---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21369730"
canonical_url: "https://www.steavycarter.com/mls/21369730/"
markdown_url: "https://www.steavycarter.com/mls/21369730.md"
address: "402 S Bell Street, Royse City, TX 75189"
status: "Active"
price_usd: 239900
bedrooms: 4
bathrooms: "2"
living_area_sqft: 1260
lot_acres: 0.16
year_built: 1957
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21369730-01.jpeg"
image_count: 8
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-10-09T13:55:05.000Z"
listing_context_updated_at: "2026-10-09 19:21:02"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 402 S Bell Street, Royse City, TX 75189

**MLS 21369730 · $239,900 · Active · 4 beds · 2 baths · 1,260 Sq Ft · 0.16 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21369730/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $239,900
- **MLS/listing source updated:** October 9, 2026
- **ListingContext updated:** October 9, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 402 S Bell Street?** $239,900.
- **How large is the home?** 1,260 Sq Ft.
- **How much land is included?** 0.16 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 2 full bathrooms.
- **How much garage or covered parking is reported?** 1 Covered.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $4,539 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21369730 |
| **Price** | $239,900 |
| **Price per square foot** | $190 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 2 |
| **Living area** | 1,260 Sq Ft |
| **Lot size** | 0.16 acres |
| **Year built** | 1957 |
| **Garage / covered parking** | 1 Covered |
| **School district** | Royse City ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Mccasland
- **Community**: Mccasland
- **County**: Rockwall
- **Days on Market**: 44

### Home

- **Bedrooms**: 4
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 1,260 Sq Ft
- **Price / Sq Ft**: $190 / Sq Ft
- **Year Built**: 1957
- **Stories**: 1
- **Levels**: One
- **Construction**: Wood Siding
- **Foundation**: Pillar Post Pier
- **Roof**: Composition, Shingle
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave
- **Interior Features**: Walk In Closets
- **Flooring**: Laminate, Vinyl
- **Heating**: Central, Electric
- **Cooling**: Central Air, Electric

### Lot and Exterior

- **Lot Size**: 0.16 acres
- **Lot Size Sq Ft**: 6,970
- **Patio & Porch Features**: Covered
- **Pool**: No

### Parking and Garage

- **Parking**: Carport, Driveway
- **Covered Parking**: 1
- **Attached Garage**: No

### MLS Tax and HOA Fields

- **Annual Taxes**: $4,452
- **Parcel Number**: 000000020089
- **APN**: 000000020089
- **Legal Description**: MCCASLAND, BLOCK 80, LOT 1
- **Tax Block**: 80
- **Tax Lot**: 1

### Utilities

- **Utilities**: Electricity Connected, Sewer Available, Water Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Davis · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **Listing Agent**: Steve Koleno
- **Listing Brokerage**: Beycome Brokerage Realty LLC
- **MLS #**: 21369730
- **MLS Board**: NTREIS
- **List Date**: 2026-08-26
- **Source Updated**: 2026-10-09T13:55:05.000Z
- **Last Updated**: 2026-10-09 19:21:02

## Featured Spaces

### 1. Primary listing photo for 402 S Bell Street, Royse City, TX 75189
- **Caption:** Primary real estate listing photo for 402 S Bell Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21369730-01.jpeg](https://images.steavycarter.com/21369730-01.jpeg)

### 2. Listing photo 2 for 402 S Bell Street, Royse City, TX 75189
- **Caption:** Real estate listing photo 2 for 402 S Bell Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21369730-02.jpeg](https://images.steavycarter.com/21369730-02.jpeg)

### 3. Listing photo 3 for 402 S Bell Street, Royse City, TX 75189
- **Caption:** Real estate listing photo 3 for 402 S Bell Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21369730-03.jpeg](https://images.steavycarter.com/21369730-03.jpeg)

### 4. Listing photo 4 for 402 S Bell Street, Royse City, TX 75189
- **Caption:** Real estate listing photo 4 for 402 S Bell Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21369730-04.jpeg](https://images.steavycarter.com/21369730-04.jpeg)

### 5. Listing photo 5 for 402 S Bell Street, Royse City, TX 75189
- **Caption:** Real estate listing photo 5 for 402 S Bell Street, Royse City, TX 75189.
- **Image:** [https://images.steavycarter.com/21369730-05.jpeg](https://images.steavycarter.com/21369730-05.jpeg)

## Visual Property Index

The ListingContext record contains 8 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 402 S Bell Street, Royse City, TX 75189](https://images.steavycarter.com/21369730-01.jpeg) | Primary real estate listing photo for 402 S Bell Street, Royse City, TX 75189. |
| 2 |  | [Listing photo 2 for 402 S Bell Street, Royse City, TX 75189](https://images.steavycarter.com/21369730-02.jpeg) | Real estate listing photo 2 for 402 S Bell Street, Royse City, TX 75189. |
| 3 |  | [Listing photo 3 for 402 S Bell Street, Royse City, TX 75189](https://images.steavycarter.com/21369730-03.jpeg) | Real estate listing photo 3 for 402 S Bell Street, Royse City, TX 75189. |
| 4 |  | [Listing photo 4 for 402 S Bell Street, Royse City, TX 75189](https://images.steavycarter.com/21369730-04.jpeg) | Real estate listing photo 4 for 402 S Bell Street, Royse City, TX 75189. |
| 5 |  | [Listing photo 5 for 402 S Bell Street, Royse City, TX 75189](https://images.steavycarter.com/21369730-05.jpeg) | Real estate listing photo 5 for 402 S Bell Street, Royse City, TX 75189. |
| 6 |  | [Listing photo 6 for 402 S Bell Street, Royse City, TX 75189](https://images.steavycarter.com/21369730-06.jpeg) | Real estate listing photo 6 for 402 S Bell Street, Royse City, TX 75189. |
| 7 |  | [Listing photo 7 for 402 S Bell Street, Royse City, TX 75189](https://images.steavycarter.com/21369730-07.jpeg) | Real estate listing photo 7 for 402 S Bell Street, Royse City, TX 75189. |
| 8 |  | [Listing photo 8 for 402 S Bell Street, Royse City, TX 75189](https://images.steavycarter.com/21369730-08.jpeg) | Real estate listing photo 8 for 402 S Bell Street, Royse City, TX 75189. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21369730)

## Schools

- **Elementary:** Davis · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 51 mins (40.4 mi)
- **Dallas Love Field:** approximately 38 mins (30.5 mi)
- **Downtown Dallas:** approximately 37 mins (29.3 mi)
- **The Star in Frisco:** approximately 37 mins (29.7 mi)
- **PGA Frisco:** approximately 43 mins (34.3 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Charlie's Old Fashioned Kitchen
- **Fine Dining:** Bin 303, Culpepper Cattle Co.
- **Pizza:** Zanata, Samee's Pizza Getti
- **Chef-Owned / Local Dining:** Luigi's Italian Cafe, Smoke Sessions Barbecue
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Matt's Rancho Martinez
- **Cocktail:** The Back Porch, The Brass Tap

### Errands

- **Nearby Gas:** Murphy USA
- **Premium-Fuel Stop:** Prime
- **Pharmacy:** CVS Pharmacy, Walgreens Pharmacy
- **Bank:** Chase Bank
- **Urgent Care:** Royse City Emergency Hospital
- **Grocery:** Walmart Supercenter, FRESH by Brookshire's

### Activities

- **Parks & Recreation:** Splash Park, Becknell Park
- **Clubs & Sports:** Woodcreek Fate HOA - North Amenity Pool, Fitness Court at Robert Smith Family Park
- **Lifestyle & Music:** NÜWA FARMS OS, Shekhinah Massage

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Rockwall CAD (TrueProdigy) |
| **CAD PID** | 20089 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/20089/2026](https://www.rockwallcad.com/property-detail/20089/2026) |
| **CAD market value** | $213,600 |
| **CAD land value** | $118,800 |
| **CAD improvement value** | $94,800 |
| **CAD appraised value** | $213,600 |
| **CAD net appraised / current taxed starting point** | $213,600 |
| **Estimated taxes before current exemptions** | $4,539.43 |
| **Current exemption impact** | -$0.00 |
| **Estimated taxes with current exemptions** | $4,539.43 |
| **Total tax rate** | 2.1252% |
| **Parcel size** | 0.158 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $239,900 |
| **CAD market value** | $213,600 |
| **Difference** | +$26,300 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | MCCASLAND, BLOCK 80, LOT 1 |
| **Total land value** | $118,800 |
| **Total market acres** | 0.158 |
| **Current special-use reduction** | -$0 |
| **Total improvement value** | $94,800 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Royse City | 0.608% | $213,600 | $1,298.69 | $0.00 |
| Rockwall County | 0.262% | $213,600 | $559.63 | $0.00 |
| Royse City ISD | 1.2552% | $213,600 | $2,681.11 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $94,800
- **Total area:** 1,364 Sq Ft
- **Living area:** 1,260 Sq Ft
- Main Area: 1,260 Sq Ft
- COVERED PORCH: 104 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2016 | $65,960 | $33,000 | $32,960 | Baseline |
| 2017 | $77,130 | $33,000 | $44,130 | +$11,170 (+16.93%) |
| 2018 | $75,120 | $34,980 | $40,140 | $-2,010 (-2.61%) |
| 2019 | $79,040 | $37,290 | $41,750 | +$3,920 (+5.22%) |
| 2020 | $105,350 | $64,980 | $40,370 | +$26,310 (+33.29%) |
| 2021 | $105,180 | $65,540 | $39,640 | $-170 (-0.16%) |
| 2022 | $163,100 | $120,000 | $43,100 | +$57,920 (+55.07%) |
| 2023 | $216,212 | $132,000 | $84,212 | +$53,112 (+32.56%) |
| 2024 | $227,963 | $132,000 | $95,963 | +$11,751 (+5.43%) |
| 2025 | $229,362 | $132,000 | $97,362 | +$1,399 (+0.61%) |
| 2026 | $213,600 | $118,800 | $94,800 | $-15,762 (-6.87%) |

## Local Market Overview (City of Royse City)

From July through September 2026, City of Royse City logged 230 closed sales at a median sold price of $319,995 ($158/sqft) and a median DOM of 63 days. Homes closed at a median of 94.6% of original list price (-$19,000 median discount) and finished a median of 6.0% ($18,635) below CAD valuations, with 80.0% of CAD-matched sales closing under appraisal. Seller concessions appeared in 69.6% of closings at an $8,000 median credit, while 55.0% of the 605 active listings in primary ZIP 75189 have cut asking prices.

### Micro-Market Key Statistics

- **Market geography:** City of Royse City, TX
- **Evaluation period:** Trailing 3 Months (Jul-Sep 2026)
- **Median closed sale price:** $319,995
- **Median days on market:** 63 days
- **Average sale-to-list ratio:** 94.57%
- **Months of inventory:** 6.12 months
- **Data source & generation:** market_insights (as of 2026-10-31 09:03:56)

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21369730/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21369730/](https://www.steavycarter.com/mls/21369730/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21369730](https://www.propertypanorama.com/instaview/ntreis/21369730)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/20089/2026](https://www.rockwallcad.com/property-detail/20089/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21369730/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.