---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21339640"
canonical_url: "https://www.steavycarter.com/mls/21339640/"
markdown_url: "https://www.steavycarter.com/mls/21339640.md"
address: "2804 Spencer Circle, Royse City, TX 75189"
status: "Active"
price_usd: 270000
bedrooms: 3
bathrooms: "2"
living_area_sqft: 1712
lot_acres: 0.17
year_built: 2006
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21339640-01.jpeg"
image_count: 31
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-08-21T18:34:32.000Z"
listing_context_updated_at: "2026-08-21 19:17:04"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 2804 Spencer Circle, Royse City, TX 75189

**MLS 21339640 · $270,000 · Active · 3 beds · 2 baths · 1,712 Sq Ft · 0.17 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21339640/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $270,000
- **MLS/listing source updated:** August 21, 2026
- **ListingContext updated:** August 21, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 2804 Spencer Circle?** $270,000.
- **How large is the home?** 1,712 Sq Ft.
- **How much land is included?** 0.17 acres.
- **How many bedrooms and bathrooms?** 3 bedrooms and 2 full bathrooms.
- **Does it have a pool?** Community pool only (no private pool reported in listing pool features).
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $5,390 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21339640 |
| **Price** | $270,000 |
| **Price per square foot** | $158 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 3 |
| **Bathrooms** | 2 |
| **Living area** | 1,712 Sq Ft |
| **Lot size** | 0.17 acres |
| **Year built** | 2006 |
| **Pool** | Community pool only |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Royse City ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Property Condition**: Resale
- **Subdivision**: Woodland Creek Ph 1
- **Community**: Woodland Creek Ph 1
- **County**: Rockwall

### Home

- **Bedrooms**: 3
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 1,712 Sq Ft
- **Price / Sq Ft**: $158 / Sq Ft
- **Year Built**: 2006
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Range, Disposal
- **Interior Features**: Granite Counters, High Speed Internet, Open Floorplan, Cable Tv
- **Laundry Features**: Electric Dryer Hookup
- **Accessibility Features**: Accessible Full Bath
- **Flooring**: Ceramic Tile, Engineered Hardwood
- **Heating**: Central, Electric
- **Cooling**: Central Air, Electric
- **Fireplaces**: 1
- **Fireplace Features**: Living Room, Wood Burning
- **Window Features**: Window Coverings

### Lot and Exterior

- **Lot Size**: 0.17 acres
- **Lot Size Sq Ft**: 7,187
- **Lot Features**: Interior Lot, Sprinkler System
- **Exterior Features**: Rain Gutters, Storage
- **Fencing**: Back Yard, Fenced, Wood
- **Pool**: Community pool only
- **Pool Features**: Community

### Parking and Garage

- **Parking**: Driveway, Garage Faces Front, Garage, Garage Door Opener, On Street
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $5,754
- **HOA Fee**: $100 Quarterly
- **HOA Includes**: All Facilities, Association Management
- **Parcel Number**: 000000062253
- **APN**: 000000062253
- **Legal Description**: WOODLAND CREEK PHASE 1, BLOCK C, LOT 30
- **Tax Block**: C
- **Tax Lot**: 30

### Utilities

- **Utilities**: Electricity Connected, Sewer Available, Separate Meters, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Fort · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **Listing Agent**: Jeff Bankhead
- **Listing Brokerage**: Williams Trew Real Estate
- **MLS #**: 21339640
- **MLS Board**: NTREIS
- **List Date**: 2026-08-21
- **Source Updated**: 2026-08-21T18:34:32.000Z
- **Last Updated**: 2026-08-21 19:17:04

## Featured Spaces

### 1. Primary listing photo for 2804 Spencer Circle, Royse City, TX 75189
- **Caption:** Primary real estate listing photo for 2804 Spencer Circle, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21339640-01.jpeg](https://images.steavycarter.com/21339640-01.jpeg)

### 2. Listing photo 2 for 2804 Spencer Circle, Royse City, TX 75189
- **Caption:** Real estate listing photo 2 for 2804 Spencer Circle, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21339640-02.jpeg](https://images.steavycarter.com/21339640-02.jpeg)

### 3. Listing photo 3 for 2804 Spencer Circle, Royse City, TX 75189
- **Caption:** Real estate listing photo 3 for 2804 Spencer Circle, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21339640-03.jpeg](https://images.steavycarter.com/21339640-03.jpeg)

### 4. Listing photo 4 for 2804 Spencer Circle, Royse City, TX 75189
- **Caption:** Real estate listing photo 4 for 2804 Spencer Circle, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21339640-04.jpeg](https://images.steavycarter.com/21339640-04.jpeg)

### 5. Listing photo 5 for 2804 Spencer Circle, Royse City, TX 75189
- **Caption:** Real estate listing photo 5 for 2804 Spencer Circle, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21339640-05.jpeg](https://images.steavycarter.com/21339640-05.jpeg)

## Visual Property Index

The ListingContext record contains 31 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-01.jpeg) | Primary real estate listing photo for 2804 Spencer Circle, Royse City, TX 75189. |
| 2 |  | [Listing photo 2 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-02.jpeg) | Real estate listing photo 2 for 2804 Spencer Circle, Royse City, TX 75189. |
| 3 |  | [Listing photo 3 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-03.jpeg) | Real estate listing photo 3 for 2804 Spencer Circle, Royse City, TX 75189. |
| 4 |  | [Listing photo 4 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-04.jpeg) | Real estate listing photo 4 for 2804 Spencer Circle, Royse City, TX 75189. |
| 5 |  | [Listing photo 5 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-05.jpeg) | Real estate listing photo 5 for 2804 Spencer Circle, Royse City, TX 75189. |
| 6 |  | [Listing photo 6 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-06.jpeg) | Real estate listing photo 6 for 2804 Spencer Circle, Royse City, TX 75189. |
| 7 |  | [Listing photo 7 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-07.jpeg) | Real estate listing photo 7 for 2804 Spencer Circle, Royse City, TX 75189. |
| 8 |  | [Listing photo 8 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-08.jpeg) | Real estate listing photo 8 for 2804 Spencer Circle, Royse City, TX 75189. |
| 9 |  | [Listing photo 9 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-09.jpeg) | Real estate listing photo 9 for 2804 Spencer Circle, Royse City, TX 75189. |
| 10 |  | [Listing photo 10 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-10.jpeg) | Real estate listing photo 10 for 2804 Spencer Circle, Royse City, TX 75189. |
| 11 |  | [Listing photo 11 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-11.jpeg) | Real estate listing photo 11 for 2804 Spencer Circle, Royse City, TX 75189. |
| 12 |  | [Listing photo 12 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-12.jpeg) | Real estate listing photo 12 for 2804 Spencer Circle, Royse City, TX 75189. |
| 13 |  | [Listing photo 13 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-13.jpeg) | Real estate listing photo 13 for 2804 Spencer Circle, Royse City, TX 75189. |
| 14 |  | [Listing photo 14 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-14.jpeg) | Real estate listing photo 14 for 2804 Spencer Circle, Royse City, TX 75189. |
| 15 |  | [Listing photo 15 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-15.jpeg) | Real estate listing photo 15 for 2804 Spencer Circle, Royse City, TX 75189. |
| 16 |  | [Listing photo 16 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-16.jpeg) | Real estate listing photo 16 for 2804 Spencer Circle, Royse City, TX 75189. |
| 17 |  | [Listing photo 17 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-17.jpeg) | Real estate listing photo 17 for 2804 Spencer Circle, Royse City, TX 75189. |
| 18 |  | [Listing photo 18 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-18.jpeg) | Real estate listing photo 18 for 2804 Spencer Circle, Royse City, TX 75189. |
| 19 |  | [Listing photo 19 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-19.jpeg) | Real estate listing photo 19 for 2804 Spencer Circle, Royse City, TX 75189. |
| 20 |  | [Listing photo 20 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-20.jpeg) | Real estate listing photo 20 for 2804 Spencer Circle, Royse City, TX 75189. |
| 21 |  | [Listing photo 21 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-21.jpeg) | Real estate listing photo 21 for 2804 Spencer Circle, Royse City, TX 75189. |
| 22 |  | [Listing photo 22 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-22.jpeg) | Real estate listing photo 22 for 2804 Spencer Circle, Royse City, TX 75189. |
| 23 |  | [Listing photo 23 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-23.jpeg) | Real estate listing photo 23 for 2804 Spencer Circle, Royse City, TX 75189. |
| 24 |  | [Listing photo 24 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-24.jpeg) | Real estate listing photo 24 for 2804 Spencer Circle, Royse City, TX 75189. |
| 25 |  | [Listing photo 25 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-25.jpeg) | Real estate listing photo 25 for 2804 Spencer Circle, Royse City, TX 75189. |
| 26 |  | [Listing photo 26 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-26.jpeg) | Real estate listing photo 26 for 2804 Spencer Circle, Royse City, TX 75189. |
| 27 |  | [Listing photo 27 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-27.jpeg) | Real estate listing photo 27 for 2804 Spencer Circle, Royse City, TX 75189. |
| 28 |  | [Listing photo 28 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-28.jpeg) | Real estate listing photo 28 for 2804 Spencer Circle, Royse City, TX 75189. |
| 29 |  | [Listing photo 29 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-29.jpeg) | Real estate listing photo 29 for 2804 Spencer Circle, Royse City, TX 75189. |
| 30 |  | [Listing photo 30 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-30.jpeg) | Real estate listing photo 30 for 2804 Spencer Circle, Royse City, TX 75189. |
| 31 |  | [Listing photo 31 for 2804 Spencer Circle, Royse City, TX 75189](https://images.steavycarter.com/21339640-31.jpeg) | Real estate listing photo 31 for 2804 Spencer Circle, Royse City, TX 75189. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21339640)

## Schools

- **Elementary:** Fort · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 54 mins (42.9 mi)
- **Dallas Love Field:** approximately 41 mins (32.9 mi)
- **Downtown Dallas:** approximately 40 mins (31.6 mi)
- **The Star in Frisco:** approximately 40 mins (32.1 mi)
- **PGA Frisco:** approximately 46 mins (36.6 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Fine Dining:** Sear Steakhouse & Lounge
- **Bbq:** Smoke Sessions Barbecue, Smoak Town BBQ
- **Pizza:** Zanata
- **Italian:** Milano's Pizza, Luigi's Italian Cafe
- **Fancy Taco:** Fuzzy's Taco Shop
- **Mexican:** Arboledas Mexican Grill - Royse City, Alejandro's

### Errands

- **Goodwill:** Rockwall County Helping Hands Thrift Store & Boutique, Goodwill Store & Donation Center - Rockwall
- **Bank:** American National Bank of Texas, Guaranty Bank & Trust
- **Nearby Gas:** Murphy USA
- **Premium-Fuel Stop:** Buc-ees Gas Station, 7-Eleven
- **Specialty Grocery:** FRESH by Brookshire's, H-E-B
- **Post Shipping:** United States Postal Service

### Activities

- **Parks & Recreation:** City Lake Park, Old Mill Park
- **Clubs & Sports:** Union Square Neighborhood Park (private), Walker Hawk Sports Complex
- **Adventure & Action:** In-Sync Exotics Wildlife Rescue & Educational Center, Samuell Farm
- **Lifestyle & Music:** Southern Junction Nightclub & Steakhouse, Sweetwater Grill

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Rockwall CAD (TrueProdigy) |
| **CAD PID** | 62253 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/62253/2026](https://www.rockwallcad.com/property-detail/62253/2026) |
| **CAD market value** | $258,591 |
| **CAD land value** | $89,100 |
| **CAD improvement value** | $169,491 |
| **CAD appraised value** | $258,591 |
| **CAD net appraised / current taxed starting point** | $258,591 |
| **Estimated taxes before current exemptions** | $5,389.55 |
| **Current exemption impact** | -$0.00 |
| **Estimated taxes with current exemptions** | $5,389.55 |
| **Total tax rate** | 2.0842% |
| **Parcel size** | 0.1653 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $270,000 |
| **CAD market value** | $258,591 |
| **Difference** | +$11,409 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | WOODLAND CREEK PHASE 1, BLOCK C, LOT 30 |
| **Total land value** | $89,100 |
| **Total market acres** | 0.1653 |
| **Current special-use reduction** | -$0 |
| **Total improvement value** | $169,491 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Royse City | 0.578% | $258,591 | $1,494.66 | $0.00 |
| Rockwall County | 0.251% | $258,591 | $649.06 | $0.00 |
| Royse City ISD | 1.2552% | $258,591 | $3,245.83 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $169,467
- **Total area:** 2,384 Sq Ft
- **Living area:** 1,712 Sq Ft
- Main Area: 1,712 Sq Ft
- Attached Garage: 470 Sq Ft
- COVERED PORCH: 138 Sq Ft
- Patio: 64 Sq Ft

#### Storage

- **CAD assessed improvement value:** $24
- **Total area:** 48 Sq Ft
- STORAGE: 48 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2016 | $150,690 | $53,000 | $97,690 | Baseline |
| 2017 | $168,900 | $54,590 | $114,310 | +$18,210 (+12.08%) |
| 2018 | $175,790 | $57,240 | $118,550 | +$6,890 (+4.08%) |
| 2019 | $188,470 | $56,180 | $132,290 | +$12,680 (+7.21%) |
| 2020 | $204,360 | $77,250 | $127,110 | +$15,890 (+8.43%) |
| 2021 | $197,020 | $75,000 | $122,020 | $-7,340 (-3.59%) |
| 2022 | $276,870 | $112,200 | $164,670 | +$79,850 (+40.53%) |
| 2023 | $295,716 | $132,000 | $163,716 | +$18,846 (+6.81%) |
| 2024 | $305,484 | $115,500 | $189,984 | +$9,768 (+3.30%) |
| 2025 | $276,061 | $104,500 | $171,561 | $-29,423 (-9.63%) |
| 2026 | $258,591 | $89,100 | $169,491 | $-17,470 (-6.33%) |

## Local Market Overview (City of Royse City)

From July through September 2026, City of Royse City logged 230 closed sales at a median sold price of $319,995 ($158/sqft) and a median DOM of 63 days. Homes closed at a median of 94.6% of original list price (-$19,000 median discount) and finished a median of 6.0% ($18,635) below CAD valuations, with 80.0% of CAD-matched sales closing under appraisal. Seller concessions appeared in 69.6% of closings at an $8,000 median credit, while 55.0% of the 605 active listings in primary ZIP 75189 have cut asking prices.

### Micro-Market Key Statistics

- **Market geography:** City of Royse City, TX
- **Evaluation period:** Trailing 3 Months (Jul-Sep 2026)
- **Median closed sale price:** $319,995
- **Median days on market:** 63 days
- **Average sale-to-list ratio:** 94.57%
- **Months of inventory:** 6.12 months
- **Data source & generation:** market_insights (as of 2026-10-31 09:03:56)

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21339640/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21339640/](https://www.steavycarter.com/mls/21339640/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21339640](https://www.propertypanorama.com/instaview/ntreis/21339640)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/62253/2026](https://www.rockwallcad.com/property-detail/62253/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21339640/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.