---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21367213"
canonical_url: "https://www.steavycarter.com/mls/21367213/"
markdown_url: "https://www.steavycarter.com/mls/21367213.md"
address: "3016 County Road 4405, Commerce, TX 75428"
status: "Active"
price_usd: 575000
bedrooms: 3
bathrooms: "2"
living_area_sqft: 1348
lot_acres: 12.64
year_built: 1993
school_district: "Commerce ISD"
primary_image: "https://images.steavycarter.com/21367213-01.jpeg"
image_count: 30
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-10-13T19:40:17.000Z"
listing_context_updated_at: "2026-10-13 22:19:09"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 3016 County Road 4405, Commerce, TX 75428

**MLS 21367213 · $575,000 · Active · 3 beds · 2 baths · 1,348 Sq Ft · 12.64 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21367213/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $575,000
- **MLS/listing source updated:** October 13, 2026
- **ListingContext updated:** October 13, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 3016 County Road 4405?** $575,000.
- **How large is the home?** 1,348 Sq Ft.
- **How much land is included?** 12.64 acres.
- **How many bedrooms and bathrooms?** 3 bedrooms and 2 full bathrooms.
- **Does it have a pool?** In-ground pool reported.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Commerce ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $4,542 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21367213 |
| **Price** | $575,000 |
| **Price per square foot** | $427 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 3 |
| **Bathrooms** | 2 |
| **Living area** | 1,348 Sq Ft |
| **Lot size** | 12.64 acres |
| **Year built** | 1993 |
| **Pool** | In-ground pool reported |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Commerce ISD |
| **County** | Hunt County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Property Condition**: Resale
- **Subdivision**: J W Stewart Sur A-1020
- **Community**: J W Stewart Sur A-1020
- **County**: Hunt
- **Days on Market**: 52

### Home

- **Bedrooms**: 3
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 1,348 Sq Ft
- **Price / Sq Ft**: $427 / Sq Ft
- **Year Built**: 1993
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: Yes

### Kitchen and Interior

- **Appliances**: Dryer, Dishwasher, Electric Cooktop, Electric Oven, Refrigerator, Washer
- **Interior Features**: Decorative Designer Lighting Fixtures, Eat In Kitchen, Granite Counters, High Speed Internet
- **Laundry Features**: Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room
- **Flooring**: Carpet, Ceramic Tile, Marble, Tile
- **Heating**: Central, Electric
- **Cooling**: Central Air, Ceiling Fans, Electric
- **Window Features**: Window Coverings

### Lot and Exterior

- **Lot Size**: 12.64 acres
- **Lot Size Sq Ft**: 550,598
- **Lot Features**: Acreage, Agricultural, Back Yard, Cleared, Corner Lot, Lawn, Many Trees
- **Other Structures**: Sheds, Storage, Workshop
- **Fencing**: Fenced, Full, Pipe, Wire
- **Pool**: In-ground pool reported
- **Pool Features**: In Ground, Other, Pool

### Parking and Garage

- **Parking**: Attached Carport, Driveway, Garage Faces Front, Garage, Garage Door Opener, Gated
- **Garage Spaces**: 2
- **Covered Parking**: 6
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $4,921
- **Parcel Number**: 108811
- **APN**: 108811
- **Legal Description**: A1020 STEWART J, TRACT 26-7, ACRES 12.64

### Utilities

- **Utilities**: Cable Available, Electricity Connected, Septic Available, Separate Meters, Water Available
- **Water**: Community Coop
- **Sewer**: Septic Tank

### Schools

- **Elementary:** Commerce · Commerce ISD
- **Middle:** Commerce · Commerce ISD
- **High:** Commerce · Commerce ISD

### Listing Information

- **Listing Agent**: Kathleen Hunnicutt
- **Listing Brokerage**: AT Home Texas Real Estate
- **MLS #**: 21367213
- **MLS Board**: NTREIS
- **List Date**: 2026-08-22
- **Source Updated**: 2026-10-13T19:40:17.000Z
- **Last Updated**: 2026-10-13 22:19:09

## Featured Spaces

### 1. Primary listing photo for 3016 County Road 4405, Commerce, TX 75428
- **Caption:** Primary real estate listing photo for 3016 County Road 4405, Commerce, TX 75428.
- **Image:** [https://images.steavycarter.com/21367213-01.jpeg](https://images.steavycarter.com/21367213-01.jpeg)

### 2. Listing photo 2 for 3016 County Road 4405, Commerce, TX 75428
- **Caption:** Real estate listing photo 2 for 3016 County Road 4405, Commerce, TX 75428.
- **Image:** [https://images.steavycarter.com/21367213-02.jpeg](https://images.steavycarter.com/21367213-02.jpeg)

### 3. Listing photo 3 for 3016 County Road 4405, Commerce, TX 75428
- **Caption:** Real estate listing photo 3 for 3016 County Road 4405, Commerce, TX 75428.
- **Image:** [https://images.steavycarter.com/21367213-03.jpeg](https://images.steavycarter.com/21367213-03.jpeg)

### 4. Listing photo 4 for 3016 County Road 4405, Commerce, TX 75428
- **Caption:** Real estate listing photo 4 for 3016 County Road 4405, Commerce, TX 75428.
- **Image:** [https://images.steavycarter.com/21367213-04.jpeg](https://images.steavycarter.com/21367213-04.jpeg)

### 5. Listing photo 5 for 3016 County Road 4405, Commerce, TX 75428
- **Caption:** Real estate listing photo 5 for 3016 County Road 4405, Commerce, TX 75428.
- **Image:** [https://images.steavycarter.com/21367213-05.jpeg](https://images.steavycarter.com/21367213-05.jpeg)

## Visual Property Index

The ListingContext record contains 30 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-01.jpeg) | Primary real estate listing photo for 3016 County Road 4405, Commerce, TX 75428. |
| 2 |  | [Listing photo 2 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-02.jpeg) | Real estate listing photo 2 for 3016 County Road 4405, Commerce, TX 75428. |
| 3 |  | [Listing photo 3 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-03.jpeg) | Real estate listing photo 3 for 3016 County Road 4405, Commerce, TX 75428. |
| 4 |  | [Listing photo 4 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-04.jpeg) | Real estate listing photo 4 for 3016 County Road 4405, Commerce, TX 75428. |
| 5 |  | [Listing photo 5 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-05.jpeg) | Real estate listing photo 5 for 3016 County Road 4405, Commerce, TX 75428. |
| 6 |  | [Listing photo 6 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-06.jpeg) | Real estate listing photo 6 for 3016 County Road 4405, Commerce, TX 75428. |
| 7 |  | [Listing photo 7 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-07.jpeg) | Real estate listing photo 7 for 3016 County Road 4405, Commerce, TX 75428. |
| 8 |  | [Listing photo 8 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-08.jpeg) | Real estate listing photo 8 for 3016 County Road 4405, Commerce, TX 75428. |
| 9 |  | [Listing photo 9 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-09.jpeg) | Real estate listing photo 9 for 3016 County Road 4405, Commerce, TX 75428. |
| 10 |  | [Listing photo 10 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-10.jpeg) | Real estate listing photo 10 for 3016 County Road 4405, Commerce, TX 75428. |
| 11 |  | [Listing photo 11 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-11.jpeg) | Real estate listing photo 11 for 3016 County Road 4405, Commerce, TX 75428. |
| 12 |  | [Listing photo 12 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-12.jpeg) | Real estate listing photo 12 for 3016 County Road 4405, Commerce, TX 75428. |
| 13 |  | [Listing photo 13 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-13.jpeg) | Real estate listing photo 13 for 3016 County Road 4405, Commerce, TX 75428. |
| 14 |  | [Listing photo 14 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-14.jpeg) | Real estate listing photo 14 for 3016 County Road 4405, Commerce, TX 75428. |
| 15 |  | [Listing photo 15 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-15.jpeg) | Real estate listing photo 15 for 3016 County Road 4405, Commerce, TX 75428. |
| 16 |  | [Listing photo 16 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-16.jpeg) | Real estate listing photo 16 for 3016 County Road 4405, Commerce, TX 75428. |
| 17 |  | [Listing photo 17 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-17.jpeg) | Real estate listing photo 17 for 3016 County Road 4405, Commerce, TX 75428. |
| 18 |  | [Listing photo 18 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-18.jpeg) | Real estate listing photo 18 for 3016 County Road 4405, Commerce, TX 75428. |
| 19 |  | [Listing photo 19 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-19.jpeg) | Real estate listing photo 19 for 3016 County Road 4405, Commerce, TX 75428. |
| 20 |  | [Listing photo 20 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-20.jpeg) | Real estate listing photo 20 for 3016 County Road 4405, Commerce, TX 75428. |
| 21 |  | [Listing photo 21 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-21.jpeg) | Real estate listing photo 21 for 3016 County Road 4405, Commerce, TX 75428. |
| 22 |  | [Listing photo 22 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-22.jpeg) | Real estate listing photo 22 for 3016 County Road 4405, Commerce, TX 75428. |
| 23 |  | [Listing photo 23 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-23.jpeg) | Real estate listing photo 23 for 3016 County Road 4405, Commerce, TX 75428. |
| 24 |  | [Listing photo 24 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-24.jpeg) | Real estate listing photo 24 for 3016 County Road 4405, Commerce, TX 75428. |
| 25 |  | [Listing photo 25 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-25.jpeg) | Real estate listing photo 25 for 3016 County Road 4405, Commerce, TX 75428. |
| 26 |  | [Listing photo 26 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-26.jpeg) | Real estate listing photo 26 for 3016 County Road 4405, Commerce, TX 75428. |
| 27 |  | [Listing photo 27 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-27.jpeg) | Real estate listing photo 27 for 3016 County Road 4405, Commerce, TX 75428. |
| 28 |  | [Listing photo 28 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-28.jpeg) | Real estate listing photo 28 for 3016 County Road 4405, Commerce, TX 75428. |
| 29 |  | [Listing photo 29 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-29.jpeg) | Real estate listing photo 29 for 3016 County Road 4405, Commerce, TX 75428. |
| 30 |  | [Listing photo 30 for 3016 County Road 4405, Commerce, TX 75428](https://images.steavycarter.com/21367213-30.jpeg) | Real estate listing photo 30 for 3016 County Road 4405, Commerce, TX 75428. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21367213)

## Schools

- **Elementary:** Commerce · Commerce ISD
- **Middle:** Commerce · Commerce ISD
- **High:** Commerce · Commerce ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Hunt CAD (TrueProdigy) |
| **CAD PID** | 108811 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://hunt-cad.org/property-detail/108811/2026](https://hunt-cad.org/property-detail/108811/2026) |
| **CAD market value** | $423,038 |
| **CAD land value** | $179,589 |
| **CAD improvement value** | $243,449 |
| **CAD appraised value** | $254,200 |
| **CAD net appraised / current taxed starting point** | $254,200 |
| **Estimated taxes before current exemptions** | $4,542.36 |
| **Current exemption impact** | -$0.00 |
| **Estimated taxes with current exemptions** | $4,542.36 |
| **Total tax rate** | 1.7869% |
| **Parcel size** | 12.64 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $575,000 |
| **CAD market value** | $423,038 |
| **Difference** | +$151,962 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | A1020 STEWART J,TRACT 26-7, ACRES 12.64 |
| **Total land value** | $179,589 |
| **Total market acres** | 12.639999999999999 |
| **Current special-use reduction** | -$168,838 |
| **Total improvement value** | $243,449 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| Hunt County | 0.334612% | $254,200 | $850.58 | $0.00 |
| Hunt Memorial Hd | 0.214812% | $254,200 | $546.05 | $0.00 |
| Commerce ISD | 1.2375% | $254,200 | $3,145.73 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $200,336
- **Total area:** 2,195 Sq Ft
- **Living area:** 1,348 Sq Ft
- Main Area: 1,348 Sq Ft
- GARAGE: 336 Sq Ft
- SWIMMING POOL GOOD: CAD component
- CARPORT: 378 Sq Ft
- OPEN PORCH W/ROOF: 108 Sq Ft
- OPEN PORCH W/ROOF: 24 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2021 | $276,190 | $92,440 | $183,750 | Baseline |
| 2022 | $375,880 | $152,990 | $222,890 | +$99,690 (+36.09%) |
| 2023 | $428,850 | $163,970 | $264,880 | +$52,970 (+14.09%) |
| 2024 | $428,010 | $173,620 | $254,390 | $-840 (-0.20%) |
| 2025 | $457,750 | $192,230 | $265,520 | +$29,740 (+6.95%) |
| 2026 | $423,038 | $179,589 | $243,449 | $-34,712 (-7.58%) |
| 2027 |  |  |  |  () |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21367213/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21367213/](https://www.steavycarter.com/mls/21367213/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21367213](https://www.propertypanorama.com/instaview/ntreis/21367213)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/108811/2026](https://hunt-cad.org/property-detail/108811/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21367213/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.