- Henderson County
- Star Harbor TX
- 75148
- Local Area: Star Harbor Sec 03 Instl 02
Property Overview
Experience waterfront living at its finest in the desirable Star Harbor community on beautiful Cedar Creek Lake! Nestled among mature trees and lush landscaping, this spacious retreat offers stunning lake views, a private boathouse, and direct access to open water. Boasting over 3,000 square feet, this 4-bedroom, 3-bath home features an inviting layout designed for comfortable living and entertaining. The impressive main living area showcases vaulted ceilings, a beautiful stone gas fireplace, and expansive windows framing picturesque waterfront views. The oversized dining area provides additional space for gatherings. The well-appointed kitchen features granite countertops, custom cabinetry, stainless steel appliances, double ovens, and a spacious center island. An additional flex space provides options for a home office, hobby room, or bonus living area. Retreat to the oversized primary suite featuring a private balcony overlooking the lake, perfect for morning coffee or relaxing evenings. The ensuite bath offers dual vanities, a walk-in shower, soaking tub, and cozy electric fireplace. Outdoors, enjoy year round beautifully landscaped grounds, mature shade trees, a spacious patio, charming stone firepit, and climate controlled greenhouse. The private boathouse with open water access makes enjoying lake life effortless! Star Harbor residents enjoy community amenities including a golf course and boat ramp. Whether you're seeking a full-time residence or weekend getaway, this waterfront property offers the perfect combination of space, comfort, and the Cedar Creek Lake lifestyle!
Featured spaces
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Property highlights
Year Built 1985
School District Malakoff Isd
HOA No HOA
Parking 2-car garage, 2 covered
Architecture Traditional
Fireplace 1 Fireplaces
Neighborhood Star Harbor Sec 03 Instl 02
Full Property Details
Property Details
Quick Details
- Price $959,000
- Status Active
- Bedrooms 4
- Bathrooms 4
- Square Feet 3,066 Sq Ft
- Lot Size 0.32 acres
- Lot Size Sq Ft 13,852
- Year Built 1985
- Price / Sq Ft $313 / Sq Ft
- MLS # 21420847
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Henderson
- Subdivision Star Harbor Sec 03 Instl 02
- Days on Market 189
Home Details
- Architectural Style Traditional
- Stories 2
- Levels Two
- Full Baths 3
- Half Baths 1
- Construction Brick, Other
- Foundation Slab
- Roof Composition
- Flooring Combination, Ceramic Tile, Luxury Vinyl Plank
- Heating Central, Electric, Fireplaces, Natural Gas
- Cooling Central Air, Ceiling Fans, Electric
- Property Attached No
Kitchen & Interior
- Appliances Built In Refrigerator, Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Gas Water Heater, Microwave, Refrigerator
- Interior Features Wet Bar, Built In Features, Decorative Designer Lighting Fixtures, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceilings, Walk In Closets
- Fireplaces 1
- Fireplace Features Gas Log, Gas Starter, Living Room
- Security Features Smoke Detectors
Lot & Exterior
- Lot Features Back Yard, Cul De Sac, Interior Lot, Lawn, Landscaped, Subdivision, Sprinkler System, Few Trees, Waterfront, Retaining Wall
- Exterior Features Balcony, Dock, Lighting, Private Yard, Rain Gutters
- Patio & Porch Features Balcony, Covered
- Fencing Back Yard, Wrought Iron
- Pool No
- Other Structures Greenhouse
- Waterfront Features Boat Dock Slip, Boat Ramp Lift Access, Lake Front, Waterfront
- View Features Water
Parking
- Parking Concrete, Door Multi, Driveway, Garage Faces Front
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $12,635
- Parcel Number 42000014005062
- Legal Description LT 5 STAR HARBOR SEC 3 BLK 14
- Tax Block 14
- Tax Lot 5
Utilities
- Utilities Electricity Available, Electricity Connected, Sewer Available, Septic Available, Water Available
- Water Public
- Sewer Public Sewer, Septic Tank
Schools
- School District Malakoff ISD
- Elementary Malakoff — Malakoff ISD
- Middle Malakoff — Malakoff ISD
- High Malakoff — Malakoff ISD
Listing Information
- Listing Agent Laura Mcfaul
- Brokerage Ebby Halliday Realtors
- MLS Board NTREIS
- List Date 10/26/2026
- Source Updated 11/02/2026
- Last Updated 11/02/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 205 Shoreline Drive
Henderson CAD (Pritchard & Abbott) records for 205 Shoreline Drive, Star Harbor, TX 75148 show a CAD market value of $860,595 and a net appraised value of $782,746. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Henderson CAD (Pritchard & Abbott) property-tax and appraisal records for 205 Shoreline Drive, Star Harbor, TX 75148, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Henderson CAD (Pritchard & Abbott) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $274,500 + Improvement Value $586,095 = CAD Market Value $860,595
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
MAIN DWELLING
Value: $586,095 Total Area: 3964 Sqft Living Area: 3066 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING AREA | LA | 2,274 Sqft |
| 2ND STORY | L2 | 792 Sqft |
| PORCH/COV | PO | 60 Sqft |
| GARAGE/ATTACHED | GA | 552 Sqft |
| PORCH/COV | PO | 286 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Malakoff ISD taxable value by $207,500 (from $782,746 net appraised value to $575,246 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Statutory 10% limitation on annual increase in appraised value for qualifying residence homestead (Texas Tax Code § 23.23). This is an appraisal-stage limitation, not a local taxing jurisdiction exemption.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $860,595 − All Current CAD Reductions -$77,849 = Current Taxed Starting Point $782,746
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Malakoff ISD); current owner’s exemption, not guaranteed to transfer to buyer. Additional local taxing units on this record also show taxable-value reductions: Henderson Co R&b (-$25,000), Henderson County (-$25,000), Henderson Co Fm-fc (-$3,000), City Of Star Harbor (-$163,549), Trinity Valley Comm (-$15,000). Separate from -$77,849 10% homestead cap already reflected in the $782,746 net appraised value.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
Other Entity
HENDERSON CAD |
$782,746 | 0.0000 | $0 | — | $0 |
|
Emergency Services District (ESD)
EMERGENCY SVS DIST #1 |
$782,746 | 0.0810 | $634 | — | $634 |
|
County
HENDERSON CO R&B |
$757,746 | 0.0177 | $138 | -$4 | $134 |
|
County
HENDERSON COUNTY |
$757,746 | 0.2846 | $2,228 | -$71 | $2,156 |
|
County
HENDERSON CO FM-FC |
$779,746 | 0.0412 | $323 | -$1 | $321 |
|
School District
MALAKOFF ISD |
$575,246 (H) | 0.9166 | $7,175 | -$1,902 | $5,273 |
|
City
CITY OF STAR HARBOR |
$619,197 | 0.3147 | $2,463 | -$515 | $1,949 |
|
Other Entity
TRINITY VALLEY COMM |
$767,746 | 0.1137 | $890 | -$17 | $873 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $13,850 − Est. Tax Reductions / Savings $2,510 = Est. Taxes (With Current Exemptions) $11,339
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $2,510. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $11,339 with the exemptions shown today and $13,850 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $115,900 | $363,544 | $479,444 | $476,194 | +$16,589 / +3.58% |
| 2022 | $274,500 | $495,075 | $769,575 | $547,305 | +$290,131 / +60.51% |
| 2023 | $274,500 | $549,694 | $824,194 | $598,036 | +$54,619 / +7.10% |
| 2024 | $274,500 | $586,095 | $860,595 | $653,840 | +$36,401 / +4.42% |
| 2025 | $274,500 | $586,095 | $860,595 | $715,224 | — |
| 2026 | $274,500 | $586,095 | $860,595 | $782,746 | — |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $959,000 − Current CAD Market Value $860,595 = Over CAD Value +$98,405 (+11.4%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND STAR HARBOR SEC 03 INSTL 02
A curated look at local favorites, everyday stops, and lifestyle context near this property.