---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21409188"
canonical_url: "https://www.steavycarter.com/mls/21409188/"
markdown_url: "https://www.steavycarter.com/mls/21409188.md"
address: "905 Decker Drive, Fate, TX 75189"
status: "Active"
price_usd: 299900
bedrooms: 4
bathrooms: "2"
living_area_sqft: 2092
lot_acres: 0.13
year_built: 2018
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21409188-01.jpeg"
image_count: 16
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-10-13T10:12:45.000Z"
listing_context_updated_at: "2026-10-13 11:20:29"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 905 Decker Drive, Fate, TX 75189

**MLS 21409188 · $299,900 · Active · 4 beds · 2 baths · 2,092 Sq Ft · 0.13 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21409188/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $299,900
- **MLS/listing source updated:** October 13, 2026
- **ListingContext updated:** October 13, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 905 Decker Drive?** $299,900.
- **How large is the home?** 2,092 Sq Ft.
- **How much land is included?** 0.13 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 2 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $5,786 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21409188 |
| **Price** | $299,900 |
| **Price per square foot** | $143 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 2 |
| **Living area** | 2,092 Sq Ft |
| **Lot size** | 0.13 acres |
| **Year built** | 2018 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Royse City ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Woodcreek Ph 6f
- **Community**: Woodcreek Ph 6f
- **County**: Rockwall
- **Days on Market**: 1

### Home

- **Bedrooms**: 4
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 2,092 Sq Ft
- **Price / Sq Ft**: $143 / Sq Ft
- **Year Built**: 2018
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick, Concrete, Wood Siding
- **Foundation**: Slab
- **Roof**: Composition, Shingle
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Oven, Electric Range, Disposal, Microwave
- **Interior Features**: Kitchen Island, Open Floorplan, Cable Tv, Walk In Closets
- **Security Features**: Carbon Monoxide Detectors, Fire Alarm

### Lot and Exterior

- **Lot Size**: 0.13 acres
- **Lot Size Sq Ft**: 5,750
- **Fencing**: Back Yard, Fenced
- **Pool**: No

### Parking and Garage

- **Parking**: Garage, Garage Door Opener, Off Street, On Street
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $7,540
- **HOA Fee**: $325 SemiAnnually
- **HOA Includes**: Association Management
- **Parcel Number**: 000000098356
- **APN**: 000000098356
- **Legal Description**: WOODCREEK PHASE 6F, BLOCK S, LOT 2
- **Tax Block**: S
- **Tax Lot**: 2

### Utilities

- **Utilities**: Sewer Available, Underground Utilities, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **Listing Agent**: Ronald Mitchell
- **Listing Brokerage**: VIP Realty
- **MLS #**: 21409188
- **MLS Board**: NTREIS
- **List Date**: 2026-10-11
- **Source Updated**: 2026-10-13T10:12:45.000Z
- **Last Updated**: 2026-10-13 11:20:29

## Featured Spaces

### 1. Primary listing photo for 905 Decker Drive, Fate, TX 75189
- **Caption:** Primary real estate listing photo for 905 Decker Drive, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21409188-01.jpeg](https://images.steavycarter.com/21409188-01.jpeg)

### 2. Listing photo 2 for 905 Decker Drive, Fate, TX 75189
- **Caption:** Real estate listing photo 2 for 905 Decker Drive, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21409188-02.jpeg](https://images.steavycarter.com/21409188-02.jpeg)

### 3. Listing photo 3 for 905 Decker Drive, Fate, TX 75189
- **Caption:** Real estate listing photo 3 for 905 Decker Drive, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21409188-03.jpeg](https://images.steavycarter.com/21409188-03.jpeg)

### 4. Listing photo 4 for 905 Decker Drive, Fate, TX 75189
- **Caption:** Real estate listing photo 4 for 905 Decker Drive, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21409188-04.jpeg](https://images.steavycarter.com/21409188-04.jpeg)

### 5. Listing photo 5 for 905 Decker Drive, Fate, TX 75189
- **Caption:** Real estate listing photo 5 for 905 Decker Drive, Fate, TX 75189.
- **Image:** [https://images.steavycarter.com/21409188-05.jpeg](https://images.steavycarter.com/21409188-05.jpeg)

## Visual Property Index

The ListingContext record contains 16 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-01.jpeg) | Primary real estate listing photo for 905 Decker Drive, Fate, TX 75189. |
| 2 |  | [Listing photo 2 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-02.jpeg) | Real estate listing photo 2 for 905 Decker Drive, Fate, TX 75189. |
| 3 |  | [Listing photo 3 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-03.jpeg) | Real estate listing photo 3 for 905 Decker Drive, Fate, TX 75189. |
| 4 |  | [Listing photo 4 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-04.jpeg) | Real estate listing photo 4 for 905 Decker Drive, Fate, TX 75189. |
| 5 |  | [Listing photo 5 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-05.jpeg) | Real estate listing photo 5 for 905 Decker Drive, Fate, TX 75189. |
| 6 |  | [Listing photo 6 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-06.jpeg) | Real estate listing photo 6 for 905 Decker Drive, Fate, TX 75189. |
| 7 |  | [Listing photo 7 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-07.jpeg) | Real estate listing photo 7 for 905 Decker Drive, Fate, TX 75189. |
| 8 |  | [Listing photo 8 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-08.jpeg) | Real estate listing photo 8 for 905 Decker Drive, Fate, TX 75189. |
| 9 |  | [Listing photo 9 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-09.jpeg) | Real estate listing photo 9 for 905 Decker Drive, Fate, TX 75189. |
| 10 |  | [Listing photo 10 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-10.jpeg) | Real estate listing photo 10 for 905 Decker Drive, Fate, TX 75189. |
| 11 |  | [Listing photo 11 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-11.jpeg) | Real estate listing photo 11 for 905 Decker Drive, Fate, TX 75189. |
| 12 |  | [Listing photo 12 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-12.jpeg) | Real estate listing photo 12 for 905 Decker Drive, Fate, TX 75189. |
| 13 |  | [Listing photo 13 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-13.jpeg) | Real estate listing photo 13 for 905 Decker Drive, Fate, TX 75189. |
| 14 |  | [Listing photo 14 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-14.jpeg) | Real estate listing photo 14 for 905 Decker Drive, Fate, TX 75189. |
| 15 |  | [Listing photo 15 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-15.jpeg) | Real estate listing photo 15 for 905 Decker Drive, Fate, TX 75189. |
| 16 |  | [Listing photo 16 for 905 Decker Drive, Fate, TX 75189](https://images.steavycarter.com/21409188-16.jpeg) | Real estate listing photo 16 for 905 Decker Drive, Fate, TX 75189. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21409188)

## Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Royse City · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 47 mins (37.6 mi)
- **Dallas Love Field:** approximately 34 mins (27.2 mi)
- **Downtown Dallas:** approximately 32 mins (25.7 mi)
- **The Star in Frisco:** approximately 36 mins (28.6 mi)
- **PGA Frisco:** approximately 42 mins (33.8 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Bbq:** True Texas BBQ
- **Pizza:** Zanata, Mona Lisa Pizza
- **Italian:** Luigi's Italian Cafe, Sauce & Vine
- **Fancy Taco:** La Vida Taqueria, Torchy's Tacos
- **Mexican:** Pablo's Restaurant and Cantina, Carmona’s Tacos
- **Burger:** It's Grub:30, Wells Burgers Express

### Errands

- **Goodwill:** Rockwall County Helping Hands Client Assistance & Food Pantry, Ongster Liquidation
- **Bank:** PNC Bank, Guaranty Bank & Trust
- **Premium-Fuel Stop:** 7-Eleven, Buc-ee's
- **Urgent Care:** Hunt Regional Urgent Care
- **Specialty Grocery:** FRESH by Brookshire's
- **Post Shipping:** United States Postal Service

### Activities

- **Parks & Recreation:** Emerald Bay Park, Harry Myers Park
- **Clubs & Sports:** Buffalo Creek Golf Club, Buffalo Creek Swim-Tennis Club
- **Adventure & Action:** City of Rockwall - Harbor Urban Beach, Harry Myers Splash Pad
- **Lifestyle & Music:** Bearded Monkey Sports Bar & Grill, En Fuego Tobacco Shop
- **Steavys Favorites:** En Fuego Tobacco Shop, Harry Myers Park

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Rockwall CAD (TrueProdigy) |
| **CAD PID** | 98356 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/98356/2026](https://www.rockwallcad.com/property-detail/98356/2026) |
| **CAD market value** | $305,000 |
| **CAD land value** | $78,400 |
| **CAD improvement value** | $226,600 |
| **CAD appraised value** | $305,000 |
| **CAD net appraised / current taxed starting point** | $305,000 |
| **Estimated taxes before current exemptions** | $7,542.86 |
| **Current exemption impact** | -$1,757.28 |
| **Estimated taxes with current exemptions** | $5,785.58 |
| **Total tax rate** | 2.4731% |
| **Parcel size** | 0.132 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $299,900 |
| **CAD market value** | $305,000 |
| **Difference** | -$5,100 Under CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | WOODCREEK PHASE 6F, BLOCK S, LOT 2 |
| **Total land value** | $78,400 |
| **Total market acres** | 0.132 |
| **Current special-use reduction** | -$0 |
| **Total improvement value** | $226,600 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Fate | 0.290869% | $305,000 | $887.15 | $0.00 |
| Rockwall County | 0.262% | $305,000 | $799.10 | $0.00 |
| Royse City ISD (H) | 1.2552% | $165,000 | $2,071.08 | -$1,757.28 |
| Rw Co Mud6 | 0.665% | $305,000 | $2,028.25 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD improvement value:** $226,600
- **Total area:** 2,660 Sq Ft
- **Living area:** 2,092 Sq Ft
- Main Area: 2,092 Sq Ft
- Attached Garage: 405 Sq Ft
- Patio: 100 Sq Ft
- COVERED PORCH: 35 Sq Ft
- OPEN PORCH: 28 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2019 | $173,530 | $47,320 | $126,210 | Baseline |
| 2020 | $226,080 | $54,450 | $171,630 | +$52,550 (+30.28%) |
| 2021 | $244,050 | $70,700 | $173,350 | +$17,970 (+7.95%) |
| 2022 | $334,510 | $98,980 | $235,530 | +$90,460 (+37.07%) |
| 2023 | $362,022 | $117,600 | $244,422 | +$27,512 (+8.22%) |
| 2024 | $340,285 | $98,000 | $242,285 | $-21,737 (-6.00%) |
| 2025 | $328,300 | $93,100 | $235,200 | $-11,985 (-3.52%) |
| 2026 | $305,000 | $78,400 | $226,600 | $-23,300 (-7.10%) |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21409188/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21409188/](https://www.steavycarter.com/mls/21409188/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21409188](https://www.propertypanorama.com/instaview/ntreis/21409188)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/98356/2026](https://www.rockwallcad.com/property-detail/98356/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21409188/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.