---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21340169"
canonical_url: "https://www.steavycarter.com/mls/21340169/"
markdown_url: "https://www.steavycarter.com/mls/21340169.md"
address: "309 Banner Avenue, Royse City, TX 75189"
status: "Active"
price_usd: 304999
bedrooms: 4
bathrooms: "2"
living_area_sqft: 2086
lot_acres: 0.14
year_built: 2022
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21340169-01.jpeg"
image_count: 34
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-07-24T07:12:02.000Z"
listing_context_updated_at: "2026-08-19 07:46:24"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 309 Banner Avenue, Royse City, TX 75189

**MLS 21340169 · $304,999 · Active · 4 beds · 2 baths · 2,086 Sq Ft · 0.14 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21340169/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $304,999
- **MLS/listing source updated:** July 24, 2026
- **ListingContext updated:** August 19, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 309 Banner Avenue?** $304,999.
- **How large is the home?** 2,086 Sq Ft.
- **How much land is included?** 0.14 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 2 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $6,186 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21340169 |
| **Price** | $304,999 |
| **Price per square foot** | $146 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 2 |
| **Living area** | 2,086 Sq Ft |
| **Lot size** | 0.14 acres |
| **Year built** | 2022 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Royse City ISD |
| **County** | Hunt County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Valor Farms Ph 2
- **Community**: Valor Farms Ph 2
- **County**: Hunt
- **Days on Market**: 9

### Home

- **Bedrooms**: 4
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 2,086 Sq Ft
- **Price / Sq Ft**: $146 / Sq Ft
- **Year Built**: 2022
- **Stories**: 1
- **Levels**: One
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Gas Oven, Microwave, Washer
- **Interior Features**: Kitchen Island, Open Floorplan

### Lot and Exterior

- **Lot Size**: 0.14 acres
- **Lot Size Sq Ft**: 6,229
- **Pool**: No

### Parking and Garage

- **Parking**: Driveway
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $8,087
- **HOA Fee**: $570 Annually
- **HOA Includes**: Association Management, Maintenance Grounds
- **Parcel Number**: 235637
- **APN**: 235637
- **Legal Description**: S5299 VALOR FARMS PH 2 BLK 1 LOT 29 ACRES .14
- **Tax Block**: 1
- **Tax Lot**: 29

### Utilities

- **Utilities**: Sewer Available, Water Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Davis · Royse City ISD
- **Middle:** Ouida Baley · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **MLS #**: 21340169
- **MLS Board**: NTREIS
- **List Date**: 2026-07-23
- **Source Updated**: 2026-07-24T07:12:02.000Z
- **Last Updated**: 2026-08-19 07:46:24

## Featured Spaces

### 1. Primary listing photo for 309 Banner Avenue, Royse City, TX 75189
- **Caption:** Primary real estate listing photo for 309 Banner Avenue, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21340169-01.jpeg](https://images.steavycarter.com/21340169-01.jpeg)

### 2. Listing photo 2 for 309 Banner Avenue, Royse City, TX 75189
- **Caption:** Real estate listing photo 2 for 309 Banner Avenue, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21340169-02.jpeg](https://images.steavycarter.com/21340169-02.jpeg)

### 3. Listing photo 3 for 309 Banner Avenue, Royse City, TX 75189
- **Caption:** Real estate listing photo 3 for 309 Banner Avenue, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21340169-03.jpeg](https://images.steavycarter.com/21340169-03.jpeg)

### 4. Listing photo 4 for 309 Banner Avenue, Royse City, TX 75189
- **Caption:** Real estate listing photo 4 for 309 Banner Avenue, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21340169-04.jpeg](https://images.steavycarter.com/21340169-04.jpeg)

### 5. Listing photo 5 for 309 Banner Avenue, Royse City, TX 75189
- **Caption:** Real estate listing photo 5 for 309 Banner Avenue, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21340169-05.jpeg](https://images.steavycarter.com/21340169-05.jpeg)

## Visual Property Index

The ListingContext record contains 34 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-01.jpeg) | Primary real estate listing photo for 309 Banner Avenue, Royse City, TX 75189. |
| 2 |  | [Listing photo 2 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-02.jpeg) | Real estate listing photo 2 for 309 Banner Avenue, Royse City, TX 75189. |
| 3 |  | [Listing photo 3 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-03.jpeg) | Real estate listing photo 3 for 309 Banner Avenue, Royse City, TX 75189. |
| 4 |  | [Listing photo 4 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-04.jpeg) | Real estate listing photo 4 for 309 Banner Avenue, Royse City, TX 75189. |
| 5 |  | [Listing photo 5 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-05.jpeg) | Real estate listing photo 5 for 309 Banner Avenue, Royse City, TX 75189. |
| 6 |  | [Listing photo 6 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-06.jpeg) | Real estate listing photo 6 for 309 Banner Avenue, Royse City, TX 75189. |
| 7 |  | [Listing photo 7 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-07.jpeg) | Real estate listing photo 7 for 309 Banner Avenue, Royse City, TX 75189. |
| 8 |  | [Listing photo 8 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-08.jpeg) | Real estate listing photo 8 for 309 Banner Avenue, Royse City, TX 75189. |
| 9 |  | [Listing photo 9 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-09.jpeg) | Real estate listing photo 9 for 309 Banner Avenue, Royse City, TX 75189. |
| 10 |  | [Listing photo 10 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-10.jpeg) | Real estate listing photo 10 for 309 Banner Avenue, Royse City, TX 75189. |
| 11 |  | [Listing photo 11 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-11.jpeg) | Real estate listing photo 11 for 309 Banner Avenue, Royse City, TX 75189. |
| 12 |  | [Listing photo 12 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-12.jpeg) | Real estate listing photo 12 for 309 Banner Avenue, Royse City, TX 75189. |
| 13 |  | [Listing photo 13 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-13.jpeg) | Real estate listing photo 13 for 309 Banner Avenue, Royse City, TX 75189. |
| 14 |  | [Listing photo 14 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-14.jpeg) | Real estate listing photo 14 for 309 Banner Avenue, Royse City, TX 75189. |
| 15 |  | [Listing photo 15 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-15.jpeg) | Real estate listing photo 15 for 309 Banner Avenue, Royse City, TX 75189. |
| 16 |  | [Listing photo 16 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-16.jpeg) | Real estate listing photo 16 for 309 Banner Avenue, Royse City, TX 75189. |
| 17 |  | [Listing photo 17 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-17.jpeg) | Real estate listing photo 17 for 309 Banner Avenue, Royse City, TX 75189. |
| 18 |  | [Listing photo 18 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-18.jpeg) | Real estate listing photo 18 for 309 Banner Avenue, Royse City, TX 75189. |
| 19 |  | [Listing photo 19 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-19.jpeg) | Real estate listing photo 19 for 309 Banner Avenue, Royse City, TX 75189. |
| 20 |  | [Listing photo 20 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-20.jpeg) | Real estate listing photo 20 for 309 Banner Avenue, Royse City, TX 75189. |
| 21 |  | [Listing photo 21 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-21.jpeg) | Real estate listing photo 21 for 309 Banner Avenue, Royse City, TX 75189. |
| 22 |  | [Listing photo 22 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-22.jpeg) | Real estate listing photo 22 for 309 Banner Avenue, Royse City, TX 75189. |
| 23 |  | [Listing photo 23 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-23.jpeg) | Real estate listing photo 23 for 309 Banner Avenue, Royse City, TX 75189. |
| 24 |  | [Listing photo 24 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-24.jpeg) | Real estate listing photo 24 for 309 Banner Avenue, Royse City, TX 75189. |
| 25 |  | [Listing photo 25 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-25.jpeg) | Real estate listing photo 25 for 309 Banner Avenue, Royse City, TX 75189. |
| 26 |  | [Listing photo 26 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-26.jpeg) | Real estate listing photo 26 for 309 Banner Avenue, Royse City, TX 75189. |
| 27 |  | [Listing photo 27 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-27.jpeg) | Real estate listing photo 27 for 309 Banner Avenue, Royse City, TX 75189. |
| 28 |  | [Listing photo 28 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-28.jpeg) | Real estate listing photo 28 for 309 Banner Avenue, Royse City, TX 75189. |
| 29 |  | [Listing photo 29 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-29.jpeg) | Real estate listing photo 29 for 309 Banner Avenue, Royse City, TX 75189. |
| 30 |  | [Listing photo 30 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-30.jpeg) | Real estate listing photo 30 for 309 Banner Avenue, Royse City, TX 75189. |
| 31 |  | [Listing photo 31 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-31.jpeg) | Real estate listing photo 31 for 309 Banner Avenue, Royse City, TX 75189. |
| 32 |  | [Listing photo 32 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-32.jpeg) | Real estate listing photo 32 for 309 Banner Avenue, Royse City, TX 75189. |
| 33 |  | [Listing photo 33 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-33.jpeg) | Real estate listing photo 33 for 309 Banner Avenue, Royse City, TX 75189. |
| 34 |  | [Listing photo 34 for 309 Banner Avenue, Royse City, TX 75189](https://images.steavycarter.com/21340169-34.jpeg) | Real estate listing photo 34 for 309 Banner Avenue, Royse City, TX 75189. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21340169)

## Schools

- **Elementary:** Davis · Royse City ISD
- **Middle:** Ouida Baley · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Hunt CAD (TrueProdigy) |
| **CAD PID** | 235637 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://hunt-cad.org/property-detail/235637/2026](https://hunt-cad.org/property-detail/235637/2026) |
| **CAD market value** | $300,227 |
| **CAD land value** | $45,106 |
| **CAD improvement value** | $255,121 |
| **CAD appraised value** | $300,227 |
| **CAD net appraised / current taxed starting point** | $300,227 |
| **Estimated taxes before current exemptions** | $7,943.05 |
| **Current exemption impact** | -$1,757.28 |
| **Estimated taxes with current exemptions** | $6,185.77 |
| **Total tax rate** | 2.6457% |
| **Parcel size** | 0.143 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $304,999 |
| **CAD market value** | $300,227 |
| **Difference** | +$4,772 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | S5299 VALOR FARMS PH 2 BLK 1 LOT 29  ACRES .143 |
| **Total land value** | $45,106 |
| **Total market acres** | 0.143 |
| **Current special-use reduction** | -$0 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| Hunt County | 0.333241% | $300,227 | $1,000.48 | $0.00 |
| Hunt Memorial Hd | 0.207241% | $300,227 | $622.19 | $0.00 |
| Royse City ISD (H) | 1.2552% | $160,227 | $2,011.17 | -$1,757.28 |
| Verandah Mud Of Hunt Co | 0.85% | $300,227 | $2,551.93 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $255,121
- **Total area:** 2,652 Sq Ft
- **Living area:** 2,086 Sq Ft
- Main Area: 2,086 Sq Ft
- ATTACHED: 380 Sq Ft
- OPEN PORCH W/ROOF: 114 Sq Ft
- OPEN PORCH W/ROOF: 72 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2022 | $39,000 | $39,000 | $0 | Baseline |
| 2023 | $256,370 | $45,110 | $211,260 | +$217,370 (+557.36%) |
| 2024 | $302,030 | $45,110 | $256,920 | +$45,660 (+17.81%) |
| 2025 | $305,670 | $45,110 | $260,560 | +$3,640 (+1.21%) |
| 2026 | $300,227 | $45,106 | $255,121 | $-5,443 (-1.78%) |
| 2027 |  |  |  |  () |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21340169/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21340169/](https://www.steavycarter.com/mls/21340169/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21340169](https://www.propertypanorama.com/instaview/ntreis/21340169)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/235637/2026](https://hunt-cad.org/property-detail/235637/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21340169/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.