- Rockwall County
- Royse City TX
- 75189
- Local Area: Woodland Creek Ph 1
Property Overview
Welcome to 2704 Spencer Circle in Royse City! This well-maintained 3-bedroom, 2-bath home offers 1,580 square feet of comfortable living space. The home has been nicely updated throughout and features a practical, functional layout that makes great use of the space. With a combination of recent improvements and consistent upkeep, this property is move-in ready and easy to make your own. Conveniently located in Royse City with access to local shopping, dining, and schools. A great opportunity for buyers looking for an updated, well-cared-for home at an approachable size.
Featured spaces
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Property highlights
Year Built 2005
School District Royse City Isd
HOA $350 Annually
Parking 2-car garage, 2 covered
Architecture Detached
Neighborhood Woodland Creek Ph 1
Full Property Details
Property Details
Quick Details
- Price $265,000
- Status Active
- Bedrooms 3
- Bathrooms 2
- Square Feet 1,580 Sq Ft
- Lot Size 0.17 acres
- Lot Size Sq Ft 7,231
- Year Built 2005
- Price / Sq Ft $168 / Sq Ft
- MLS # 21424648
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Woodland Creek Ph 1
- Days on Market 2
Home Details
- Architectural Style Detached
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 0
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Range, Disposal
- Interior Features Cable Tv
Lot & Exterior
- Pool No
Parking
- Parking Garage, Garage Door Opener
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $5,479
- HOA Fee $350 Annually
- HOA Includes Association Management
- Parcel Number 000000062246
- Legal Description WOODLAND CREEK PHASE 1, BLOCK C, LOT 23
- Tax Block C
- Tax Lot 23
Utilities
- Utilities Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- School District Royse City ISD
- Elementary Fort — Royse City ISD
- Middle Ouida Baley — Royse City ISD
- High Royse City — Royse City ISD
Listing Information
- Listing Agent Ryan Williams
- Brokerage Faris & Co Realty
- MLS Board NTREIS
- List Date 10/28/2026
- Source Updated 10/31/2026
- Last Updated 10/31/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 2704 Spencer Circle
Rockwall CAD (TrueProdigy) records for 2704 Spencer Circle, Royse City, TX 75189 show a CAD market value of $262,868 and a net appraised value of $262,868. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 2704 Spencer Circle, Royse City, TX 75189, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $89,100 + Improvement Value $173,768 = CAD Market Value $262,868
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
RESIDENTIAL
Value: $173,768 Total Area: 2498 Sqft Living Area: 1580 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,580 Sqft |
| ATTACHED GARAGE | AG | 420 Sqft |
| COVERED PORCH | CP | 50 Sqft |
| PATIO - 20% (REGULAR) | PA | 80 Sqft |
| STORAGE | ST | 80 Sqft |
| DECK | DE | 288 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $262,868 − All Current CAD Reductions $0 = Current Taxed Starting Point $262,868
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF ROYSE CITY |
$262,868 | 0.5780 | $1,519 | — | $1,519 |
|
County
ROCKWALL COUNTY |
$262,868 | 0.2510 | $660 | — | $660 |
|
School District
ROYSE CITY ISD |
$262,868 | 1.2552 | $3,300 | — | $3,300 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $5,479 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $5,479
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $75,000 | $119,530 | $194,530 | $194,530 | -$7,560 / -3.74% |
| 2022 | $112,200 | $159,150 | $271,350 | $213,983 | +$76,820 / +39.49% |
| 2023 | $132,000 | $165,282 | $297,282 | $235,381 | +$25,932 / +9.56% |
| 2024 | $115,500 | $192,251 | $307,751 | $258,919 | +$10,469 / +3.52% |
| 2025 | $104,500 | $175,764 | $280,264 | $280,264 | -$27,487 / -8.93% |
| 2026 | $89,100 | $173,768 | $262,868 | $262,868 | -$17,396 / -6.21% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $265,000 − Current CAD Market Value $262,868 = Over CAD Value +$2,132 (+0.8%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODLAND CREEK PH 1
A curated look at local favorites, everyday stops, and lifestyle context near this property.