- Rockwall County
- Fate TX
- 75087
- Local Area: Woodcreek Ph 3d
Property Overview
Welcome to this spacious home offering 4 bedrooms, a dedicated office, and a bonus room, providing flexibility for a variety of living needs. With an added room for even more space, this property offers plenty of possibilities for everyday living, working from home, and entertaining.
Inside, you'll find a blend of engineered hardwood flooring, ceramic tile, and carpet, creating a comfortable and functional living environment. The kitchen features granite countertops and stainless-steel appliances, while the tankless gas water heater adds modern convenience.
Step outside and discover an impressive backyard featuring an oversized swimming pool with a built-in table, perfect for relaxing and entertaining. The covered patio and pergola provide inviting outdoor spaces to enjoy the view of the pool and expansive backyard. Situated on a cul-de-sac, this property offers a desirable setting with room to spread out and enjoy outdoor living. With generous indoor space, versatile rooms, and a backyard designed for making memories, this home offers an exciting opportunity to enjoy comfortable living and entertaining both inside and out. Come see all the space and possibilities this property has to offer!
Featured spaces
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Property highlights
Year Built 2018
School District Rockwall Isd
HOA $396 SemiAnnually
Pool Pool
Parking 2-car garage, 2 covered
Architecture Traditional,Detached
Fireplace 1 Fireplaces
Neighborhood Woodcreek Ph 3d
Full Property Details
Property Details
Quick Details
- Price $499,900
- Status Active
- Bedrooms 4
- Bathrooms 4
- Square Feet 2,946 Sq Ft
- Lot Size 0.23 acres
- Lot Size Sq Ft 9,845
- Year Built 2018
- Price / Sq Ft $170 / Sq Ft
- MLS # 21418932
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Woodcreek Ph 3d
- Days on Market 1
Home Details
- Full Baths 3
- Half Baths 1
- Foundation Slab
- Roof Composition
- Flooring Carpet, Ceramic Tile, Other
- Heating Electric
- Cooling Central Air, Ceiling Fans
Kitchen & Interior
- Appliances Dishwasher, Disposal
- Interior Features Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island
- Fireplaces 1
- Fireplace Features Family Room, Heatilator
Lot & Exterior
- Lot Features Back Yard, Cul De Sac, Lawn, Landscaped, Subdivision, Sprinkler System
- Fencing Brick, Back Yard, Wood
- Pool Features Pool, Community
Parking
- Parking Garage Faces Front, Garage, Garage Door Opener
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $8,625
- HOA Fee $396 SemiAnnually
- HOA Includes All Facilities, Association Management
Utilities
- Utilities Electricity Connected
Schools
- Elementary Billie Stevenson — Rockwall ISD
- Middle Herman E Utley — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- MLS Board NTREIS
- List Date 10/23/2026
- Source Updated 10/24/2026
- Last Updated 10/24/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 863 Mccall Drive
Rockwall CAD (TrueProdigy) records for 863 Mccall Drive, Fate, TX 75087 show a CAD market value of $489,019 and a net appraised value of $489,019. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 863 Mccall Drive, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $81,000 + Improvement Value $408,019 = CAD Market Value $489,019
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
RESIDENTIAL
Value: $384,601 Total Area: 3598 Sqft Living Area: 2946 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,843 Sqft |
| MAIN AREA | MA | 1,103 Sqft |
| ATTACHED GARAGE | AG | 473 Sqft |
| COVERED PORCH | CP | 35 Sqft |
| COVERED PORCH | CP | 144 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| SWIMMING POOL | Code: SW · Class: A1 · Built 2021 | 1 pool |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a disabled veteran exemption. Specific deduction amounts vary by taxing jurisdiction.
The current CAD record shows a homestead exemption. Specific deduction amounts vary by taxing jurisdiction.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $489,019 − All Current CAD Reductions $0 = Current Taxed Starting Point $489,019
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$479,019 | 0.2909 | $1,422 | -$29 | $1,393 |
|
County
ROCKWALL COUNTY |
$479,019 | 0.2510 | $1,227 | -$25 | $1,202 |
|
Municipal Utility District (MUD)
RW CO CONS MUD1 |
$479,019 | 0.1550 | $758 | -$16 | $742 |
|
School District
ROCKWALL ISD |
$339,019 (H) | 1.0669 | $5,217 | -$1,600 | $3,617 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Municipal Utility District (MUD): A special-purpose district that may appear as a separate taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $8,625 − Est. Tax Reductions / Savings $1,670 = Est. Taxes (With Current Exemptions) $6,955
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,670. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $6,955 with the exemptions shown today and $8,625 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $80,000 | $277,280 | $357,280 | $357,280 | +$12,200 / +3.54% |
| 2022 | $90,000 | $358,180 | $448,180 | $407,508 | +$90,900 / +25.44% |
| 2023 | $108,000 | $394,285 | $502,285 | $463,293 | +$54,105 / +12.07% |
| 2024 | $90,000 | $425,394 | $515,394 | $509,622 | +$13,109 / +2.61% |
| 2025 | $81,000 | $412,356 | $493,356 | $493,356 | -$22,038 / -4.28% |
| 2026 | $81,000 | $408,019 | $489,019 | $489,019 | -$4,337 / -0.88% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $499,900 − Current CAD Market Value $489,019 = Over CAD Value +$10,881 (+2.2%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODCREEK PH 3D
A curated look at local favorites, everyday stops, and lifestyle context near this property.