---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21399691"
canonical_url: "https://www.steavycarter.com/mls/21399691/"
markdown_url: "https://www.steavycarter.com/mls/21399691.md"
address: "438 Yacht Club Drive Unit D, Rockwall, TX 75032"
status: "Active"
price_usd: 199000
bedrooms: 1
bathrooms: "1"
living_area_sqft: 892
lot_acres: 0.03
year_built: 1990
school_district: "Rockwall ISD"
primary_image: "https://images.steavycarter.com/21399691-01.jpeg"
image_count: 20
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-10-03T17:10:43.000Z"
listing_context_updated_at: "2026-10-07 01:19:58"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 438 Yacht Club Drive Unit D, Rockwall, TX 75032

**MLS 21399691 · $199,000 · Active · 1 beds · 1 baths · 892 Sq Ft · 0.03 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21399691/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $199,000
- **MLS/listing source updated:** October 3, 2026
- **ListingContext updated:** October 7, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 438 Yacht Club Drive Unit D?** $199,000.
- **How large is the home?** 892 Sq Ft.
- **How much land is included?** 0.03 acres.
- **How many bedrooms and bathrooms?** 1 bedrooms and 1 full bathrooms.
- **Does it have a pool?** Yes. The structured listing facts describe an in-ground sport pool with infinity and water-feature elements.
- **How much garage or covered parking is reported?** Assigned.
- **What school district serves the property?** Rockwall ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $3,063 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21399691 |
| **Price** | $199,000 |
| **Price per square foot** | $223 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Condominium |
| **Bedrooms** | 1 |
| **Bathrooms** | 1 |
| **Living area** | 892 Sq Ft |
| **Lot size** | 0.03 acres |
| **Year built** | 1990 |
| **Pool** | Yes |
| **Garage / covered parking** | Assigned |
| **School district** | Rockwall ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Condominium
- **Property Condition**: Resale
- **Subdivision**: Cutter Hill #2
- **Community**: Cutter Hill #2
- **County**: Rockwall
- **Days on Market**: 2

### Home

- **Bedrooms**: 1
- **Bathrooms**: 1
- **Full Baths**: 1
- **Square Feet**: 892 Sq Ft
- **Price / Sq Ft**: $223 / Sq Ft
- **Year Built**: 1990
- **Stories**: 1
- **Levels**: One
- **Construction**: Concrete
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: Yes

### Kitchen and Interior

- **Appliances**: Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator
- **Interior Features**: Built In Features, Decorative Designer Lighting Fixtures, Granite Counters, High Speed Internet, Open Floorplan, Cable Tv, Wired For Sound
- **Flooring**: Luxury Vinyl Plank
- **Heating**: Central, Electric, Fireplaces
- **Cooling**: Central Air, Ceiling Fans, Electric
- **Fireplaces**: 1
- **Fireplace Features**: Decorative, Living Room, Wood Burning
- **Security Features**: Smoke Detectors

### Lot and Exterior

- **Lot Size**: 0.03 acres
- **Lot Size Sq Ft**: 1,481
- **Patio & Porch Features**: Covered
- **Fencing**: Other
- **Pool**: Yes
- **Pool Features**: In Ground, Pool

### Parking and Garage

- **Parking**: Assigned
- **Attached Garage**: No

### MLS Tax and HOA Fields

- **HOA Fee**: $419 Monthly
- **HOA Includes**: All Facilities, Association Management, Maintenance Grounds, Maintenance Structure, Security
- **Parcel Number**: 000000016062
- **APN**: 000000016062
- **Legal Description**: CUTTER HILL PHASE #2 UNIT A-6 BLDG 4 0.0337 A
- **Tax Block**: 411

### Utilities

- **Utilities**: Electricity Connected, Sewer Available, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Doris Cullins-Lake Pointe · Rockwall ISD
- **Middle:** Cain · Rockwall ISD
- **High:** Heath · Rockwall ISD

### Listing Information

- **MLS #**: 21399691
- **MLS Board**: NTREIS
- **List Date**: 2026-10-07
- **Source Updated**: 2026-10-03T17:10:43.000Z
- **Last Updated**: 2026-10-07 01:19:58

## Featured Spaces

### 1. Primary listing photo for 438 Yacht Club Drive Unit D, Rockwall, TX 75032
- **Caption:** Primary real estate listing photo for 438 Yacht Club Drive Unit D, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21399691-01.jpeg](https://images.steavycarter.com/21399691-01.jpeg)

### 2. Listing photo 2 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032
- **Caption:** Real estate listing photo 2 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21399691-02.jpeg](https://images.steavycarter.com/21399691-02.jpeg)

### 3. Listing photo 3 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032
- **Caption:** Real estate listing photo 3 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21399691-03.jpeg](https://images.steavycarter.com/21399691-03.jpeg)

### 4. Listing photo 4 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032
- **Caption:** Real estate listing photo 4 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21399691-04.jpeg](https://images.steavycarter.com/21399691-04.jpeg)

### 5. Listing photo 5 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032
- **Caption:** Real estate listing photo 5 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032.
- **Image:** [https://images.steavycarter.com/21399691-05.jpeg](https://images.steavycarter.com/21399691-05.jpeg)

## Visual Property Index

The ListingContext record contains 20 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-01.jpeg) | Primary real estate listing photo for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 2 |  | [Listing photo 2 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-02.jpeg) | Real estate listing photo 2 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 3 |  | [Listing photo 3 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-03.jpeg) | Real estate listing photo 3 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 4 |  | [Listing photo 4 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-04.jpeg) | Real estate listing photo 4 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 5 |  | [Listing photo 5 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-05.jpeg) | Real estate listing photo 5 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 6 |  | [Listing photo 6 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-06.jpeg) | Real estate listing photo 6 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 7 |  | [Listing photo 7 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-07.jpeg) | Real estate listing photo 7 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 8 |  | [Listing photo 8 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-08.jpeg) | Real estate listing photo 8 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 9 |  | [Listing photo 9 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-09.jpeg) | Real estate listing photo 9 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 10 |  | [Listing photo 10 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-10.jpeg) | Real estate listing photo 10 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 11 |  | [Listing photo 11 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-11.jpeg) | Real estate listing photo 11 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 12 |  | [Listing photo 12 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-12.jpeg) | Real estate listing photo 12 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 13 |  | [Listing photo 13 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-13.jpeg) | Real estate listing photo 13 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 14 |  | [Listing photo 14 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-14.jpeg) | Real estate listing photo 14 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 15 |  | [Listing photo 15 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-15.jpeg) | Real estate listing photo 15 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 16 |  | [Listing photo 16 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-16.jpeg) | Real estate listing photo 16 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 17 |  | [Listing photo 17 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-17.jpeg) | Real estate listing photo 17 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 18 |  | [Listing photo 18 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-18.jpeg) | Real estate listing photo 18 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 19 |  | [Listing photo 19 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-19.jpeg) | Real estate listing photo 19 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |
| 20 |  | [Listing photo 20 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032](https://images.steavycarter.com/21399691-20.jpeg) | Real estate listing photo 20 for 438 Yacht Club Drive Unit D, Rockwall, TX 75032. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21399691)

## Schools

- **Elementary:** Doris Cullins-Lake Pointe · Rockwall ISD
- **Middle:** Cain · Rockwall ISD
- **High:** Heath · Rockwall ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 41 mins (32.4 mi)
- **Dallas Love Field:** approximately 27 mins (21.6 mi)
- **Downtown Dallas:** approximately 25 mins (19.8 mi)
- **The Star in Frisco:** approximately 33 mins (26.0 mi)
- **PGA Frisco:** approximately 40 mins (31.9 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Rodeo Goat, Boots Burger
- **Fine Dining:** Culpepper Cattle Co., The Oar House
- **Pizza:** Zanata, Luigi's Italian Cafe
- **Chef-Owned / Local Dining:** Vidorra, Bin 303
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Wade's Landing
- **Cocktail:** Fable & Fire - A Bookshop Bistro, The Brass Tap

### Errands

- **Nearby Gas:** Scotties -Rockwall
- **Premium-Fuel Stop:** 7-Eleven
- **Pharmacy:** CVS Pharmacy, Walgreens Pharmacy
- **Bank:** Credit Union of Texas
- **Urgent Care:** CareNow Urgent Care - Rockwall
- **Grocery:** Sprouts Farmers Market

### Activities

- **Parks & Recreation:** City of Rockwall - Harbor Urban Beach, rockwall lake
- **Clubs & Sports:** Harbor Bay Marina, Lakeside Village Golf Club
- **Adventure & Action:** Cinemark Rockwall 14 and XD, Jumpy Joey Trampolines & Turf
- **Lifestyle & Music:** The Brass Tap, Sideways BBQ

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Rockwall CAD (TrueProdigy) |
| **CAD PID** | 16062 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/16062/2026](https://www.rockwallcad.com/property-detail/16062/2026) |
| **CAD market value** | $193,000 |
| **CAD land value** | $121,800 |
| **CAD improvement value** | $71,200 |
| **CAD appraised value** | $193,000 |
| **CAD net appraised / current taxed starting point** | $193,000 |
| **Estimated taxes before current exemptions** | $3,062.73 |
| **Current exemption impact** | -$0.00 |
| **Estimated taxes with current exemptions** | $3,062.73 |
| **Total tax rate** | 1.5869% |
| **Parcel size** | 0.0337 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $199,000 |
| **CAD market value** | $193,000 |
| **Difference** | +$6,000 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | CUTTER HILL PHASE #2 UNIT A-6 BLDG 4 0.0337 AC |
| **Total land value** | $0 |
| **Total market acres** | 0.0337 |
| **Current special-use reduction** | -$0 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Rockwall | 0.258007% | $193,000 | $497.95 | $0.00 |
| Rockwall County | 0.262% | $193,000 | $505.66 | $0.00 |
| Rockwall ISD | 1.0669% | $193,000 | $2,059.12 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### 

- **CAD assessed improvement value:** $0
- **Total area:** 1,032 Sq Ft
- **Living area:** 892 Sq Ft
- Main Area: 892 Sq Ft
- COVERED PORCH: 140 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2016 | $90,740 | $31,000 | $59,740 | Baseline |
| 2017 | $105,830 | $35,340 | $70,490 | +$15,090 (+16.63%) |
| 2018 | $95,690 | $32,240 | $63,450 | $-10,140 (-9.58%) |
| 2019 | $119,930 | $35,340 | $84,590 | +$24,240 (+25.33%) |
| 2020 | $152,910 | $53,000 | $99,910 | +$32,980 (+27.50%) |
| 2021 | $152,910 | $53,000 | $99,910 | $0 (0.00%) |
| 2022 | $236,460 | $130,000 | $106,460 | +$83,550 (+54.64%) |
| 2023 | $235,870 | $130,000 | $105,870 | $-590 (-0.25%) |
| 2024 | $209,442 | $109,200 | $100,242 | $-26,428 (-11.20%) |
| 2025 | $208,349 | $109,200 | $99,149 | $-1,093 (-0.52%) |
| 2026 | $193,000 | $121,800 | $71,200 | $-15,349 (-7.37%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21399691/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21399691/](https://www.steavycarter.com/mls/21399691/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21399691](https://www.propertypanorama.com/instaview/ntreis/21399691)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/16062/2026](https://www.rockwallcad.com/property-detail/16062/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21399691/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.