- Rockwall County
- Rockwall TX
- 75032
- Local Area: Rainbow Lake Estates
- Pool
- Rockwall ISD
- Spa / Hot Tub
- Covered Parking
- Custom Design
- Double Vanity
- Gas Fireplace
- Hardwood Floors
- Vaulted / Cathedral Ceilings
- Game Room
- Media Room
- Covered Patio
- Home Theater
Property Overview
Inviting Custom Home with Pool and Flexible Living Spaces! Welcome to this beautifully maintained custom home in Rainbow Lake Estates, centrally located in Rockwall and thoughtfully designed for comfortable living and entertaining. With 4 bedrooms, 3 full baths, a private office, game room, media room, and 3,378 square feet, the spacious floor plan offers exceptional flexibility. The main living area features extensive hand-scraped hardwood floors, a gas fireplace, decorative lighting, crown molding, plantation shutters, double staircases, and an open layout connecting to the well-appointed kitchen. The kitchen includes granite countertops, stainless steel appliances, a 5-burner gas cooktop, double ovens, a walk-in pantry, breakfast nook, and formal dining area. The first-floor primary suite offers a jetted tub, separate shower, dual vanities, linen closet, and spacious walk-in closet. Additional features include split secondary bedrooms, a Jack and Jill bath, vaulted ceilings, abundant storage, and a separate utility room with built-in cabinetry. Enjoy the private backyard featuring a saltwater sport pool with waterfalls, tanning ledge, spa, flagstone decking, covered patio, and side yard. Conveniently located near Lake Ray Hubbard, The Harbor District, Historic Downtown Rockwall, shopping, dining, entertainment, parks, major highways, and Rockwall ISD, this inviting home combines thoughtful design, flexible spaces, and desirable outdoor amenities in a central Rockwall location. Recent improvements include a new roof and gutters in September 2024 and water heaters replaced in 2024.
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
Property highlights
Year Built 2005
School District Rockwall ISD
HOA $117 Quarterly
Pool Pool
Parking 3-car garage, 3 covered
Architecture Traditional,Detached
Outdoor Living Covered Patio
Fireplace 1 Fireplaces
Neighborhood Rainbow Lake Estates
Full Property Details
Property Details
PROPERTY HIGHLIGHTS
Quick Details
- Price $699,900
- Status Active
- Bedrooms 4
- Bathrooms 3
- Square Feet 3,378 Sq Ft
- Lot Size 0.2 acres
- Lot Size Sq Ft 8,886
- Year Built 2005
- Price / Sq Ft $207 / Sq Ft
- MLS # 21412254
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Rainbow Lake Estates
- Days on Market 93
Home Details
- Full Baths 3
- Half Baths 0
- Foundation Slab
- Roof Composition
- Flooring Carpet, Ceramic Tile, Wood
- Heating Central, Natural Gas, Zoned
- Cooling Central Air, Ceiling Fans, Electric, Zoned
Kitchen & Interior
- Appliances Dishwasher, Gas Cooktop, Disposal, Microwave, Vented Exhaust Fan
- Interior Features Decorative Designer Lighting Fixtures, Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Vaulted Ceilings, Walk In Closets
- Fireplaces 1
- Fireplace Features Decorative, Gas Log, Gas Starter, Living Room, Wood Burning
Lot & Exterior
- Lot Features Interior Lot, Landscaped, Subdivision, Sprinkler System, Few Trees
- Exterior Features Rain Gutters
- Fencing Wood
- Pool Features Gunite, In Ground, Pool, Pool Sweep, Pool Spa Combo, Salt Water, Water Feature
Parking
- Parking Garage, Inside Entrance, Kitchen Level, Oversized, Garage Faces Side, Tandem
- Garage Spaces 3
- Covered Parking 3
- Attached Garage Yes
Taxes & HOA
- HOA Fee $117 Quarterly
- HOA Includes Association Management, Maintenance Structure
Utilities
- Utilities Sewer Available, Underground Utilities, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- Elementary Dorothy Smith Pullen — Rockwall ISD
- Middle Cain — Rockwall ISD
- High Heath — Rockwall ISD
Listing Information
- MLS Board NTREIS
- List Date 10/15/2026
- Source Updated 10/24/2026
- Last Updated 10/24/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 4796 Secret Cove
Rockwall CAD (TrueProdigy) records for 4796 Secret Cove, Rockwall, TX 75032 show a CAD market value of $737,867 and a net appraised value of $737,867. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 4796 Secret Cove, Rockwall, TX 75032, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $145,000 + Improvement Value $592,867 = CAD Market Value $737,867
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $563,173 Total Area: 4180 Sqft Living Area: 3378 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,172 Sqft |
| MAIN AREA | MA | 1,206 Sqft |
| ATTACHED GARAGE | AG | 451 Sqft |
| ATTACHED GARAGE | AG | 230 Sqft |
| COVERED PORCH | CP | 76 Sqft |
| COVERED PORCH | CP | 45 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| MISC IMP | Code: SWIMMING POOL · Class: A1 · Built 2007 | 1 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $737,867 − All Current CAD Reductions $0 = Current Taxed Starting Point $737,867
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF ROCKWALL |
$737,867 | 0.2580 | $1,904 | — | $1,904 |
|
County
ROCKWALL COUNTY |
$737,867 | 0.2620 | $1,933 | — | $1,933 |
|
School District
ROCKWALL ISD |
$737,867 | 1.0669 | $7,872 | — | $7,872 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $11,709 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $11,709
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $108,000 | $406,780 | $514,780 | $514,780 | +$34,550 / +7.19% |
| 2022 | $147,900 | $494,420 | $642,320 | $642,320 | +$127,540 / +24.78% |
| 2023 | $174,000 | $544,525 | $718,525 | $718,525 | +$76,205 / +11.86% |
| 2024 | $145,000 | $550,109 | $695,109 | $695,109 | -$23,416 / -3.26% |
| 2025 | $145,000 | $617,581 | $762,581 | $762,581 | +$67,472 / +9.71% |
| 2026 | $145,000 | $592,867 | $737,867 | $737,867 | -$24,714 / -3.24% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $699,900 − Current CAD Market Value $737,867 = Under CAD Value -$37,967 (-5.1%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND RAINBOW LAKE ESTATES
A curated look at local favorites, everyday stops, and lifestyle context near this property.