---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21314917"
canonical_url: "https://www.steavycarter.com/mls/21314917/"
markdown_url: "https://www.steavycarter.com/mls/21314917.md"
address: "403 Live Oak Street, Royse City, TX 75189"
status: "Active"
price_usd: 195000
bedrooms: 2
bathrooms: "1"
living_area_sqft: 1152
lot_acres: 0.29
year_built: 1982
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21314917-01.jpeg"
image_count: 10
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-07-29T20:38:46.000Z"
listing_context_updated_at: "2026-08-19 07:08:34"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 403 Live Oak Street, Royse City, TX 75189

**MLS 21314917 · $195,000 · Active · 2 beds · 1 baths · 1,152 Sq Ft · 0.29 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21314917/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $195,000
- **MLS/listing source updated:** July 29, 2026
- **ListingContext updated:** August 19, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 403 Live Oak Street?** $195,000.
- **How large is the home?** 1,152 Sq Ft.
- **How much land is included?** 0.29 acres.
- **How many bedrooms and bathrooms?** 2 bedrooms and 1 full bathrooms.
- **How much garage or covered parking is reported?** 1 garage space.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $3,744 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21314917 |
| **Price** | $195,000 |
| **Price per square foot** | $169 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 2 |
| **Bathrooms** | 1 |
| **Living area** | 1,152 Sq Ft |
| **Lot size** | 0.29 acres |
| **Year built** | 1982 |
| **Garage / covered parking** | 1 garage space |
| **School district** | Royse City ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Royse City
- **Community**: Royse City
- **County**: Rockwall
- **Days on Market**: 39

### Home

- **Bedrooms**: 2
- **Bathrooms**: 1
- **Full Baths**: 1
- **Square Feet**: 1,152 Sq Ft
- **Price / Sq Ft**: $169 / Sq Ft
- **Year Built**: 1982
- **Stories**: 1
- **Levels**: One
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Range, Refrigerator
- **Interior Features**: Open Floorplan
- **Flooring**: Vinyl

### Lot and Exterior

- **Lot Size**: 0.29 acres
- **Lot Size Sq Ft**: 12,632
- **Pool**: No

### Parking and Garage

- **Parking**: Asphalt, Driveway
- **Garage Spaces**: 1
- **Attached Garage**: No

### MLS Tax and HOA Fields

- **Annual Taxes**: $4,058
- **Parcel Number**: 000000017001
- **APN**: 000000017001
- **Legal Description**: HART, BLOCK AL, LOT 1
- **Tax Block**: AL
- **Tax Lot**: 1

### Utilities

- **Utilities**: Sewer Available, Water Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Davis · Royse City ISD
- **Middle:** Royse City,Ruth Cherry · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **MLS #**: 21314917
- **MLS Board**: NTREIS
- **List Date**: 2026-06-30
- **Source Updated**: 2026-07-29T20:38:46.000Z
- **Last Updated**: 2026-08-19 07:08:34

## Featured Spaces

### 1. Primary listing photo for 403 Live Oak Street, Royse City, TX 75189
- **Caption:** Primary real estate listing photo for 403 Live Oak Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21314917-01.jpeg](https://images.steavycarter.com/21314917-01.jpeg)

### 2. Listing photo 2 for 403 Live Oak Street, Royse City, TX 75189
- **Caption:** Real estate listing photo 2 for 403 Live Oak Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21314917-02.jpeg](https://images.steavycarter.com/21314917-02.jpeg)

### 3. Listing photo 3 for 403 Live Oak Street, Royse City, TX 75189
- **Caption:** Real estate listing photo 3 for 403 Live Oak Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21314917-03.jpeg](https://images.steavycarter.com/21314917-03.jpeg)

### 4. Listing photo 4 for 403 Live Oak Street, Royse City, TX 75189
- **Caption:** Real estate listing photo 4 for 403 Live Oak Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21314917-04.jpeg](https://images.steavycarter.com/21314917-04.jpeg)

### 5. Listing photo 5 for 403 Live Oak Street, Royse City, TX 75189
- **Caption:** Real estate listing photo 5 for 403 Live Oak Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21314917-05.jpeg](https://images.steavycarter.com/21314917-05.jpeg)

## Visual Property Index

The ListingContext record contains 10 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-01.jpeg) | Primary real estate listing photo for 403 Live Oak Street, Royse City, TX 75189. |
| 2 |  | [Listing photo 2 for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-02.jpeg) | Real estate listing photo 2 for 403 Live Oak Street, Royse City, TX 75189. |
| 3 |  | [Listing photo 3 for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-03.jpeg) | Real estate listing photo 3 for 403 Live Oak Street, Royse City, TX 75189. |
| 4 |  | [Listing photo 4 for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-04.jpeg) | Real estate listing photo 4 for 403 Live Oak Street, Royse City, TX 75189. |
| 5 |  | [Listing photo 5 for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-05.jpeg) | Real estate listing photo 5 for 403 Live Oak Street, Royse City, TX 75189. |
| 6 |  | [Listing photo 6 for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-06.jpeg) | Real estate listing photo 6 for 403 Live Oak Street, Royse City, TX 75189. |
| 7 |  | [Listing photo 7 for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-07.jpeg) | Real estate listing photo 7 for 403 Live Oak Street, Royse City, TX 75189. |
| 8 |  | [Listing photo 8 for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-08.jpeg) | Real estate listing photo 8 for 403 Live Oak Street, Royse City, TX 75189. |
| 9 |  | [Listing photo 9 for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-09.jpeg) | Real estate listing photo 9 for 403 Live Oak Street, Royse City, TX 75189. |
| 10 |  | [Listing photo 10 for 403 Live Oak Street, Royse City, TX 75189](https://images.steavycarter.com/21314917-10.jpeg) | Real estate listing photo 10 for 403 Live Oak Street, Royse City, TX 75189. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21314917)

## Schools

- **Elementary:** Davis · Royse City ISD
- **Middle:** Royse City,Ruth Cherry · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 51 mins (40.4 mi)
- **Dallas Love Field:** approximately 38 mins (30.5 mi)
- **Downtown Dallas:** approximately 37 mins (29.3 mi)
- **The Star in Frisco:** approximately 37 mins (29.7 mi)
- **PGA Frisco:** approximately 43 mins (34.3 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Charlie's Old Fashioned Kitchen
- **Fine Dining:** Bin 303, Culpepper Cattle Co.
- **Pizza:** Zanata, Samee's Pizza Getti
- **Chef-Owned / Local Dining:** Luigi's Italian Cafe, Smoke Sessions Barbecue
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Matt's Rancho Martinez
- **Cocktail:** The Back Porch, The Brass Tap

### Errands

- **Nearby Gas:** Murphy USA
- **Premium-Fuel Stop:** Prime
- **Pharmacy:** CVS Pharmacy, Walgreens Pharmacy
- **Bank:** Chase Bank
- **Urgent Care:** Royse City Emergency Hospital
- **Grocery:** Walmart Supercenter, FRESH by Brookshire's

### Activities

- **Parks & Recreation:** Splash Park, BECKNELL PARK
- **Clubs & Sports:** Woodcreek Fate HOA - North Amenity Pool, FITNESS COURT AT ROBERT SMITH FAMILY PARK
- **Lifestyle & Music:** NÜWA FARMS OS, Shekhinah Massage

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | County Appraisal District |
| **CAD PID** | 17001 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/17001/2026](https://www.rockwallcad.com/property-detail/17001/2026) |
| **CAD market value** | $179,614 |
| **CAD land value** | $118,800 |
| **CAD improvement value** | $60,814 |
| **CAD appraised value** | $179,614 |
| **CAD net appraised / current taxed starting point** | $179,614 |
| **Estimated taxes before current exemptions** | $3,743.51 |
| **Current exemption impact** | -$0.00 |
| **Estimated taxes with current exemptions** | $3,743.51 |
| **Total tax rate** | 2.0842% |
| **Parcel size** | 0.29 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $195,000 |
| **CAD market value** | $179,614 |
| **Difference** | +$15,386 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | HART, BLOCK AL, LOT 1 |
| **Total land value** | $118,800 |
| **Total market acres** | 0.29 |
| **Current special-use reduction** | -$0 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Royse City | 0.578% | $179,614 | $1,038.17 | $0.00 |
| Rockwall County | 0.251% | $179,614 | $450.83 | $0.00 |
| Royse City ISD | 1.2552% | $179,614 | $2,254.51 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $59,538
- **Total area:** 1,392 Sq Ft
- **Living area:** 1,152 Sq Ft
- Main Area: 1,152 Sq Ft
- COVERED PORCH: 240 Sq Ft

#### Metal Gar

- **CAD assessed improvement value:** $1,095
- **Total area:** 192 Sq Ft
- DETACHED GARAGE: 192 Sq Ft

#### Gazebo

- **CAD assessed improvement value:** $163
- **Total area:** 100 Sq Ft
- GAZEBO: 100 Sq Ft

#### Frame Stg 6 X 8

- **CAD assessed improvement value:** $18
- **Total area:** 48 Sq Ft
- STORAGE: 48 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2018 | $104,770 | $47,700 | $57,070 | Baseline |
| 2019 | $109,850 | $50,850 | $59,000 | +$5,080 (+4.85%) |
| 2020 | $123,010 | $64,980 | $58,030 | +$13,160 (+11.98%) |
| 2021 | $122,180 | $65,540 | $56,640 | $-830 (-0.67%) |
| 2022 | $182,310 | $120,000 | $62,310 | +$60,130 (+49.21%) |
| 2023 | $192,171 | $132,000 | $60,171 | +$9,861 (+5.41%) |
| 2024 | $194,957 | $132,000 | $62,957 | +$2,786 (+1.45%) |
| 2025 | $194,694 | $132,000 | $62,694 | $-263 (-0.13%) |
| 2026 | $179,614 | $118,800 | $60,814 | $-15,080 (-7.75%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21314917/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21314917/](https://www.steavycarter.com/mls/21314917/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21314917](https://www.propertypanorama.com/instaview/ntreis/21314917)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/17001/2026](https://www.rockwallcad.com/property-detail/17001/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21314917/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.