---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21335284"
canonical_url: "https://www.steavycarter.com/mls/21335284/"
markdown_url: "https://www.steavycarter.com/mls/21335284.md"
address: "10495 Holly Creek Road, Terrell, TX 75160"
status: "Active"
price_usd: 585000
bedrooms: 3
bathrooms: "2"
living_area_sqft: 1934
lot_acres: 5
year_built: 1998
school_district: "Quinlan ISD"
primary_image: "https://images.steavycarter.com/21335284-01.jpeg"
image_count: 33
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-08-27T01:56:47.000Z"
listing_context_updated_at: "2026-08-27 05:02:05"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 10495 Holly Creek Road, Terrell, TX 75160

**MLS 21335284 · $585,000 · Active · 3 beds · 2 baths · 1,934 Sq Ft · 5 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21335284/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $585,000
- **MLS/listing source updated:** August 27, 2026
- **ListingContext updated:** August 27, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 10495 Holly Creek Road?** $585,000.
- **How large is the home?** 1,934 Sq Ft.
- **How much land is included?** 5 acres.
- **How many bedrooms and bathrooms?** 3 bedrooms and 2 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Quinlan ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $2,674 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21335284 |
| **Price** | $585,000 |
| **Price per square foot** | $302 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 3 |
| **Bathrooms** | 2 |
| **Living area** | 1,934 Sq Ft |
| **Lot size** | 5 acres |
| **Year built** | 1998 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Quinlan ISD |
| **County** | Hunt County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Property Condition**: Resale
- **Subdivision**: Timber Ridge Estates
- **Community**: Timber Ridge Estates
- **County**: Hunt
- **Days on Market**: 39

### Home

- **Bedrooms**: 3
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 1,934 Sq Ft
- **Price / Sq Ft**: $302 / Sq Ft
- **Year Built**: 1998
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick
- **Foundation**: Pillar Post Pier
- **Property Attached**: Yes

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Cooktop, Microwave
- **Interior Features**: Decorative Designer Lighting Fixtures, Pantry, Cable Tv
- **Laundry Features**: Common Area, Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room
- **Flooring**: Carpet, Wood
- **Heating**: Central, Electric
- **Cooling**: Central Air, Ceiling Fans, Electric
- **Fireplaces**: 1
- **Fireplace Features**: Wood Burning

### Lot and Exterior

- **Lot Size**: 5 acres
- **Lot Size Sq Ft**: 217,800
- **Lot Features**: Acreage, Back Yard, Cleared, Corner Lot, Cul De Sac, Lawn, Many Trees, Few Trees
- **Patio & Porch Features**: Covered
- **Fencing**: Chain Link
- **Pool**: No

### Parking and Garage

- **Parking**: Garage Faces Side
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: No

### MLS Tax and HOA Fields

- **Annual Taxes**: $8,434
- **HOA Fee**: $200 Annually
- **HOA Includes**: Maintenance Grounds
- **Parcel Number**: 108227
- **APN**: 108227
- **Legal Description**: S5201 TIMBER RIDGE ESTATES LOT 17 ACRES 5.0
- **Tax Lot**: 17

### Utilities

- **Utilities**: Cable Available

### Schools

- **Elementary:** Cannon · Quinlan ISD
- **Middle:** Thompson · Quinlan ISD
- **High:** Ford · Quinlan ISD

### Listing Information

- **MLS #**: 21335284
- **MLS Board**: NTREIS
- **List Date**: 2026-07-18
- **Source Updated**: 2026-08-27T01:56:47.000Z
- **Last Updated**: 2026-08-27 05:02:05

## Featured Spaces

### 1. Primary listing photo for 10495 Holly Creek Road, Terrell, TX 75160
- **Caption:** Primary real estate listing photo for 10495 Holly Creek Road, Terrell, TX 75160.
- **Image:** [https://images.steavycarter.com/21335284-01.jpeg](https://images.steavycarter.com/21335284-01.jpeg)

### 2. Listing photo 2 for 10495 Holly Creek Road, Terrell, TX 75160
- **Caption:** Real estate listing photo 2 for 10495 Holly Creek Road, Terrell, TX 75160.
- **Image:** [https://images.steavycarter.com/21335284-02.jpeg](https://images.steavycarter.com/21335284-02.jpeg)

### 3. Listing photo 3 for 10495 Holly Creek Road, Terrell, TX 75160
- **Caption:** Real estate listing photo 3 for 10495 Holly Creek Road, Terrell, TX 75160.
- **Image:** [https://images.steavycarter.com/21335284-03.jpeg](https://images.steavycarter.com/21335284-03.jpeg)

### 4. Listing photo 4 for 10495 Holly Creek Road, Terrell, TX 75160
- **Caption:** Real estate listing photo 4 for 10495 Holly Creek Road, Terrell, TX 75160.
- **Image:** [https://images.steavycarter.com/21335284-04.jpeg](https://images.steavycarter.com/21335284-04.jpeg)

### 5. Listing photo 5 for 10495 Holly Creek Road, Terrell, TX 75160
- **Caption:** Real estate listing photo 5 for 10495 Holly Creek Road, Terrell, TX 75160.
- **Image:** [https://images.steavycarter.com/21335284-05.jpeg](https://images.steavycarter.com/21335284-05.jpeg)

## Visual Property Index

The ListingContext record contains 33 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-01.jpeg) | Primary real estate listing photo for 10495 Holly Creek Road, Terrell, TX 75160. |
| 2 |  | [Listing photo 2 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-02.jpeg) | Real estate listing photo 2 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 3 |  | [Listing photo 3 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-03.jpeg) | Real estate listing photo 3 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 4 |  | [Listing photo 4 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-04.jpeg) | Real estate listing photo 4 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 5 |  | [Listing photo 5 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-05.jpeg) | Real estate listing photo 5 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 6 |  | [Listing photo 6 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-06.jpeg) | Real estate listing photo 6 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 7 |  | [Listing photo 7 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-07.jpeg) | Real estate listing photo 7 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 8 |  | [Listing photo 8 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-08.jpeg) | Real estate listing photo 8 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 9 |  | [Listing photo 9 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-09.jpeg) | Real estate listing photo 9 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 10 |  | [Listing photo 10 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-10.jpeg) | Real estate listing photo 10 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 11 |  | [Listing photo 11 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-11.jpeg) | Real estate listing photo 11 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 12 |  | [Listing photo 12 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-12.jpeg) | Real estate listing photo 12 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 13 |  | [Listing photo 13 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-13.jpeg) | Real estate listing photo 13 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 14 |  | [Listing photo 14 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-14.jpeg) | Real estate listing photo 14 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 15 |  | [Listing photo 15 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-15.jpeg) | Real estate listing photo 15 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 16 |  | [Listing photo 16 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-16.jpeg) | Real estate listing photo 16 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 17 |  | [Listing photo 17 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-17.jpeg) | Real estate listing photo 17 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 18 |  | [Listing photo 18 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-18.jpeg) | Real estate listing photo 18 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 19 |  | [Listing photo 19 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-19.jpeg) | Real estate listing photo 19 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 20 |  | [Listing photo 20 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-20.jpeg) | Real estate listing photo 20 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 21 |  | [Listing photo 21 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-21.jpeg) | Real estate listing photo 21 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 22 |  | [Listing photo 22 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-22.jpeg) | Real estate listing photo 22 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 23 |  | [Listing photo 23 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-23.jpeg) | Real estate listing photo 23 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 24 |  | [Listing photo 24 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-24.jpeg) | Real estate listing photo 24 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 25 |  | [Listing photo 25 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-25.jpeg) | Real estate listing photo 25 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 26 |  | [Listing photo 26 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-26.jpeg) | Real estate listing photo 26 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 27 |  | [Listing photo 27 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-27.jpeg) | Real estate listing photo 27 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 28 |  | [Listing photo 28 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-28.jpeg) | Real estate listing photo 28 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 29 |  | [Listing photo 29 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-29.jpeg) | Real estate listing photo 29 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 30 |  | [Listing photo 30 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-30.jpeg) | Real estate listing photo 30 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 31 |  | [Listing photo 31 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-31.jpeg) | Real estate listing photo 31 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 32 |  | [Listing photo 32 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-32.jpeg) | Real estate listing photo 32 for 10495 Holly Creek Road, Terrell, TX 75160. |
| 33 |  | [Listing photo 33 for 10495 Holly Creek Road, Terrell, TX 75160](https://images.steavycarter.com/21335284-33.jpeg) | Real estate listing photo 33 for 10495 Holly Creek Road, Terrell, TX 75160. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21335284)

## Schools

- **Elementary:** Cannon · Quinlan ISD
- **Middle:** Thompson · Quinlan ISD
- **High:** Ford · Quinlan ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Hunt CAD (TrueProdigy) |
| **CAD PID** | 108227 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://hunt-cad.org/property-detail/108227/2026](https://hunt-cad.org/property-detail/108227/2026) |
| **CAD market value** | $592,087 |
| **CAD land value** | $250,000 |
| **CAD improvement value** | $342,087 |
| **CAD appraised value** | $592,087 |
| **CAD net appraised / current taxed starting point** | $592,087 |
| **Estimated taxes before current exemptions** | $8,566.81 |
| **Current exemption impact** | -$5,892.35 |
| **Estimated taxes with current exemptions** | $2,674.46 |
| **Total tax rate** | 1.4469% |
| **Parcel size** | 5 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $585,000 |
| **CAD market value** | $592,087 |
| **Difference** | -$7,087 Under CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | S5201 TIMBER RIDGE ESTATES LOT 17  ACRES 5.0 |
| **Total land value** | $250,000 |
| **Total market acres** | 5 |
| **Current special-use reduction** | -$0 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| Hunt County (H) | 0.333241% | $572,087 | $1,509.59 | -$463.49 |
| Hunt Memorial Hd (H) | 0.207241% | $562,087 | $1,164.87 | -$62.18 |
| Quinlan ISD (H) | 0.9064% | $392,087 | $0.00 | -$5,366.68 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Red Br

- **CAD assessed improvement value:** $308,378
- **Total area:** 3,425.9 Sq Ft
- **Living area:** 1,934.7 Sq Ft
- Main Area: 1,934.7 Sq Ft
- GARAGE: 572 Sq Ft
- OPEN PORCH W/ROOF: 314.5 Sq Ft
- OPEN PORCH W/ROOF: 296.7 Sq Ft
- STG SHED/WORKSHOP: 308 Sq Ft

#### Out Bldg

- **CAD assessed improvement value:** $33,709
- **Total area:** 1,440 Sq Ft
- METAL BUILDING (AVERAGE): 1,440 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2021 | $322,450 | $92,500 | $229,950 | Baseline |
| 2022 | $454,620 | $180,000 | $274,620 | +$132,170 (+40.99%) |
| 2023 | $498,300 | $210,000 | $288,300 | +$43,680 (+9.61%) |
| 2024 | $541,950 | $227,500 | $314,450 | +$43,650 (+8.76%) |
| 2025 | $596,650 | $237,500 | $359,150 | +$54,700 (+10.09%) |
| 2026 | $592,087 | $250,000 | $342,087 | $-4,563 (-0.76%) |
| 2027 |  |  |  |  () |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21335284/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21335284/](https://www.steavycarter.com/mls/21335284/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21335284](https://www.propertypanorama.com/instaview/ntreis/21335284)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/108227/2026](https://hunt-cad.org/property-detail/108227/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21335284/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.