1411 Potenza Road Fate, TX 75087
- Fate TX
- Rockwall County
- 75087
- Local Area: Monterra Ph 1a
- Rockwall ISD
- Covered Parking
- Covered Patio / Porch
- Game Room
- Media Room
Property Overview
****ASSUMABLE VA LOAN AT 3.5% INTEREST — NO VETERAN STATUS REQUIRED FOR QUALIFYING BUYERS!**** Located in the highly desirable community of Monterra and served by top-rated Rockwall ISD, this stunning two-story home offers premium upgrades and an exceptional floor plan designed for effortless living and entertaining. Open-Concept Heart of the Home: The gourmet kitchen boasts a spacious center island and flows seamlessly into a sunlit great room and cozy casual dining space with direct access to the covered patio for outdoor living. The formal dining room is the perfect place for hosting intimate dinner parties. The Primary Suite provides a tranquil sanctuary showcasing a private bath and a generous walk-in closet. Downstairs Extra Suite features a private second bedroom on the main floor complete with its own ensuite bathroom—perfect for multigenerational living, long-term guests, or an in-law retreat. Dedicated Office provides for working comfortably from home in the private study. Organized Drop Zone: A functional HovHall and dedicated laundry room off the garage entry keep everyday mess out of sight. Upstairs features a multi-purpose loft along with two additional bedrooms sharing a full hall bath, offering privacy and space for everyone. Monterra Community Amenities:Enjoy resort-style neighborhood amenities, including a swimming pool, pickleball courts, playground, and scenic walking trails. With its flexible floor plan, desirable community amenities, EV charging, and an attractive assumable VA loan opportunity, this home offers an exceptional combination of comfort, convenience, and value!
HAVE QUESTIONS ABOUT THIS HOME?
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HAVE QUESTIONS ABOUT THIS HOME?
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Property highlights
Year Built 2024
School District Rockwall ISD
HOA $1,200 Annually
Pool Yes
Parking 3-car garage, 3 covered
Architecture Traditional,Detached
Outdoor Living Covered Patio / Porch
Neighborhood Monterra Ph 1a
Full Property Details
Property Details
PROPERTY HIGHLIGHTS
Quick Details
- Price $588,000
- Status Active
- Bedrooms 4
- Bathrooms 4
- Square Feet 3,646 Sq Ft
- Lot Size 0.18 acres
- Lot Size Sq Ft 7,710
- Year Built 2024
- Price / Sq Ft $161 / Sq Ft
- MLS # 21387156
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Monterra Ph 1a
- Days on Market 6
Home Details
- Full Baths 3
- Half Baths 1
- Foundation Slab
- Roof Composition
- Flooring Carpet, Ceramic Tile, Laminate
- Heating Central, Natural Gas
- Cooling Central Air
Kitchen & Interior
- Appliances Dishwasher, Electric Oven, Disposal, Microwave
- Interior Features Decorative Designer Lighting Fixtures, High Speed Internet, Smart Home, Cable Tv
Lot & Exterior
- Lot Features Back Yard, Interior Lot, Lawn, Landscaped, Subdivision, Sprinkler System, Few Trees
- Fencing Back Yard, Wood
- Pool Features Community
Parking
- Parking Electric Vehicle Charging Stations, Garage Faces Front, Garage, Garage Door Opener
- Garage Spaces 3
- Covered Parking 3
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $9,528
- HOA Fee $1,200 Annually
- HOA Includes Association Management, Maintenance Grounds
Utilities
- Utilities Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- Elementary Celia Hays — Rockwall ISD
- Elementary Celia Hays — Rockwall ISD
- Middle JW Williams — Rockwall ISD
- Middle JW Williams — Rockwall ISD
- High Rockwall — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- MLS Board NTREIS
- List Date 10/15/2026
- Source Updated 10/20/2026
- Last Updated 10/21/2026
- Virtual Tour Available
Property Tax & CAD Valuation for 1411 Potenza Road
Rockwall CAD (TrueProdigy) records for 1411 Potenza Road, Fate, TX 75087 show a CAD market value of $592,275 and a net appraised value of $592,275. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 1411 Potenza Road, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $60,200 + Improvement Value $532,075 = CAD Market Value $592,275
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $532,075 Total Area: 4438 Sqft Living Area: 3646 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,478 Sqft |
| MAIN AREA | MA | 1,168 Sqft |
| ATTACHED GARAGE | AG | 598 Sqft |
| COVERED PORCH | CP | 169 Sqft |
| COVERED PORCH | CP | 25 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a disabled veteran exemption. Specific deduction amounts vary by taxing jurisdiction.
The current CAD record shows a disabled veteran homestead exemption. Specific deduction amounts vary by taxing jurisdiction.
The current CAD record shows a homestead exemption. Specific deduction amounts vary by taxing jurisdiction.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $592,275 − All Current CAD Reductions $0 = Current Taxed Starting Point $592,275
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
County
ROCKWALL COUNTY |
$333,242 | 0.2620 | $1,552 | -$679 | $873 |
|
City
CITY OF FATE |
$333,242 | 0.2909 | $1,723 | -$753 | $969 |
|
School District
ROCKWALL ISD |
$253,461 (H) | 1.0669 | $6,319 | -$3,615 | $2,704 |
|
Public Improvement District (PID)
MONTERRA PID IMPROVEMENT AREA #1 CAD lists entity but shows no separate rate on this row. |
$592,275 | 0.0000 | $0 | — | $0 |
|
Public Improvement District (PID)
MONTERRA PID O&M CAD lists entity but shows no separate rate on this row. |
$592,275 | 0.0000 | $0 | — | $0 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Public Improvement District (PID): A special-purpose district created to fund specific public improvements.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $9,593 − Est. Tax Reductions / Savings $5,047 = Est. Taxes (With Current Exemptions) $4,547
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $5,047. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $4,547 with the exemptions shown today and $9,593 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2024 | $70,000 | — | $70,000 | $70,000 | — |
| 2025 | $70,000 | $549,393 | $619,393 | $619,393 | +$549,393 / +784.85% |
| 2026 | $60,200 | $532,075 | $592,275 | $592,275 | -$27,118 / -4.38% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $588,000 − Current CAD Market Value $592,275 = Under CAD Value -$4,275 (-0.7%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND MONTERRA PH 1A
A curated look at local favorites, everyday stops, and lifestyle context near this property.