1395 Bay Line Drive Rockwall, TX 75087
- Rockwall County
- Rockwall TX
- 75087
- Local Area: Caruth Lake Ph 6
Property Overview
Space to breathe in Caruth Lake — this Rockwall home sits on a nearly half-acre lot, one of the larger footprints you'll find in the neighborhood, with a wood-fenced backyard that gives you real room to spread out. A covered deck and built-in barbecue make it easy to grill and unwind, and there's still plenty of yard left over for a pool, garden, play space, or just letting the dogs run. Inside, the layout works well for everyday living and entertaining alike. You'll find two separate living areas and two dining spaces downstairs, giving everyone room to gather or spread out as needed. The primary suite is conveniently located on the main floor, complete with dual sinks, a garden tub, separate shower, and a walk-in closet. Upstairs, two secondary bedrooms share a full bath, along with a spacious game room that's perfect as a second living area, media room, or hangout space. This is a home full of possibility — spacious, with room to relax, host, and make it your own. Caruth Lake residents also enjoy access to a clubhouse, community pool, fishing, and jogging paths, rounding out the lifestyle this neighborhood has to offer.
Featured spaces
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Property highlights
Year Built 2009
School District Rockwall Isd
HOA $288 SemiAnnually
Pool Yes
Parking 2-car garage, 2 covered
Architecture Traditional,Detached
Fireplace 1 Fireplaces
Neighborhood Caruth Lake Ph 6
Full Property Details
Property Details
Quick Details
- Price $415,000
- Status Sold
- Bedrooms 3
- Bathrooms 3
- Square Feet 2,258 Sq Ft
- Lot Size 0.42 acres
- Lot Size Sq Ft 18,208
- Year Built 2009
- Price / Sq Ft $184 / Sq Ft
- MLS # 21342397
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Caruth Lake Ph 6
- Days on Market 50
Home Details
- Full Baths 2
- Half Baths 1
- Foundation Slab
- Roof Composition
- Flooring Carpet, Laminate, Tile
- Heating Central, Fireplaces
- Cooling Central Air, Ceiling Fans
Kitchen & Interior
- Appliances Gas Range, Microwave
- Interior Features High Speed Internet, Cable Tv, Walk In Closets
- Fireplaces 1
- Fireplace Features Living Room
Lot & Exterior
- Lot Features Interior Lot
- Exterior Features Built In Barbecue, Barbecue
- Fencing Wood
- Pool Features Community
Parking
- Parking Driveway, Garage Faces Rear
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $6,731
- HOA Fee $288 SemiAnnually
- HOA Includes All Facilities, Insurance
Utilities
- Utilities Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- Elementary Dobbs — Rockwall ISD
- Middle JW Williams — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- MLS Board NTREIS
- List Date 07/27/2026
- Source Updated 09/15/2026
- Last Updated 10/25/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 1395 Bay Line Drive
Rockwall CAD records for 1395 Bay Line Drive, Rockwall, TX 75087 show a CAD market value of $427,758 and a net appraised value of $427,758. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 1395 Bay Line Drive, Rockwall, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $150,000 + Improvement Value $277,758 = CAD Market Value $427,758
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Residential
Value: $277,758 Total Area: 3078 Sqft Living Area: 2258 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,459 Sqft |
| MAIN AREA | MA | 799 Sqft |
| ATTACHED GARAGE | AG | 448 Sqft |
| COVERED PORCH | CP | 312 Sqft |
| COVERED PORCH | CP | 60 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Specific deduction amounts vary by taxing jurisdiction.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $427,758 − All Current CAD Reductions $0 = Current Taxed Starting Point $427,758
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF ROCKWALL |
$427,758 | 0.2575 | $1,101 | — | $1,101 |
|
County
ROCKWALL COUNTY |
$427,758 | 0.2510 | $1,074 | — | $1,074 |
|
School District
ROCKWALL ISD |
$287,758 (H) | 1.0669 | $4,564 | -$1,494 | $3,070 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $6,739 − Est. Tax Reductions / Savings $1,494 = Est. Taxes (With Current Exemptions) $5,245
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,494. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $5,245 with the exemptions shown today and $6,739 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $97,200 | $194,640 | $291,840 | $291,840 | +$3,220 / +1.12% |
| 2022 | $150,000 | $241,180 | $391,180 | $321,024 | +$99,340 / +34.04% |
| 2023 | $177,000 | $264,678 | $441,678 | $353,126 | +$50,498 / +12.91% |
| 2024 | $157,500 | $273,769 | $431,269 | $388,439 | -$10,409 / -2.36% |
| 2025 | $150,000 | $284,292 | $434,292 | $427,283 | +$3,023 / +0.70% |
| 2026 | $150,000 | $277,758 | $427,758 | $427,758 | -$6,534 / -1.50% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $415,000 − Current CAD Market Value $427,758 = Under CAD Value -$12,758 (-3.0%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND CARUTH LAKE PH 6
A curated look at local favorites, everyday stops, and lifestyle context near this property.