---
document_type: "real_estate_listing_companion"
document_version: "property-markdown-v0.2"
mls_id: "21427138"
canonical_url: "https://www.steavycarter.com/mls/21427138/"
markdown_url: "https://www.steavycarter.com/mls/21427138.md"
address: "973 Garner Drive, Fate, TX 75087"
status: "Active"
price_usd: 335000
bedrooms: 4
bathrooms: "2"
living_area_sqft: 1853
lot_acres: 0.32
year_built: 2023
school_district: "Royse City ISD"
primary_image: "https://images.steavycarter.com/21427138-01.jpeg"
image_count: 32
has_video: false
has_3d_tour: true
listing_source_updated_at: "2026-11-06T10:11:29.000Z"
listing_context_updated_at: "2026-11-06 11:21:08"
publisher: "Steavy Carter Realtor – Dallas and Rockwall, Texas"
---

# 973 Garner Drive, Fate, TX 75087

**MLS 21427138 · $335,000 · Active · 4 beds · 2 baths · 1,853 Sq Ft · 0.32 acres**

## Explore the Visual Property Page

- [Complete visual property page](https://www.steavycarter.com/mls/21427138/)

## Current Status and Data Freshness

- **Status:** Active
- **Current list price:** $335,000
- **MLS/listing source updated:** November 6, 2026
- **ListingContext updated:** November 6, 2026
- **Important:** Price, availability, schools, taxes, and listing status can change. Confirm time-sensitive information before relying on it.

## Fast Answers

- **How much is 973 Garner Drive?** $335,000.
- **How large is the home?** 1,853 Sq Ft.
- **How much land is included?** 0.32 acres.
- **How many bedrooms and bathrooms?** 4 bedrooms and 2 full bathrooms.
- **Does it have a pool?** Community pool only (no private pool reported in listing pool features).
- **How much garage or covered parking is reported?** 2 garage spaces.
- **What school district serves the property?** Royse City ISD. Buyers should verify current assignments directly with the district.
- **Are video and 3D tours available?** 3D tour only

## Quick Facts

| Detail | Value |
|---|---|
| **MLS number** | 21427138 |
| **Price** | $335,000 |
| **Price per square foot** | $181 / Sq Ft |
| **Status** | Active |
| **Property type** | Residential / Single Family Residence |
| **Bedrooms** | 4 |
| **Bathrooms** | 2 |
| **Living area** | 1,853 Sq Ft |
| **Lot size** | 0.32 acres |
| **Year built** | 2023 |
| **Pool** | Community pool only |
| **Garage / covered parking** | 2 garage spaces |
| **School district** | Royse City ISD |
| **County** | Rockwall County |

## Detailed Listing Facts

### Overview

- **Property Type**: Residential
- **Property Subtype**: Single Family Residence
- **Subdivision**: Woodcreek Ph 9d-2
- **Community**: Woodcreek Ph 9d-2
- **County**: Rockwall
- **Days on Market**: 1

### Home

- **Bedrooms**: 4
- **Bathrooms**: 2
- **Full Baths**: 2
- **Square Feet**: 1,853 Sq Ft
- **Price / Sq Ft**: $181 / Sq Ft
- **Year Built**: 2023
- **Stories**: 1
- **Levels**: One
- **Construction**: Brick
- **Foundation**: Slab
- **Roof**: Composition
- **Property Attached**: No

### Kitchen and Interior

- **Appliances**: Dishwasher, Disposal, Microwave
- **Interior Features**: Decorative Designer Lighting Fixtures, Eat In Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Cable Tv, Walk In Closets
- **Laundry Features**: Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room, In Hall
- **Flooring**: Carpet, Ceramic Tile, Luxury Vinyl Plank
- **Heating**: Central, Energy Star Qualified Equipment, Fireplaces, Natural Gas
- **Cooling**: Central Air, Ceiling Fans, Electric
- **Fireplaces**: 1
- **Fireplace Features**: Electric
- **Security Features**: Security System, Carbon Monoxide Detectors, Fire Alarm, Smoke Detectors
- **Window Features**: Window Coverings

### Lot and Exterior

- **Lot Size**: 0.32 acres
- **Lot Size Sq Ft**: 13,939
- **Lot Features**: Back Yard, Backs To Greenbelt Park, Irregular Lot, Lawn, Landscaped, Subdivision, Sprinkler System, Waterfront
- **Exterior Features**: Rain Gutters, Storage
- **Patio & Porch Features**: Rear Porch, Patio, Covered
- **Waterfront Features**: Waterfront
- **View Features**: Water
- **Fencing**: Brick, Wood, Wrought Iron
- **Pool**: Community pool only
- **Pool Features**: Community

### Parking and Garage

- **Parking**: Driveway, Garage Faces Front, Garage, Garage Door Opener
- **Garage Spaces**: 2
- **Attached Garage**: Yes

### MLS Tax and HOA Fields

- **Annual Taxes**: $8,110
- **HOA Fee**: $375 Quarterly
- **HOA Includes**: All Facilities, Association Management
- **Parcel Number**: 000000118932
- **APN**: 000000118932
- **Legal Description**: WOODCREEK PHASE 9D-2, BLOCK Q, LOT 18
- **Tax Block**: Q
- **Tax Lot**: 18

### Utilities

- **Utilities**: Electricity Available, Electricity Connected, Natural Gas Available, Sewer Available, Separate Meters, Water Available, Cable Available
- **Water**: Public
- **Sewer**: Public Sewer

### Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Bobby Summers · Royse City ISD
- **High:** Royse City · Royse City ISD

### Listing Information

- **MLS #**: 21427138
- **MLS Board**: NTREIS
- **List Date**: 2026-11-04
- **Source Updated**: 2026-11-06T10:11:29.000Z
- **Last Updated**: 2026-11-06 11:21:08

## Featured Spaces

### 1. Primary listing photo for 973 Garner Drive, Fate, TX 75087
- **Caption:** Primary real estate listing photo for 973 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21427138-01.jpeg](https://images.steavycarter.com/21427138-01.jpeg)

### 2. Listing photo 2 for 973 Garner Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 2 for 973 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21427138-02.jpeg](https://images.steavycarter.com/21427138-02.jpeg)

### 3. Listing photo 3 for 973 Garner Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 3 for 973 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21427138-03.jpeg](https://images.steavycarter.com/21427138-03.jpeg)

### 4. Listing photo 4 for 973 Garner Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 4 for 973 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21427138-04.jpeg](https://images.steavycarter.com/21427138-04.jpeg)

### 5. Listing photo 5 for 973 Garner Drive, Fate, TX 75087
- **Caption:** Real estate listing photo 5 for 973 Garner Drive, Fate, TX 75087.
- **Image:** [https://images.steavycarter.com/21427138-05.jpeg](https://images.steavycarter.com/21427138-05.jpeg)

## Visual Property Index

The ListingContext record contains 32 analyzed public images. This compact index preserves room labels and captions without embedding every image.

| Photo | Room or area | Image title | Caption |
| ---: | --- | --- | --- |
| 1 |  | [Primary listing photo for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-01.jpeg) | Primary real estate listing photo for 973 Garner Drive, Fate, TX 75087. |
| 2 |  | [Listing photo 2 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-02.jpeg) | Real estate listing photo 2 for 973 Garner Drive, Fate, TX 75087. |
| 3 |  | [Listing photo 3 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-03.jpeg) | Real estate listing photo 3 for 973 Garner Drive, Fate, TX 75087. |
| 4 |  | [Listing photo 4 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-04.jpeg) | Real estate listing photo 4 for 973 Garner Drive, Fate, TX 75087. |
| 5 |  | [Listing photo 5 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-05.jpeg) | Real estate listing photo 5 for 973 Garner Drive, Fate, TX 75087. |
| 6 |  | [Listing photo 6 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-06.jpeg) | Real estate listing photo 6 for 973 Garner Drive, Fate, TX 75087. |
| 7 |  | [Listing photo 7 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-07.jpeg) | Real estate listing photo 7 for 973 Garner Drive, Fate, TX 75087. |
| 8 |  | [Listing photo 8 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-08.jpeg) | Real estate listing photo 8 for 973 Garner Drive, Fate, TX 75087. |
| 9 |  | [Listing photo 9 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-09.jpeg) | Real estate listing photo 9 for 973 Garner Drive, Fate, TX 75087. |
| 10 |  | [Listing photo 10 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-10.jpeg) | Real estate listing photo 10 for 973 Garner Drive, Fate, TX 75087. |
| 11 |  | [Listing photo 11 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-11.jpeg) | Real estate listing photo 11 for 973 Garner Drive, Fate, TX 75087. |
| 12 |  | [Listing photo 12 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-12.jpeg) | Real estate listing photo 12 for 973 Garner Drive, Fate, TX 75087. |
| 13 |  | [Listing photo 13 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-13.jpeg) | Real estate listing photo 13 for 973 Garner Drive, Fate, TX 75087. |
| 14 |  | [Listing photo 14 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-14.jpeg) | Real estate listing photo 14 for 973 Garner Drive, Fate, TX 75087. |
| 15 |  | [Listing photo 15 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-15.jpeg) | Real estate listing photo 15 for 973 Garner Drive, Fate, TX 75087. |
| 16 |  | [Listing photo 16 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-16.jpeg) | Real estate listing photo 16 for 973 Garner Drive, Fate, TX 75087. |
| 17 |  | [Listing photo 17 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-17.jpeg) | Real estate listing photo 17 for 973 Garner Drive, Fate, TX 75087. |
| 18 |  | [Listing photo 18 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-18.jpeg) | Real estate listing photo 18 for 973 Garner Drive, Fate, TX 75087. |
| 19 |  | [Listing photo 19 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-19.jpeg) | Real estate listing photo 19 for 973 Garner Drive, Fate, TX 75087. |
| 20 |  | [Listing photo 20 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-20.jpeg) | Real estate listing photo 20 for 973 Garner Drive, Fate, TX 75087. |
| 21 |  | [Listing photo 21 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-21.jpeg) | Real estate listing photo 21 for 973 Garner Drive, Fate, TX 75087. |
| 22 |  | [Listing photo 22 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-22.jpeg) | Real estate listing photo 22 for 973 Garner Drive, Fate, TX 75087. |
| 23 |  | [Listing photo 23 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-23.jpeg) | Real estate listing photo 23 for 973 Garner Drive, Fate, TX 75087. |
| 24 |  | [Listing photo 24 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-24.jpeg) | Real estate listing photo 24 for 973 Garner Drive, Fate, TX 75087. |
| 25 |  | [Listing photo 25 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-25.jpeg) | Real estate listing photo 25 for 973 Garner Drive, Fate, TX 75087. |
| 26 |  | [Listing photo 26 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-26.jpeg) | Real estate listing photo 26 for 973 Garner Drive, Fate, TX 75087. |
| 27 |  | [Listing photo 27 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-27.jpeg) | Real estate listing photo 27 for 973 Garner Drive, Fate, TX 75087. |
| 28 |  | [Listing photo 28 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-28.jpeg) | Real estate listing photo 28 for 973 Garner Drive, Fate, TX 75087. |
| 29 |  | [Listing photo 29 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-29.jpeg) | Real estate listing photo 29 for 973 Garner Drive, Fate, TX 75087. |
| 30 |  | [Listing photo 30 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-30.jpeg) | Real estate listing photo 30 for 973 Garner Drive, Fate, TX 75087. |
| 31 |  | [Listing photo 31 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-31.jpeg) | Real estate listing photo 31 for 973 Garner Drive, Fate, TX 75087. |
| 32 |  | [Listing photo 32 for 973 Garner Drive, Fate, TX 75087](https://images.steavycarter.com/21427138-32.jpeg) | Real estate listing photo 32 for 973 Garner Drive, Fate, TX 75087. |

## Property Video and 3D Tour

- **3D tour:** [Open the PropertyPanorama tour](https://www.propertypanorama.com/instaview/ntreis/21427138)

## Schools

- **Elementary:** Vernon · Royse City ISD
- **Middle:** Bobby Summers · Royse City ISD
- **High:** Royse City · Royse City ISD

Buyers should verify current school assignments directly with Rockwall ISD before making decisions based on school zoning.

## Commute Context

- **DFW Airport:** approximately 48 mins (37.9 mi)
- **Dallas Love Field:** approximately 35 mins (28.0 mi)
- **Downtown Dallas:** approximately 34 mins (27.0 mi)
- **The Star in Frisco:** approximately 34 mins (27.3 mi)
- **PGA Frisco:** approximately 40 mins (32.1 mi)

Drive times are route-based estimates and may change with traffic, weather, road work, and route choice.

## Life Around the Property

The categories below are curated display groups. Their order is presentation order, not an objective ranking of the best places.

### Dining

- **Burger:** Charlie's Old Fashioned Kitchen
- **Fine Dining:** Bin 303, Culpepper Cattle Co.
- **Pizza:** Zanata, Samee's Pizza Getti
- **Chef-Owned / Local Dining:** Luigi's Italian Cafe, Smoke Sessions Barbecue
- **Farm-to-Table:** Wells Cattle Co. Burgers & Pies, Matt's Rancho Martinez
- **Cocktail:** The Downing Bottles and Bites, The Back Porch

### Errands

- **Nearby Gas:** Exxon
- **Premium-Fuel Stop:** 7-Eleven
- **Pharmacy:** CVS Pharmacy, Walgreens Pharmacy
- **Bank:** Guaranty Bank & Trust
- **Urgent Care:** Royse City Emergency Hospital
- **Grocery:** Walmart Supercenter, FRESH by Brookshire's

### Activities

- **Parks & Recreation:** Robert Smith Family Park, Woodcreek Fate HOA - North Amenity Park
- **Clubs & Sports:** Fitness Court at Robert Smith Family Park, The Cedars Disc Golf Course
- **Adventure & Action:** Shenaniganz Entertainment Center, X-Golf Rockwall
- **Lifestyle & Music:** MASSAGE ROCKWALL - DEBBIE GILLESPIE LMT, Huddin Homestead Fun Farm

## Local Market Overview (Rockwall)

From August through October 2026, Rockwall (ZIP 75087) recorded 185 closed sales at a median sold price of $505,000 ($184 median per sqft) and a median DOM of 68 days, with homes closing at a median of 94.5% of original list price (98.1% of final list). Among CAD-matched closings, the median sold price settled 8.0% ($33,858) below tax appraisal, with 74.6% of matched homes closing below CAD. Seller-paid concessions appeared in 53.5% of transactions at a $10,000 median credit, while 55.9% of the 367 active listings ($525,000 median list price, 91 median DOM) carry a price reduction.

### Micro-Market Key Statistics

- **Market geography:** Rockwall, TX
- **Evaluation period:** Trailing 3 Months (Aug-Oct 2026)
- **Median closed sale price:** $505,000
- **Median days on market:** 68 days
- **Average sale-to-list ratio:** 94.51%
- **Months of inventory:** 4.9 months
- **Data source & generation:** market_insights (as of 2026-11-07 10:01:08)

## Contact and Request Information

Have questions about this home?

- [Open the complete property page to request information or schedule a showing](https://www.steavycarter.com/mls/21427138/)

## Sources, Methodology, and Limitations

- **Canonical visual property page:** [https://www.steavycarter.com/mls/21427138/](https://www.steavycarter.com/mls/21427138/)
- **Listing facts:** Public listing data normalized through ListingContext.
- **Property summary and Buyer Match:** Approved curated property analysis from `curatedContent`.
- **Visual observations:** Existing titles, captions, and room labels from `media.images.gallery[]` in ListingContext.
- **Local context:** Curated Local Expert groups and route-based commute estimates.
- **3D tour:** [https://www.propertypanorama.com/instaview/ntreis/21427138](https://www.propertypanorama.com/instaview/ntreis/21427138)
- **Structured property data:** [View the property JSON-LD schema](https://www.steavycarter.com/mls/21427138/schema.json)
- **Publisher:** Steavy Carter Realtor – Dallas and Rockwall, Texas.

This Markdown companion is a public reading-layer projection, not a raw JSON dump. It omits owner, deed, protest, private prospecting, raw source-receipt, internal Worker, and internal identifier data. Listing status, price, schools, taxes, and availability should be verified before reliance.