.27%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21271277/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21271277/](https://www.steavycarter.com/mls/21271277/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21271277](https://www.propertypanorama.com/instaview/ntreis/21271277)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/53235/2026](https://www.rockwallcad.com/property-detail/53235/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21271277/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.