- Rockwall County
- Fate TX
- 75087
- Local Area: Woodcreek Ph 1a
- Pool
- Rockwall ISD
- Covered Parking
- Gas Fireplace
- Media Room
- Covered Patio
- Game Room
- Outdoor Kitchen
Property Overview
Seller offering up to 2% in seller credits to use towards rate buy down or closing costs with preferred lender. Generously sized and thoughtfully arranged, offers exceptional flexibility with 5 bedrooms, a first-floor primary suite, two living areas, a playroom, and a third-floor media room. A bonus room on the top level can easily serve as a 6th bedroom or additional flex space. The gourmet kitchen features granite counters, stainless-steel appliances, a double oven, and a large island that opens to the living area with floor-to-ceiling windows. Outside, enjoy an incredible backyard retreat with a saltwater pool, swim-up bar with stools, diving rock, cave feature, pergola, and a built-in stainless-steel gas grill—perfect for entertaining. Located in the desirable Woodcreek Community with Rockwall schools, this home blends comfort, space, and resort-style living.
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
Property highlights
Year Built 2006
School District Rockwall ISD
HOA $396 SemiAnnually
Pool Pool
Parking 2-car garage, 2 covered
Architecture Traditional,Detached
Outdoor Living Covered Patio
Fireplace 1 Fireplaces
Neighborhood Woodcreek Ph 1a
Full Property Details
Property Details
PROPERTY HIGHLIGHTS
Quick Details
- Price $515,000
- Status Active
- Bedrooms 6
- Bathrooms 4
- Square Feet 4,260 Sq Ft
- Lot Size 0.21 acres
- Lot Size Sq Ft 9,017
- Year Built 2006
- Price / Sq Ft $121 / Sq Ft
- MLS # 21336262
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Woodcreek Ph 1a
- Days on Market 85
Home Details
- Full Baths 3
- Half Baths 1
- Foundation Slab
- Roof Composition, Shingle
- Flooring Carpet, Ceramic Tile, Wood
- Heating Central, Natural Gas
- Cooling Central Air, Electric
Kitchen & Interior
- Appliances Gas Cooktop, Disposal, Microwave
- Interior Features Cable Tv, Vaulted Ceilings, Wired For Sound
- Fireplaces 1
- Fireplace Features Gas Starter, Living Room
Lot & Exterior
- Lot Features Corner Lot
- Fencing Fenced, Wood
- Pool Features In Ground, Pool
Parking
- Parking Garage Faces Front, Garage, Garage Door Opener, On Street
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $9,665
- HOA Fee $396 SemiAnnually
- HOA Includes All Facilities, Association Management, Maintenance Structure
Utilities
- Utilities Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- Elementary Billie Stevenson — Rockwall ISD
- Middle Herman E Utley — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- MLS Board NTREIS
- List Date 07/29/2026
- Source Updated 10/22/2026
- Last Updated 10/22/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 223 Mckinney Trail
Rockwall CAD records for 223 Mckinney Trail, Fate, TX 75087 show a CAD market value of $523,809 and a net appraised value of $523,809. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 223 Mckinney Trail, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $92,000 + Improvement Value $431,809 = CAD Market Value $523,809
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Residential
Value: $410,343 Total Area: 4977 Sqft Living Area: 4260 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,992 Sqft |
| MAIN AREA | MA | 1,944 Sqft |
| MAIN AREA | MA | 324 Sqft |
| ATTACHED GARAGE | AG | 481 Sqft |
| COVERED PORCH | CP | 148 Sqft |
| COVERED PORCH | CP | 88 Sqft |
SWIMMING POOL
Value: $19,616 Total Area: 1 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| SWIMMING POOL | SW | — |
PERGOLA 15 X 15
Value: $1,850 Total Area: 225 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PERGOLA | PERGOLA | 225 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $523,809 − All Current CAD Reductions $0 = Current Taxed Starting Point $523,809
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$523,809 | 0.2909 | $1,524 | — | $1,524 |
|
County
ROCKWALL COUNTY |
$523,809 | 0.2510 | $1,315 | — | $1,315 |
|
Municipal Utility District (MUD)
RW CO CONS MUD1 |
$523,809 | 0.1550 | $812 | — | $812 |
|
School District
ROCKWALL ISD |
$523,809 | 1.0669 | $5,589 | — | $5,589 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Municipal Utility District (MUD): A special-purpose district that may appear as a separate taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $9,239 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $9,239
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $96,900 | $310,650 | $407,550 | $407,550 | +$8,710 / +2.18% |
| 2022 | $115,000 | $401,150 | $516,150 | $516,150 | +$108,600 / +26.65% |
| 2023 | $149,500 | $418,116 | $567,616 | $567,616 | +$51,466 / +9.97% |
| 2024 | $115,000 | $451,449 | $566,449 | $566,449 | -$1,167 / -0.21% |
| 2025 | $105,800 | $442,152 | $547,952 | $547,952 | -$18,497 / -3.27% |
| 2026 | $92,000 | $431,809 | $523,809 | $523,809 | -$24,143 / -4.41% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $515,000 − Current CAD Market Value $523,809 = Under CAD Value -$8,809 (-1.7%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODCREEK PH 1A
A curated look at local favorites, everyday stops, and lifestyle context near this property.