---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21409293"
canonical_url: "https://www.steavycarter.com/mls/21409293/"
markdown_url: "https://www.steavycarter.com/mls/21409293.md"
address: "414 Garrett Drive, Fate, TX 75087"
status: "Active"
price_usd: 549000
bedrooms: 5
bathrooms: "4"
living_area_sqft: 4291
lot_acres: 0.2
year_built: 2007
school_district: "Rockwall ISD"
primary_image: "https://images.steavycarter.com/21409293-01.jpeg"
image_count: 1
has_video: false
has_3d_tour: false
listing_source_updated_at: "2026-10-31T04:08:33.000Z"
listing_context_updated_at: "2026-11-02 09:06:33"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
tags:
  - "Covered Parking"
  - "Media Room"
  - "Rockwall ISD"
---

# 414 Garrett Drive, Fate, TX 75087

**MLS 21409293 · $549,000 · Active · 5 beds · 4 baths · 4,291 Sq Ft · 0.2 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21409293/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $549,000
- **MLS/listing source updated:** October 31, 2026
- **ListingContext updated:** November 2, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 414 Garrett Drive?** $549,000.
- **How large is the home?** 4,291 Sq Ft.
- **How much land is included?** 0.2 acres.
- **How many bedrooms and bathrooms?** 5 bedrooms and 4 full bathrooms.
- **Does it have a pool?** Yes. The structured listing facts describe an in-ground sport pool with infinity and water-feature elements.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Rockwall ISD. Buyers should verify current assignments directly with the district.
- **What is the current CAD tax estimate?** Approximately $6,736 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21409293 |
| **Price** | $549,000 |
| **Price per square foot** | $128 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 5 |
| **Bathrooms** | 4 |
| **Living area** | 4,291 Sq Ft |
| **Lot size** | 0.2 acres |
| **Year built** | 2007 |
| **Pool** | Yes |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Rockwall ISD |
| **County** | Rockwall County |

## Property Highlights

- Covered Parking
- Media Room
- Rockwall ISD

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Woodcreek Ph 1a
- **Community**: Woodcreek Ph 1a
- **County**: Rockwall
- **Days on Market**: 20

### Home

- **Bedrooms**: 5
- **Bathrooms**: 4
- **Full Baths**: 3
- **Half Baths**: 1
- **Square Feet**: 4,291 Sq Ft
- **Price / Sq Ft**: $128 / Sq Ft
- **Year Built**: 2007
- **Stories**: 2
- **Levels**: Two
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Electric Cooktop, Electric Oven
- **Interior Features**: Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Cable Tv
- **Laundry Features**: Washer Hookup, Dryer Hookup
- **Flooring**: Carpet, Luxury Vinyl Plank
- **Fireplaces**: 1
- **Fireplace Features**: Family Room

### Lot and Exterior

- **Lot Size**: 0.2 acres
- **Lot Size Sq Ft**: 8,799
- **Pool**: Yes
- **Pool Features**: Community

### Parking and Garage

- **Parking**: Driveway
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $8,248
- **HOA Includes**: All Facilities
- **Parcel Number**: 000000061859
- **APN**: 000000061859
- **Legal Description**: WOODCREEK PH 1A, BLOCK G, LOT 13
- **Tax Block**: G
- **Tax Lot**: 13

### Utilities

- **Utilities**: Sewer Available, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Billie Stevenson · Rockwall ISD
- **Middle:** Ursula Rakow · Rockwall ISD
- **High:** Rockwall · Rockwall ISD

### Listing Information

- **Listing Agent**: Jeff Varghese
- **Listing Brokerage**: Central Metro Realty
- **MLS #**: 21409293
- **MLS Board**: NTREIS
- **List Date**: 2026-10-17
- **Source Updated**: 2026-10-31T04:08:33.000Z
- **Last Updated**: 2026-11-02 09:06:33

## Featured Spaces

### 1. Primary listing photo for 414 Garrett Drive, Fate, TX 75087
- **Caption:** Primary real estate listing photo for 414 Garrett Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21409293-01.jpeg](https://images.steavycarter.com/21409293-01.jpeg)

## Visual Property Index

The ListingContext record contains 1 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 414 Garrett Drive, Fate, TX 75087](https://images.steavycarter.com/21409293-01.jpeg) | Primary real estate listing photo for 414 Garrett Drive, Fate, TX 75087. |

## Schools

- **Elementary:** Billie Stevenson · Rockwall ISD
- **Middle:** Ursula Rakow · Rockwall ISD
- **High:** Rockwall · Rockwall ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 47 mins (37.6 mi)
- **Dallas Love Field:** approximately 34 mins (27.2 mi)
- **Downtown Dallas:** approximately 32 mins (25.7 mi)
- **The Star in Frisco:** approximately 36 mins (28.6 mi)
- **PGA Frisco:** approximately 42 mins (33.8 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Bbq:** True Texas BBQ
- **Pizza:** Zanata, Mona Lisa Pizza
- **Italian:** Luigi's Italian Cafe, Sauce & Vine
- **Fancy Taco:** La Vida Taqueria, Torchy's Tacos
- **Mexican:** Pablo's Restaurant and Cantina, Carmona’s Tacos
- **Burger:** It's Grub:30, Wells Burgers Express

### Errands

- **Goodwill:** Rockwall County Helping Hands Client Assistance & Food Pantry, Ongster Liquidation
- **Bank:** PNC Bank, Guaranty Bank & Trust
- **Premium-Fuel Stop:** 7-Eleven, Buc-ee's
- **Urgent Care:** Hunt Regional Urgent Care
- **Specialty Grocery:** FRESH by Brookshire's
- **Post Shipping:** United States Postal Service

### Activities

- **Parks & Recreation:** Emerald Bay Park, Harry Myers Park
- **Clubs & Sports:** Buffalo Creek Golf Club, Buffalo Creek Swim-Tennis Club
- **Adventure & Action:** City of Rockwall - Harbor Urban Beach, Harry Myers Splash Pad
- **Lifestyle & Music:** Bearded Monkey Sports Bar & Grill, En Fuego Tobacco Shop
- **Steavys Favorites:** En Fuego Tobacco Shop, Harry Myers Park

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Rockwall CAD (TrueProdigy) |
| **CAD PID** | 61859 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.rockwallcad.com/property-detail/61859/2026](https://www.rockwallcad.com/property-detail/61859/2026) |
| **CAD market value** | $467,654 |
| **CAD land value** | $92,000 |
| **CAD improvement value** | $375,654 |
| **CAD appraised value** | $467,654 |
| **CAD net appraised / current taxed starting point** | $467,654 |
| **Estimated taxes before current exemptions** | $8,229.63 |
| **Current exemption impact** | -$1,493.66 |
| **Estimated taxes with current exemptions** | $6,735.97 |
| **Total tax rate** | 1.7598% |
| **Parcel size** | 0.2025 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $549,000 |
| **CAD market value** | $467,654 |
| **Difference** | +$81,346 Over CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | WOODCREEK PH 1A, BLOCK G, LOT 13 |
| **Total land value** | $92,000 |
| **Total market acres** | 0.2025 |
| **Current special-use reduction** | -$0 |
| **Total improvement value** | $375,654 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| City Of Fate | 0.290869% | $467,654 | $1,360.26 | $0.00 |
| Rockwall County | 0.262% | $467,654 | $1,225.25 | $0.00 |
| Rw Co Cons Mud1 | 0.14% | $467,654 | $654.72 | $0.00 |
| Rockwall ISD (H) | 1.0669% | $327,654 | $3,495.74 | -$1,493.66 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Residential

- **CAD assessed improvement value:** $375,654
- **Total area:** 4,879.5 Sq Ft
- **Living area:** 4,291.5 Sq Ft
- Main Area: 2,247 Sq Ft
- Main Area: 2,044.5 Sq Ft
- Attached Garage: 462 Sq Ft
- Patio: 96 Sq Ft
- COVERED PORCH: 30 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2016 | $287,510 | $55,000 | $232,510 | Baseline |
| 2017 | $324,550 | $55,000 | $269,550 | +$37,040 (+12.88%) |
| 2018 | $337,730 | $57,750 | $279,980 | +$13,180 (+4.06%) |
| 2019 | $301,904 | $58,850 | $243,054 | $-35,826 (-10.61%) |
| 2020 | $318,884 | $69,550 | $249,334 | +$16,980 (+5.62%) |
| 2021 | $318,884 | $69,550 | $249,334 | $0 (0.00%) |
| 2022 | $448,410 | $115,000 | $333,410 | +$129,526 (+40.62%) |
| 2023 | $505,500 | $149,500 | $356,000 | +$57,090 (+12.73%) |
| 2024 | $511,524 | $115,000 | $396,524 | +$6,024 (+1.19%) |
| 2025 | $490,252 | $105,800 | $384,452 | $-21,272 (-4.16%) |
| 2026 | $467,654 | $92,000 | $375,654 | $-22,598 (-4.61%) |

## Local Market Overview (Rockwall)

Over the trailing three months in Rockwall (ZIP 75087), 208 homes sold at a median price of $499,475 ($186/sqft) after a median 52 days on market. Sellers achieved a median 94.7% of original list price (a median $25,000 discount), and CAD-matched transactions closed at a median 5.2% ($24,449) below county tax appraisals, with 67.1% selling under CAD. Buyers secured seller-paid concessions in 57.7% of closings (median $10,000), while 61.7% of the 355 active listings currently carry price reductions.

### Micro-Market Key Statistics

- **Market geography:** Rockwall, TX
- **Evaluation period:** Trailing 3 Months (Jul-Sep 2026)
- **Median closed sale price:** $499,475
- **Median days on market:** 52 days
- **Average sale-to-list ratio:** 94.72%
- **Months of inventory:** 4.9 months
- **Data source & generation:** market_insights (as of 2026-10-31 09:01:09)

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21409293/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21409293/](https://www.steavycarter.com/mls/21409293/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/61859/2026](https://www.rockwallcad.com/property-detail/61859/2026)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21409293/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.