- Rockwall County
- Fate TX
- 75189
- Local Area: Williamsburg Phase 1A
Property Overview
Motivated Sellers offering concessions towards closing cost or rate buy down with accepted offer. New Roof and HVAC for added value!! Grand foyer entrance features dedicated private office for the remote worker, PLUS 3 good size BEDROOMS. Located in sought after Williamsburg neighborhood features several pools, parks, trails. Rockwall ISD Elementary and Middle schools. Open floor concept kitchen living and dining great for entertaining family and friends. Living room wood flooring cozy fireplace, Kitchen features granite counters island, abundance of cabinets and counter space also breakfast bar seating, nice size dining area with access to covered Patio. Laundry room is fabulous sellers added extra storage walk in shelved pantry. Master features crown molding, wood flooring large window bench seating, ensuite bath dual sinks, soaking tub and separate shower walk in closet, split secondary bedrooms, Exterior lighting, sprinkler system, gutters, Nice Upgraded front door. Easy access to I-30 commute to Dallas and George Bush shopping, restaurants. Come see this home today call me for private showing.
Featured spaces
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Property highlights
Year Built 2013
School District Rockwall Isd
HOA $511 SemiAnnually
Pool Yes
Parking 2-car garage, 2 covered
Gated Gated entry
Architecture Traditional,Detached
Fireplace 1 Fireplaces
Neighborhood Williamsburg Phase 1A
Full Property Details
Property Details
Quick Details
- Price $329,000
- Status Active
- Bedrooms 3
- Bathrooms 2
- Square Feet 1,890 Sq Ft
- Lot Size 0.13 acres
- Lot Size Sq Ft 5,693
- Year Built 2013
- Price / Sq Ft $174 / Sq Ft
- MLS # 21279744
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Williamsburg Phase 1A
- Days on Market 151
Home Details
- Full Baths 2
- Half Baths 0
- Foundation Slab
- Roof Composition
- Flooring Carpet, Engineered Hardwood, Tile
- Heating Central, Fireplaces, Natural Gas
- Cooling Attic Fan, Central Air, Ceiling Fans
Kitchen & Interior
- Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Gas Water Heater, Microwave, Vented Exhaust Fan
- Interior Features Decorative Designer Lighting Fixtures, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Walk In Closets
- Fireplaces 1
- Fireplace Features Blower Fan, Insert, Glass Doors, Living Room, Masonry, Metal
Lot & Exterior
- Lot Features Interior Lot, Landscaped, Level, Subdivision, Sprinkler System
- Exterior Features Lighting, Rain Gutters
- Fencing Back Yard, Fenced, Gate, Wood
- Pool Features Community
Parking
- Parking Driveway, Garage Faces Front, Garage, Garage Door Opener, Inside Entrance, Kitchen Level
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $5,476
- HOA Fee $511 SemiAnnually
- HOA Includes All Facilities, Association Management, Maintenance Grounds
Utilities
- Utilities Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Separate Meters, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- Elementary Lupe Garcia — Rockwall ISD
- Middle Ursula Rakow — Rockwall ISD
- High Rockwall-Heath — Rockwall ISD
Listing Information
- MLS Board NTREIS
- List Date 05/23/2026
- Source Updated 10/21/2026
- Last Updated 10/21/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 157 Charleston Lane
Rockwall CAD records for 157 Charleston Lane, Fate, TX 75189 show a CAD market value of $299,686 and a net appraised value of $299,686. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 157 Charleston Lane, Fate, TX 75189, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $100,100 + Improvement Value $199,586 = CAD Market Value $299,686
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
RESIDENTIAL
Total Area: 2480 Sqft Living Area: 1890.5 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,891 Sqft |
| ATTACHED GARAGE | AG | 420 Sqft |
| COVERED PORCH | CP | 140 Sqft |
| COVERED PORCH | CP | 30 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Specific deduction amounts vary by taxing jurisdiction.
The current CAD record shows an exemption. Specific deduction amounts vary by taxing jurisdiction.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $299,686 − All Current CAD Reductions $0 = Current Taxed Starting Point $299,686
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$249,686 | 0.2909 | $872 | -$145 | $726 |
|
County
ROCKWALL COUNTY |
$264,686 | 0.2510 | $752 | -$88 | $664 |
|
School District
ROCKWALL ISD |
$79,686 (H) | 1.0669 | $3,197 | -$3,197 | $0 |
|
Public Improvement District (PID)
WM PUBLIC IMP DIST NO1 CAD lists entity but shows no separate rate on this row. |
$299,686 | 0.0000 | $0 | — | $0 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Public Improvement District (PID): A special-purpose district created to fund specific public improvements.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $4,821 − Est. Tax Reductions / Savings $3,431 = Est. Taxes (With Current Exemptions) $1,391
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $3,431. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $1,391 with the exemptions shown today and $4,821 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $87,000 | $168,690 | $255,690 | $255,690 | +$2,680 / +1.06% |
| 2022 | $140,000 | $231,130 | $371,130 | $281,259 | +$115,440 / +45.15% |
| 2023 | $140,000 | $226,217 | $366,217 | $309,385 | -$4,913 / -1.32% |
| 2024 | $140,000 | $220,146 | $360,146 | $340,323 | -$6,071 / -1.66% |
| 2025 | $126,000 | $214,358 | $340,358 | $340,358 | -$19,788 / -5.49% |
| 2026 | $100,100 | $199,586 | $299,686 | $299,686 | -$40,672 / -11.95% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $329,000 − Current CAD Market Value $299,686 = Over CAD Value +$29,314 (+9.8%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WILLIAMSBURG PHASE 1A
A curated look at local favorites, everyday stops, and lifestyle context near this property.