- Rockwall County
- Fate TX
- 75189
- Local Area: Williamsburg Ph 2b
Property Overview
GET AN INSTANT $10,000 IN SELLER CONCESSIONS if closing by December 30, 2026!! Welcome to 492 Declaration Way perfectly located in Fate, TX. This 3 bedroom, 2 full bathroom home boasts both curb appeal and modern interior charm featuring tasteful updates throughout! The large entryway greets you to a well-appointed, bright and open concept floor plan perfect for any individual or family. The large gourmet kitchen comes complete with spacious granite counter tops, a breakfast bar, upgraded farm sink and faucet, functional cabinets for storage, stainless steel appliances, gas range, walk-in pantry and more! It seamlessly connects to the breakfast nook while the breakfast bar overlooks the large living area featuring freshly painted walls and beautiful windows ideal for entertaining. The spacious master bedroom features a modern en-suite bathroom highlighting an over-sized shower, dual sink, built-in shelving while leading to a huge walk-in closet. The home also features two guest bedrooms and full guest bathroom. Enjoy entertaining outside with family and friends in the privacy of your own backyard showcasing a covered patio area and more! The home has a new roof and gutters installed in September 2026 + includes large stainless steel refrigerator + ring camera hardware + landscaping exterior lighting! The home is ideally located within walking distance to the local elementary and park. This stunning and active Williamsburg Community that the home is located in boasts multiple parks, club house, fitness center, community pool, splash pad, walking trails, ponds to enjoy! The home is also only minutes from major highways, shopping centers and so much! Some pictures are virtually staged. Schedule your tour today!!
Featured spaces
HAVE QUESTIONS ABOUT THIS HOME?
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HAVE QUESTIONS ABOUT THIS HOME?
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Property highlights
Year Built 2020
School District Rockwall Isd
HOA $514 SemiAnnually
Pool Yes
Parking 2-car garage, 2 covered
Architecture Traditional,Detached
Neighborhood Williamsburg Ph 2b
Full Property Details
Property Details
Quick Details
- Price $309,500
- Status Active
- Bedrooms 3
- Bathrooms 2
- Square Feet 1,771 Sq Ft
- Lot Size 0.15 acres
- Lot Size Sq Ft 6,621
- Year Built 2020
- Price / Sq Ft $175 / Sq Ft
- MLS # 21413340
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Williamsburg Ph 2b
- Days on Market 5
Home Details
- Full Baths 2
- Half Baths 0
- Foundation Slab
- Roof Composition
- Flooring Carpet, Ceramic Tile, Laminate
- Heating Central
- Cooling Central Air, Ceiling Fans
Kitchen & Interior
- Appliances Gas Range, Microwave, Refrigerator
- Interior Features Decorative Designer Lighting Fixtures, Granite Counters, High Speed Internet, Open Floorplan, Pantry, Walk In Closets
Lot & Exterior
- Lot Features Interior Lot, Sprinkler System
- Exterior Features Rain Gutters
- Fencing Fenced, Wood
- Pool Features Community
Parking
- Parking Driveway, Garage Faces Front
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $5,024
- HOA Fee $514 SemiAnnually
- HOA Includes All Facilities, Maintenance Grounds
Utilities
- Utilities Sewer Available, Water Available
- Water Public
- Sewer Public Sewer
Schools
- Elementary Lupe Garcia — Rockwall ISD
- Middle Herman E Utley — Rockwall ISD
- High Rockwall-Heath — Rockwall ISD
Listing Information
- MLS Board NTREIS
- List Date 10/19/2026
- Source Updated 10/24/2026
- Last Updated 10/24/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 492 Declaration Way
Rockwall CAD (TrueProdigy) records for 492 Declaration Way, Fate, TX 75189 show a CAD market value of $312,264 and a net appraised value of $312,264. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 492 Declaration Way, Fate, TX 75189, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $100,100 + Improvement Value $212,164 = CAD Market Value $312,264
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $212,164 Total Area: 2398 Sqft Living Area: 1771 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,771 Sqft |
| ATTACHED GARAGE | AG | 420 Sqft |
| COVERED PORCH | CP | 123 Sqft |
| COVERED PORCH | CP | 84 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $312,264 − All Current CAD Reductions $0 = Current Taxed Starting Point $312,264
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$312,264 | 0.2909 | $908 | — | $908 |
|
County
ROCKWALL COUNTY |
$312,264 | 0.2620 | $818 | — | $818 |
|
School District
ROCKWALL ISD |
$312,264 | 1.0669 | $3,332 | — | $3,332 |
|
Public Improvement District (PID)
WILLIAMSBURG PID NO. 1 PHASE 2B, 2C, 3A1 CAD lists entity but shows no separate rate on this row. |
$312,264 | 0.0000 | $0 | — | $0 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Public Improvement District (PID): A special-purpose district created to fund specific public improvements.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $5,058 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $5,058
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $65,250 | $37,970 | $103,220 | $103,220 | +$53,220 / +106.44% |
| 2022 | $87,000 | $212,732 | $299,732 | $299,732 | +$196,512 / +190.38% |
| 2023 | $140,000 | $227,408 | $367,408 | $329,705 | +$67,676 / +22.58% |
| 2024 | $110,000 | $223,106 | $333,106 | $333,106 | -$34,302 / -9.34% |
| 2025 | $99,000 | $218,141 | $317,141 | $317,141 | -$15,965 / -4.79% |
| 2026 | $100,100 | $212,164 | $312,264 | $312,264 | -$4,877 / -1.54% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $309,500 − Current CAD Market Value $312,264 = Under CAD Value -$2,764 (-0.9%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WILLIAMSBURG PH 2B
A curated look at local favorites, everyday stops, and lifestyle context near this property.