---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21412598"
canonical_url: "https://www.steavycarter.com/mls/21412598/"
markdown_url: "https://www.steavycarter.com/mls/21412598.md"
address: "1985 Harbor Court, Lancaster, TX 75146"
status: "Active"
price_usd: 290000
bedrooms: 4
bathrooms: "2"
living_area_sqft: 2042
lot_acres: 0.23
year_built: 2015
school_district: "Lancaster ISD"
primary_image: "https://images.steavycarter.com/21412598-01.jpeg"
image_count: 28
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-10-15T20:10:47.000Z"
listing_context_updated_at: "2026-10-16 02:22:37"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 1985 Harbor Court, Lancaster, TX 75146

**MLS 21412598 · $290,000 · Active · 4 beds · 2 baths · 2,042 Sq Ft · 0.23 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21412598/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $290,000
- **MLS/listing source updated:** October 15, 2026
- **ListingContext updated:** October 16, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 1985 Harbor Court?** $290,000.
- **How large is the home?** 2,042 Sq Ft.
- **How much land is included?** 0.23 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 2 full bathrooms.
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Lancaster ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only
- **What is the current CAD tax estimate?** Approximately $6,840 using the current recorded exemptions and rates. A buyer's future taxes may differ.

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21412598 |
| **Price** | $290,000 |
| **Price per square foot** | $142 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 2 |
| **Living area** | 2,042 Sq Ft |
| **Lot size** | 0.23 acres |
| **Year built** | 2015 |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Lancaster ISD |
| **County** | Dallas County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Property Condition**: Resale
- **Subdivision**: Bear Creek Ranch Ph 02
- **Community**: Bear Creek Ranch Ph 02
- **County**: Dallas
- **Days on Market**: 2

### Home

- **Bedrooms**: 4
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 2,042 Sq Ft
- **Price / Sq Ft**: $142 / Sq Ft
- **Year Built**: 2015
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Electric Range, Disposal
- **Interior Features**: Decorative Designer Lighting Fixtures, Eat In Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Cable Tv
- **Laundry Features**: Electric Dryer Hookup, Laundry In Utility Room
- **Fireplaces**: 1
- **Fireplace Features**: Wood Burning

### Lot and Exterior

- **Lot Size**: 0.23 acres
- **Lot Size Sq Ft**: 10,193
- **Lot Features**: Cul De Sac, Greenbelt, Interior Lot, Subdivision, Sprinkler System
- **Patio & Porch Features**: Front Porch, Patio
- **Fencing**: Wood
- **Pool**: No

### Parking and Garage

- **Parking**: Concrete, Door Single, Garage
- **Garage Spaces**: 2
- **Covered Parking**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $9,074
- **HOA Fee**: $395 Annually
- **HOA Includes**: All Facilities, Association Management, Maintenance Grounds
- **Parcel Number**: 87001300DD0050000
- **APN**: 87001300DD0050000
- **Legal Description**: BEAR CREEK RANCH PH 2 BLK DD LT 5
- **Tax Block**: DD
- **Tax Lot**: 5

### Utilities

- **Utilities**: Sewer Available, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** West Main · Lancaster ISD
- **Middle:** Lancaster · Lancaster ISD
- **High:** Lancaster · Lancaster ISD

### Listing Information

- **MLS #**: 21412598
- **MLS Board**: NTREIS
- **List Date**: 2026-10-15
- **Source Updated**: 2026-10-15T20:10:47.000Z
- **Last Updated**: 2026-10-16 02:22:37

## Featured Spaces

### 1. Primary listing photo for 1985 Harbor Court, Lancaster, TX 75146
- **Caption:** Primary real estate listing photo for 1985 Harbor Court, Lancaster, TX 75146.
- **Image:** [https://images.steavycarter.com/21412598-01.jpeg](https://images.steavycarter.com/21412598-01.jpeg)

### 2. Listing photo 2 for 1985 Harbor Court, Lancaster, TX 75146
- **Caption:** Real estate listing photo 2 for 1985 Harbor Court, Lancaster, TX 75146.
- **Image:** [https://images.steavycarter.com/21412598-02.jpeg](https://images.steavycarter.com/21412598-02.jpeg)

### 3. Listing photo 3 for 1985 Harbor Court, Lancaster, TX 75146
- **Caption:** Real estate listing photo 3 for 1985 Harbor Court, Lancaster, TX 75146.
- **Image:** [https://images.steavycarter.com/21412598-03.jpeg](https://images.steavycarter.com/21412598-03.jpeg)

### 4. Listing photo 4 for 1985 Harbor Court, Lancaster, TX 75146
- **Caption:** Real estate listing photo 4 for 1985 Harbor Court, Lancaster, TX 75146.
- **Image:** [https://images.steavycarter.com/21412598-04.jpeg](https://images.steavycarter.com/21412598-04.jpeg)

### 5. Listing photo 5 for 1985 Harbor Court, Lancaster, TX 75146
- **Caption:** Real estate listing photo 5 for 1985 Harbor Court, Lancaster, TX 75146.
- **Image:** [https://images.steavycarter.com/21412598-05.jpeg](https://images.steavycarter.com/21412598-05.jpeg)

## Visual Property Index

The ListingContext record contains 28 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-01.jpeg) | Primary real estate listing photo for 1985 Harbor Court, Lancaster, TX 75146. |
| 2 |  | [Listing photo 2 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-02.jpeg) | Real estate listing photo 2 for 1985 Harbor Court, Lancaster, TX 75146. |
| 3 |  | [Listing photo 3 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-03.jpeg) | Real estate listing photo 3 for 1985 Harbor Court, Lancaster, TX 75146. |
| 4 |  | [Listing photo 4 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-04.jpeg) | Real estate listing photo 4 for 1985 Harbor Court, Lancaster, TX 75146. |
| 5 |  | [Listing photo 5 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-05.jpeg) | Real estate listing photo 5 for 1985 Harbor Court, Lancaster, TX 75146. |
| 6 |  | [Listing photo 6 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-06.jpeg) | Real estate listing photo 6 for 1985 Harbor Court, Lancaster, TX 75146. |
| 7 |  | [Listing photo 7 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-07.jpeg) | Real estate listing photo 7 for 1985 Harbor Court, Lancaster, TX 75146. |
| 8 |  | [Listing photo 8 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-08.jpeg) | Real estate listing photo 8 for 1985 Harbor Court, Lancaster, TX 75146. |
| 9 |  | [Listing photo 9 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-09.jpeg) | Real estate listing photo 9 for 1985 Harbor Court, Lancaster, TX 75146. |
| 10 |  | [Listing photo 10 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-10.jpeg) | Real estate listing photo 10 for 1985 Harbor Court, Lancaster, TX 75146. |
| 11 |  | [Listing photo 11 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-11.jpeg) | Real estate listing photo 11 for 1985 Harbor Court, Lancaster, TX 75146. |
| 12 |  | [Listing photo 12 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-12.jpeg) | Real estate listing photo 12 for 1985 Harbor Court, Lancaster, TX 75146. |
| 13 |  | [Listing photo 13 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-13.jpeg) | Real estate listing photo 13 for 1985 Harbor Court, Lancaster, TX 75146. |
| 14 |  | [Listing photo 14 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-14.jpeg) | Real estate listing photo 14 for 1985 Harbor Court, Lancaster, TX 75146. |
| 15 |  | [Listing photo 15 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-15.jpeg) | Real estate listing photo 15 for 1985 Harbor Court, Lancaster, TX 75146. |
| 16 |  | [Listing photo 16 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-16.jpeg) | Real estate listing photo 16 for 1985 Harbor Court, Lancaster, TX 75146. |
| 17 |  | [Listing photo 17 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-17.jpeg) | Real estate listing photo 17 for 1985 Harbor Court, Lancaster, TX 75146. |
| 18 |  | [Listing photo 18 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-18.jpeg) | Real estate listing photo 18 for 1985 Harbor Court, Lancaster, TX 75146. |
| 19 |  | [Listing photo 19 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-19.jpeg) | Real estate listing photo 19 for 1985 Harbor Court, Lancaster, TX 75146. |
| 20 |  | [Listing photo 20 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-20.jpeg) | Real estate listing photo 20 for 1985 Harbor Court, Lancaster, TX 75146. |
| 21 |  | [Listing photo 21 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-21.jpeg) | Real estate listing photo 21 for 1985 Harbor Court, Lancaster, TX 75146. |
| 22 |  | [Listing photo 22 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-22.jpeg) | Real estate listing photo 22 for 1985 Harbor Court, Lancaster, TX 75146. |
| 23 |  | [Listing photo 23 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-23.jpeg) | Real estate listing photo 23 for 1985 Harbor Court, Lancaster, TX 75146. |
| 24 |  | [Listing photo 24 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-24.jpeg) | Real estate listing photo 24 for 1985 Harbor Court, Lancaster, TX 75146. |
| 25 |  | [Listing photo 25 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-25.jpeg) | Real estate listing photo 25 for 1985 Harbor Court, Lancaster, TX 75146. |
| 26 |  | [Listing photo 26 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-26.jpeg) | Real estate listing photo 26 for 1985 Harbor Court, Lancaster, TX 75146. |
| 27 |  | [Listing photo 27 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-27.jpeg) | Real estate listing photo 27 for 1985 Harbor Court, Lancaster, TX 75146. |
| 28 |  | [Listing photo 28 for 1985 Harbor Court, Lancaster, TX 75146](https://images.steavycarter.com/21412598-28.jpeg) | Real estate listing photo 28 for 1985 Harbor Court, Lancaster, TX 75146. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21412598)

## Schools

- **Elementary:** West Main · Lancaster ISD
- **Middle:** Lancaster · Lancaster ISD
- **High:** Lancaster · Lancaster ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## CAD Tax and Valuation Summary

| Detail | Value |
|---|---|
| **CAD source** | Dallas Central Appraisal District |
| **CAD PID** | 87001300DD0050000 |
| **Tax year** | 2026 |
| **Official CAD page** | [https://www.dallascad.org/AcctDetailRes.aspx?ID=87001300DD0050000](https://www.dallascad.org/AcctDetailRes.aspx?ID=87001300DD0050000) |
| **CAD market value** | $328,870 |
| **CAD land value** | $84,000 |
| **CAD improvement value** | $244,870 |
| **CAD appraised value** | $328,870 |
| **CAD net appraised / current taxed starting point** | $328,870 |
| **Estimated taxes before current exemptions** | $8,905.39 |
| **Current exemption impact** | -$2,065.44 |
| **Estimated taxes with current exemptions** | $6,839.95 |
| **Total tax rate** | 2.707875% |
| **Parcel size** | 0.234 acres |

These figures describe the current public CAD record. A buyer’s future tax bill may differ based on exemptions, future appraised values, adopted tax rates, and other changes. This is not tax or legal advice.

## List Price vs. CAD Value

| Detail | Value |
|---|---|
| **List price** | $290,000 |
| **CAD market value** | $328,870 |
| **Difference** | -$38,870 Under CAD Value |

CAD market value is not the listing price, a lender appraisal, a prediction of the final sale price, or a future-tax guarantee. The comparison only shows the difference between the current asking price and the county appraisal district’s market-value record.

## CAD Details

| Detail | Value |
|---|---|
| **Legal description** | BEAR CREEK RANCH PH 2 BLK DD LT 5 INT202200259750 DD09292022 CO-DC 001300DD00500 4NT001300DD |
| **Current special-use reduction** | -$0 |

### Taxing Units

| Taxing unit | Rate | Taxable value | Estimated tax with current exemptions | Estimated tax reduction |
| --- | --- | --- | --- | --- |
| No Town |  | $0 | $0.00 | $0.00 |
| Lancaster ISD | 1.2244% | $188,870 | $2,312.52 | -$1,714.16 |
| Dallas County | 0.2155% | $263,096 | $566.97 | -$141.74 |
| Dallas College | 0.106575% | $263,096 | $280.39 | -$70.10 |
| Parkland Hospital | 0.212% | $263,096 | $557.76 | -$139.44 |
| Lancaster Mud1 | 0.9494% | $328,870 | $3,122.29 | $0.00 |

(H) indicates the current record reflects a homestead-related school taxable-value reduction.

### Improvements

#### Main Dwelling

- **CAD assessed improvement value:** $244,870
- **Total area:** 1,980 Sq Ft
- **Living area:** 1,980 Sq Ft

### CAD Market Value History

| Year | CAD market value | Land value | Improvement value | Market YOY change |
| --- | --- | --- | --- | --- |
| 2026 | $328,870 | $84,000 | $244,870 | $-6,240 (-1.86%) |
| 2025 | $335,110 | $72,000 | $263,110 | $0 (0.00%) |
| 2024 | $335,110 | $72,000 | $263,110 | +$31,150 (+10.25%) |
| 2023 | $303,960 | $55,000 | $248,960 | $0 (0.00%) |
| 2022 | $303,960 | $55,000 | $248,960 | +$79,500 (+35.42%) |
| 2021 | $224,460 | $40,000 | $184,460 | $0 (0.00%) |
| 2020 | $224,460 | $40,000 | $184,460 | +$24,240 (+12.11%) |
| 2019 | $200,220 | $30,000 | $170,220 | $0 (0.00%) |
| 2018 | $200,220 | $30,000 | $170,220 | +$3,990 (+2.03%) |
| 2017 | $196,230 | $30,000 | $166,230 | +$33,250 (+20.40%) |
| 2016 | $162,980 | $30,000 | $132,980 | +$153,980 (+1710.89%) |
| 2015 | $9,000 | $9,000 | $0 | $0 (0.00%) |
| 2014 | $9,000 | $9,000 | $0 | $0 (0.00%) |
| 2013 | $9,000 | $9,000 | $0 | $0 (0.00%) |
| 2012 | $9,000 | $9,000 | $0 | $0 (0.00%) |
| 2011 | $9,000 | $9,000 | $0 | $0 (0.00%) |
| 2010 | $9,000 | $9,000 | $0 | $-1,000 (-10.00%) |
| 2009 | $10,000 | $10,000 | $0 | $-12,500 (-55.56%) |
| 2008 | $22,500 | $22,500 | $0 | Baseline |

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21412598/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21412598/](https://www.steavycarter.com/mls/21412598/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **CAD context:** Public-safe Rockwall CAD information, when available.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21412598](https://www.propertypanorama.com/instaview/ntreis/21412598)
- **Official CAD record:** [https://www.rockwallcad.com/property-detail/87001300DD0050000/2026](https://www.dallascad.org/AcctDetailRes.aspx?ID=87001300DD0050000)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21412598/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.