- Rockwall County
- Rockwall TX
- 75087
- Local Area: Wade Additdon
Property Overview
Welcome to 207 Joe White St., where thoughtful updates and timeless charm come together in the heart of historic downtown Rockwall. Completely renovated from top to bottom, this move-in ready home offers modern finishes while maintaining the character that makes it feel warm and inviting. Inside, you'll find an open, light-filled floor plan with beautifully refinished hardwood floors throughout. The remodeled kitchen features custom shaker-style cabinetry, premium countertops, stainless steel appliances, and plenty of space for everyday living or entertaining. With 4 bedrooms and 2.5 beautifully updated bathrooms, there's room for everyone. One of the bedrooms is currently being used as a hobby space, making it the perfect flex room for a home office, playroom, craft room, or fourth bedroom. Every bathroom has been thoughtfully renovated, and the home also features fresh interior paint, updated wall texture, new baseboards and trim, and quality finishes throughout. A spacious bonus room and second living area with sliding doors leading to the backyard provide even more flexible living space for family, guests, or entertaining. Outside, the oversized lot is surrounded by mature trees and fresh landscaping, creating a private backyard with plenty of room to relax, entertain, or add a pool. Fresh exterior paint gives the home outstanding curb appeal. Just minutes from Lake Ray Hubbard, historic downtown Rockwall, local restaurants, boutique shopping, parks, and highly rated schools, this home offers the perfect blend of modern updates, flexible living space, and an unbeatable location. No MUD or PID
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Property highlights
Year Built 1975
School District Rockwall Isd
HOA No HOA
Parking 1-car garage, 1 covered
Architecture MidCenturyModern,Detached
Neighborhood Wade Additdon
Full Property Details
Property Details
Quick Details
- Price $385,000
- Status Active
- Bedrooms 4
- Bathrooms 3
- Square Feet 2,002 Sq Ft
- Lot Size 0.27 acres
- Lot Size Sq Ft 11,848
- Year Built 1975
- Price / Sq Ft $192 / Sq Ft
- MLS # 21336368
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Wade Additdon
- Days on Market 187
Home Details
- Full Baths 2
- Half Baths 1
- Foundation Pillar Post Pier
- Flooring Tile, Wood
- Heating Central
- Cooling Central Air, Ceiling Fans
Kitchen & Interior
- Appliances Dishwasher, Electric Cooktop, Electric Oven, Microwave
- Interior Features Decorative Designer Lighting Fixtures, High Speed Internet, Open Floorplan, Pantry, Cable Tv
Lot & Exterior
- Lot Features Back Yard, Interior Lot, Lawn, Landscaped, Few Trees
- Exterior Features Private Yard
- Fencing Wood
Parking
- Parking Concrete, Garage Faces Front
- Garage Spaces 1
- Covered Parking 1
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $3,833
Utilities
- Utilities Electricity Connected, Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- Elementary Dobbs — Rockwall ISD
- Middle Herman E Utley — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- MLS Board NTREIS
- List Date 07/23/2026
- Source Updated 10/20/2026
- Last Updated 10/21/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 207 Joe White Street
Rockwall CAD records for 207 Joe White Street, Rockwall, TX 75087 show a CAD market value of $250,128 and a net appraised value of $250,128. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 207 Joe White Street, Rockwall, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $145,000 + Improvement Value $105,128 = CAD Market Value $250,128
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
RESIDENTIAL
Value: $104,646 Total Area: 2647 Sqft Living Area: 2002 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,002 Sqft |
| ATTACHED GARAGE | AG | 312 Sqft |
| COVERED PORCH | CP | 48 Sqft |
| PATIO - 20% (REGULAR) | PA | 285 Sqft |
STORAGE
Value: $482 Total Area: 132 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| STORAGE | ST | 132 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Specific deduction amounts vary by taxing jurisdiction.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $250,128 − All Current CAD Reductions $0 = Current Taxed Starting Point $250,128
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF ROCKWALL |
$250,128 | 0.2575 | $644 | — | $644 |
|
County
ROCKWALL COUNTY |
$250,128 | 0.2510 | $628 | — | $628 |
|
School District
ROCKWALL ISD |
$110,128 (H) | 1.0669 | $2,669 | -$1,494 | $1,175 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $3,941 − Est. Tax Reductions / Savings $1,494 = Est. Taxes (With Current Exemptions) $2,447
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,494. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $2,447 with the exemptions shown today and $3,941 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $90,000 | $67,930 | $157,930 | $148,984 | +$22,490 / +16.61% |
| 2022 | $152,250 | $90,350 | $242,600 | $163,882 | +$84,670 / +53.61% |
| 2023 | $174,000 | $93,644 | $267,644 | $267,644 | +$25,044 / +10.32% |
| 2024 | $168,200 | $102,211 | $270,411 | $270,411 | +$2,767 / +1.03% |
| 2025 | $145,000 | $98,305 | $243,305 | $243,305 | -$27,106 / -10.02% |
| 2026 | $145,000 | $105,128 | $250,128 | $250,128 | +$6,823 / +2.80% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $385,000 − Current CAD Market Value $250,128 = Over CAD Value +$134,872 (+53.9%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WADE ADDITDON
A curated look at local favorites, everyday stops, and lifestyle context near this property.