---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21385190"
canonical_url: "https://www.steavycarter.com/mls/21385190/"
markdown_url: "https://www.steavycarter.com/mls/21385190.md"
address: "920 Bald Cypress Drive, Fate, TX 75087"
status: "Active"
price_usd: 410000
bedrooms: 4
bathrooms: "2"
living_area_sqft: 2036
lot_acres: 0.14
year_built: 2021
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21385190-01.jpeg"
image_count: 17
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-10-30T20:34:34.000Z"
listing_context_updated_at: "2026-10-30 22:24:21"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 920 Bald Cypress Drive, Fate, TX 75087

**MLS 21385190 · $410,000 · Active · 4 beds · 2 baths · 2,036 Sq Ft · 0.14 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21385190/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $410,000
- **MLS/listing source updated:** October 30, 2026
- **ListingContext updated:** October 30, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 920 Bald Cypress Drive?** $410,000.
- **How large is the home?** 2,036 Sq Ft.
- **How much land is included?** 0.14 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 2 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $7,678 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21385190 |
| **Price** | $410,000 |
| **Price per square foot** | $201 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 2 |
| **Living area** | 2,036 Sq Ft |
| **Lot size** | 0.14 acres |
| **Year built** | 2021 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Royse City ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Woodcreek Ph 2-D3
- **Community**: Woodcreek Ph 2-D3
- **County**: Rockwall
- **Days on Market**: 48

### Home

- **Bedrooms**: 4
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 2,036 Sq Ft
- **Price / Sq Ft**: $201 / Sq Ft
- **Year Built**: 2021
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick
- **Foundation**: Slab
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Oven, Disposal, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Vented Exhaust Fan
- **Interior Features**: Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Cable Tv, Walk In Closets
- **Heating**: Central, Electric
- **Cooling**: Attic Fan, Central Air, Ceiling Fans, Electric

### Lot and Exterior

- **Lot Size**: 0.14 acres
- **Lot Size Sq Ft**: 6,055
- **Pool**: No

### Parking and Garage

- **Parking**: Garage
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **HOA Fee**: $282 SemiAnnually
- **HOA Includes**: All Facilities
- **Parcel Number**: 000000106014
- **APN**: 000000106014
- **Legal Description**: WOODCREEK PHASE 2-D3, BLOCK D, LOT 14
- **Tax Block**: D
- **Tax Lot**: 14

### Utilities

- **Utilities**: Sewer Available, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **Listing Agent**: Marjorie Bradford
- **Listing Brokerage**: Bradford Elite Real Estate LLC
- **MLS #**: 21385190
- **MLS Board**: NTREIS
- **List Date**: 2026-09-12
- **Source Updated**: 2026-10-30T20:34:34.000Z
- **Last Updated**: 2026-10-30 22:24:21

## Featured Spaces

### 1. Primary listing photo for 920 Bald Cypress Drive, Fate, TX 75087
- **Caption:** Primary real estate listing photo for 920 Bald Cypress Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21385190-01.jpeg](https://images.steavycarter.com/21385190-01.jpeg)

### 2. Listing photo 2 for 920 Bald Cypress Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 2 for 920 Bald Cypress Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21385190-02.jpeg](https://images.steavycarter.com/21385190-02.jpeg)

### 3. Listing photo 3 for 920 Bald Cypress Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 3 for 920 Bald Cypress Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21385190-03.jpeg](https://images.steavycarter.com/21385190-03.jpeg)

### 4. Listing photo 4 for 920 Bald Cypress Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 4 for 920 Bald Cypress Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21385190-04.jpeg](https://images.steavycarter.com/21385190-04.jpeg)

### 5. Listing photo 5 for 920 Bald Cypress Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 5 for 920 Bald Cypress Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21385190-05.jpeg](https://images.steavycarter.com/21385190-05.jpeg)

## Visual Property Index

The ListingContext record contains 17 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-01.jpeg) | Primary real estate listing photo for 920 Bald Cypress Drive, Fate, TX 75087. |
| 2 |  | [Listing photo 2 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-02.jpeg) | Real estate listing photo 2 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 3 |  | [Listing photo 3 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-03.jpeg) | Real estate listing photo 3 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 4 |  | [Listing photo 4 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-04.jpeg) | Real estate listing photo 4 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 5 |  | [Listing photo 5 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-05.jpeg) | Real estate listing photo 5 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 6 |  | [Listing photo 6 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-06.jpeg) | Real estate listing photo 6 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 7 |  | [Listing photo 7 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-07.jpeg) | Real estate listing photo 7 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 8 |  | [Listing photo 8 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-08.jpeg) | Real estate listing photo 8 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 9 |  | [Listing photo 9 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-09.jpeg) | Real estate listing photo 9 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 10 |  | [Listing photo 10 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-10.jpeg) | Real estate listing photo 10 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 11 |  | [Listing photo 11 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-11.jpeg) | Real estate listing photo 11 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 12 |  | [Listing photo 12 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-12.jpeg) | Real estate listing photo 12 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 13 |  | [Listing photo 13 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-13.jpeg) | Real estate listing photo 13 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 14 |  | [Listing photo 14 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-14.jpeg) | Real estate listing photo 14 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 15 |  | [Listing photo 15 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-15.jpeg) | Real estate listing photo 15 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 16 |  | [Listing photo 16 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-16.jpeg) | Real estate listing photo 16 for 920 Bald Cypress Drive, Fate, TX 75087. |
| 17 |  | [Listing photo 17 for 920 Bald Cypress Drive, Fate, TX 75087](https://images.steavycarter.com/21385190-17.jpeg) | Real estate listing photo 17 for 920 Bald Cypress Drive, Fate, TX 75087. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21385190)

## Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 47 mins (37.6 mi)
- **Dallas Love Field:** approximately 34 mins (27.2 mi)
- **Downtown Dallas:** approximately 32 mins (25.7 mi)
- **The Star in Frisco:** approximately 36 mins (28.6 mi)
- **PGA Frisco:** approximately 42 mins (33.8 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Bbq:** True Texas BBQ
- **Pizza:** Zanata, Mona Lisa Pizza
- **Italian:** Luigi's Italian Cafe, Sauce & Vine
- **Fancy Taco:** La Vida Taqueria, Torchy's Tacos
- **Mexican:** Pablo's Restaurant and Cantina, Carmona’s Tacos
- **Burger:** It's Grub:30, Wells Burgers Express

### Errands

- **Goodwill:** Rockwall County Helping Hands Client Assistance & Food Pantry, Ongster Liquidation
- **Bank:** PNC Bank, Guaranty Bank & Trust
- **Premium-Fuel Stop:** 7-Eleven, Buc-ee's
- **Urgent Care:** Hunt Regional Urgent Care
- **Specialty Grocery:** FRESH by Brookshire's
- **Post Shipping:** United States Postal Service

### Activities

- **Parks & Recreation:** Emerald Bay Park, Harry Myers Park
- **Clubs & Sports:** Buffalo Creek Golf Club, Buffalo Creek Swim-Tennis Club
- **Adventure & Action:** City of Rockwall - Harbor Urban Beach, Harry Myers Splash Pad
- **Lifestyle & Music:** Bearded Monkey Sports Bar & Grill, En Fuego Tobacco Shop
- **Steavys Favorites:** En Fuego Tobacco Shop, Harry Myers Park

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Rockwall CAD (TrueProdigy) |
| **CAD PID** | 106014 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/106014/2026](https://www.rockwallcad.com/property-detail/106014/2026) |
| **CAD market value** | $393,318 |
| **CAD land value** | $82,500 |
| **CAD improvement value** | $310,818 |
| **CAD appraised value** | $393,318 |
| **CAD net appraised / current taxed starting point** | $393,318 |
| **Estimated taxes before current exemptions** | $7,677.84 |
| **Current exemption impact** | -$0.00 |
| **Estimated taxes with current exemptions** | $7,677.84 |
| **Total tax rate** | 1.9521% |
| **Parcel size** | 0.1389 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $410,000 |
| **CAD market value** | $393,318 |
| **Difference** | +$16,682 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | WOODCREEK PHASE 2-D3, BLOCK D, LOT 14 |
| **Total land value** | $82,500 |
| **Total market acres** | 0.1389 |
| **Current special-use reduction** | -$0 |
| **Total improvement value** | $310,818 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Fate | 0.290869% | $393,318 | $1,144.04 | $0.00 |
| Rockwall County | 0.251% | $393,318 | $987.23 | $0.00 |
| Rw Co Cons Mud1 | 0.155% | $393,318 | $609.64 | $0.00 |
| Royse City ISD | 1.2552% | $393,318 | $4,936.93 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $310,818
- **Total area:** 2,696 Sq Ft
- **Living area:** 2,036 Sq Ft
- Main Area: 2,036 Sq Ft
- Attached Garage: 534 Sq Ft
- COVERED PORCH: 18 Sq Ft
- COVERED PORCH: 108 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2026 | $393,318 | $82,500 | $310,818 | $-10,500 (-2.60%) |
| 2025 | $403,818 | $93,500 | $310,318 | $-20,367 (-4.80%) |
| 2024 | $424,185 | $110,000 | $314,185 | $-13,834 (-3.16%) |
| 2023 | $438,019 | $132,000 | $306,019 | +$288,588 (+193.12%) |
| 2022 | $149,431 | $82,500 | $66,931 | +$118,088 (+376.76%) |
| 2021 | $31,343 | $31,343 | $0 | Baseline |

## Local Market Overview (Rockwall)

Over the trailing three months in Rockwall (ZIP 75087), 208 homes sold at a median price of $499,475 ($186/sqft) after a median 52 days on market. Sellers achieved a median 94.7% of original list price (a median $25,000 discount), and CAD-matched transactions closed at a median 5.2% ($24,449) below county tax appraisals, with 67.1% selling under CAD. Buyers secured seller-paid concessions in 57.7% of closings (median $10,000), while 61.7% of the 355 active listings currently carry price reductions.

### Micro-Market Key Statistics

- **Market geography:** Rockwall, TX
- **Evaluation period:** Trailing 3 Months (Jul-Sep 2026)
- **Median closed sale price:** $499,475
- **Median days on market:** 52 days
- **Average sale-to-list ratio:** 94.72%
- **Months of inventory:** 4.9 months
- **Data source & generation:** market_insights (as of 2026-10-31 09:01:09)

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21385190/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21385190/](https://www.steavycarter.com/mls/21385190/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21385190](https://www.propertypanorama.com/instaview/ntreis/21385190)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/106014/2026](https://www.rockwallcad.com/property-detail/106014/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21385190/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.