- Henderson County
- Tool TX
- 75143
- Local Area: Cedarcrest Shores Estate
Property Overview
Fantastic 3-BR, 2-Bth lakefront home that's bright and open. Has fabulous views of the lake from nearly every room. The open floorplan combines the kitchen, dining room and living room facing the lake front. Updated inside and out with newer appliances. The immense and open lakeside porch is a great place to enjoy that morning coffee or evening glass of wine while watching your kids play in the water. The white picket fence provides a secure space for kids and dogs. This home has been a successful vacation rental for many years and can become yours since it can be purchased as a fully furnished home. (The water level is down right now but the lake view is always gorgeous).
The adjacent lot can also be purchased at the same time from the listing agent.
Featured spaces
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Property highlights
Year Built 2005
School District Malakoff Isd
HOA $65 Annually
Parking 2-car garage, 2 covered
Architecture Detached
Fireplace 1 Fireplaces
Neighborhood Cedarcrest Shores Estate
Full Property Details
Property Details
Quick Details
- Price $635,000
- Status Active
- Bedrooms 3
- Bathrooms 2
- Square Feet 1,471 Sq Ft
- Lot Size 0.14 acres
- Lot Size Sq Ft 6,229
- Year Built 2005
- Price / Sq Ft $432 / Sq Ft
- MLS # 21379774
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Henderson
- Subdivision Cedarcrest Shores Estate
- Days on Market 44
Home Details
- Full Baths 2
- Half Baths 0
- Heating Central, Electric
- Cooling Central Air, Ceiling Fans, Electric
Kitchen & Interior
- Appliances Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator
- Interior Features Cathedral Ceilings, Kitchen Island, Open Floorplan, Tile Counters
- Fireplaces 1
- Fireplace Features Decorative
Lot & Exterior
- Lot Features Retaining Wall
- Exterior Features Dock, Fire Pit
Parking
- Parking Garage, Garage Door Opener
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $12,441
- HOA Fee $65 Annually
- HOA Includes All Facilities
Utilities
- Utilities Municipal Utilities, Sewer Available, Water Available
- Water Community Coop
Schools
- Elementary Malakoff — Malakoff ISD
- Middle Malakoff — Malakoff ISD
- High Malakoff — Malakoff ISD
Listing Information
- MLS Board NTREIS
- List Date 09/09/2026
- Source Updated 10/23/2026
- Last Updated 10/23/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 102 Shore Line Drive
Henderson CAD (Pritchard & Abbott) records for 102 Shore Line Drive, Tool, TX 75143 show a CAD market value of $686,561 and a net appraised value of $686,561. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Henderson CAD (Pritchard & Abbott) property-tax and appraisal records for 102 Shore Line Drive, Tool, TX 75143, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Henderson CAD (Pritchard & Abbott) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $225,000 + Improvement Value $461,561 = CAD Market Value $686,561
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Total Area: 1350 Sqft Living Area: 1350 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING AREA | LA | 1,350 Sqft |
Building
Total Area: 121 Sqft Living Area: 121 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING ANNEX | LX | 121 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| GARAGE/ATTACHED | Class: 6+ · Built 2005 | 484 Sqft |
| WOOD DECK | Class: 6+ · Built 2005 | 120 Sqft |
| PORCH/COV | Class: 6+ · Built 2005 | 210 Sqft |
| WOOD DECK | Class: 6+ · Built 2005 | 120 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $686,561 − All Current CAD Reductions $0 = Current Taxed Starting Point $686,561
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
Other Entity
HENDERSON CAD |
$686,561 | 0.0000 | $0 | — | $0 |
|
Emergency Services District (ESD)
EMERGENCY SVS DIST #4 |
$686,561 | 0.0750 | $515 | — | $515 |
|
County
HENDERSON CO R&B |
$686,561 | 0.0172 | $118 | — | $118 |
|
County
HENDERSON COUNTY |
$686,561 | 0.2743 | $1,883 | — | $1,883 |
|
County
HENDERSON CO FM-FC |
$686,561 | 0.0400 | $274 | — | $274 |
|
School District
MALAKOFF ISD |
$686,561 | 0.9169 | $6,295 | — | $6,295 |
|
City
CITY OF TOOL |
$686,561 | 0.3751 | $2,575 | — | $2,575 |
|
Other Entity
TRINITY VALLEY COMM |
$686,561 | 0.1137 | $780 | — | $780 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Emergency Services District (ESD): A special district providing emergency services and fire protection.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $12,441 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $12,441
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $40,000 | $242,173 | $282,173 | $282,173 | +$32,548 / +13.04% |
| 2022 | $300,000 | $389,047 | $689,047 | $689,047 | +$406,874 / +144.19% |
| 2023 | $300,000 | $389,050 | $689,050 | $689,050 | +$3 / 0.00% |
| 2024 | $225,000 | $461,561 | $686,561 | $686,561 | -$2,489 / -0.36% |
| 2025 | $225,000 | $455,998 | $680,998 | $680,998 | -$5,563 / -0.81% |
| 2026 | $225,000 | $461,561 | $686,561 | $686,561 | +$5,563 / +0.82% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $635,000 − Current CAD Market Value $686,561 = Under CAD Value -$51,561 (-7.5%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND CEDARCREST SHORES ESTATE
A curated look at local favorites, everyday stops, and lifestyle context near this property.