- Hunt County
- Lone Oak TX
- 75453
- Local Area: Boren James Tr L12
Property Overview
Welcome to this beautifully maintained home in the highly sought-after Lone Oak ISD! This spacious property offers 4 bedrooms, 2.5 bathrooms, two inviting living areas, and two dining spaces, providing plenty of room for both everyday living and entertaining. Step outside and enjoy your own private backyard retreat featuring an inground gunite swimming pool, a shop, and a greenhouse—perfect for hobbies, projects, or gardening enthusiasts. Lovingly cared for over the years, this home reflects true pride of ownership and has been a cherished family treasure. Conveniently located between U.S. Highway 69 and Interstate 30, this property offers an ideal commute while still providing the peace and charm of country living. You’ll also appreciate being just minutes from Lake Tawakoni, where fishing, boating, and outdoor recreation await. Don’t miss this exceptional opportunity to own a beautiful home in a prime location. Schedule your private showing today! Additional land also available for purchase.
Featured spaces
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Property highlights
Year Built 1974
School District Lone Oak Isd
HOA No HOA
Pool Pool
Parking 2-car garage, 2 covered
Architecture Traditional,Detached
Acreage Estate 1.5 acres
Fireplace 1 Fireplaces
Neighborhood Boren James Tr L12
Full Property Details
Property Details
Quick Details
- Price $449,500
- Status Active
- Bedrooms 4
- Bathrooms 3
- Square Feet 3,257 Sq Ft
- Lot Size 1.5 acres
- Lot Size Sq Ft 65,340
- Year Built 1974
- Price / Sq Ft $138 / Sq Ft
- MLS # 21319226
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Hunt
- Subdivision Boren James Tr L12
- Days on Market 111
Home Details
- Full Baths 2
- Half Baths 1
- Foundation Slab
- Roof Metal
- Flooring Carpet, Tile
- Heating Electric
- Cooling Electric
Kitchen & Interior
- Appliances Dishwasher
- Interior Features Granite Counters, High Speed Internet, Kitchen Island, Cable Tv
- Fireplaces 1
- Fireplace Features Gas Log, Gas Starter
Lot & Exterior
- Exterior Features Fire Pit
- Fencing Vinyl
- Pool Features Gunite, In Ground, Pool
Parking
- Parking Circular Driveway, Concrete, Garage, Garage Door Opener
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $4,990
Utilities
- Utilities Electricity Available, Septic Available, Cable Available
- Sewer Aerobic Septic
Schools
- Elementary Loneoak — Lone Oak ISD
- Middle Loneoak — Lone Oak ISD
- High Loneoak — Lone Oak ISD
Listing Information
- MLS Board NTREIS
- List Date 07/02/2026
- Source Updated 10/20/2026
- Last Updated 10/21/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 4160 Fm 513 S S
Hunt CAD (TrueProdigy) records for 4160 Fm 513 S S, Lone Oak, TX 75453 show a CAD market value of $324,724 and a net appraised value of $323,400. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Hunt CAD (TrueProdigy) property-tax and appraisal records for 4160 Fm 513 S S, Lone Oak, TX 75453, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Hunt CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $12,000 + Improvement Value $312,724 = CAD Market Value $324,724
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $298,599 Total Area: 4552 Sqft Living Area: 3257 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,705 Sqft |
| LIVING AREA ANNEX | MAA | 552 Sqft |
| GARAGE | GA3 | 682 Sqft |
| ENCLOSED PORCH/PATIO | PE | 176 Sqft |
| SWIMMING POOL AVG | SPA | — |
| OPEN PORCH W/ROOF | PO | 220 Sqft |
| BREEZEWAY | BZ | 216 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| METAL BUILDING (AVERAGE) | Code: OUT BLDG · Class: E3 · Built 2002 | 666 Sqft |
| Misc Imp | Code: CABANA · Class: E3 · Built 1986 | 531 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Specific deduction amounts vary by taxing jurisdiction.
The current CAD record shows an exemption. Specific deduction amounts vary by taxing jurisdiction.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $324,724 − All Current CAD Reductions -$1,324 = Current Taxed Starting Point $323,400
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
County
HUNT COUNTY |
$303,400 | 0.3332 | $1,078 | -$335 | $743 |
|
Other Entity
HUNT MEMORIAL HD |
$293,400 | 0.2072 | $670 | -$62 | $608 |
|
School District
LONE OAK ISD |
$123,400 (H) | 1.1569 | $3,741 | -$3,741 | $0 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $5,489 − Est. Tax Reductions / Savings $4,139 = Est. Taxes (With Current Exemptions) $1,351
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $4,139. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $1,351 with the exemptions shown today and $5,489 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2022 | $7,900 | $227,570 | $235,470 | $225,596 | +$30,383 / +14.81% |
| 2023 | $12,000 | $263,000 | $275,000 | $248,156 | +$39,530 / +16.79% |
| 2024 | $12,447 | $281,553 | $294,000 | $272,972 | +$19,000 / +6.91% |
| 2025 | $12,750 | $281,250 | $294,000 | $294,000 | — |
| 2026 | $12,000 | $312,724 | $324,724 | $323,400 | +$30,724 / +10.45% |
| 2027 | — | — | — | — | — |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $449,500 − Current CAD Market Value $324,724 = Over CAD Value +$124,776 (+38.4%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND BOREN JAMES TR L12
A curated look at local favorites, everyday stops, and lifestyle context near this property.