- Rockwall County
- Rockwall TX
- 75087
- Local Area: Hillside Ph 5 The Shores
Property Overview
Nestled on a raised, tree-lined lot near Lake Ray Hubbard, this stunning custom home welcomes you with a grand foyer featuring soaring ceilings and a wall of windows that provide a picturesque view of the backyard. The open floor plan seamlessly connects the kitchen, breakfast area, and spacious family room, which boasts a stone fireplace and abundant natural light from the windows overlooking the pool area. An elegant study showcases a coffered ceiling with exposed wood beams, adding a touch of sophistication. The primary bedroom is conveniently located on the main floor and includes an ensuite bathroom, while the upper level features a game room and two additional bedrooms. The backyard is a true oasis, complete with a recently resurfaced pool, spa, and multiple pergolas along with bench seating, perfect for entertaining. Additionally, the property is within walking distance to Lake Ray Hubbard and the Rockwall Athletic Club.
Featured spaces
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
Property highlights
Year Built 2002
School District Rockwall Isd
HOA $420 SemiAnnually
Pool Pool + Spa
Parking 2-car garage, 2 covered
Architecture Traditional,Detached
Fireplace 1 Fireplaces
Neighborhood Hillside Ph 5 The Shores
Full Property Details
Property Details
Quick Details
- Price $469,000
- Status Active
- Bedrooms 3
- Bathrooms 3
- Square Feet 2,514 Sq Ft
- Lot Size 0.19 acres
- Lot Size Sq Ft 8,102
- Year Built 2002
- Price / Sq Ft $187 / Sq Ft
- MLS # 21405673
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Hillside Ph 5 The Shores
- Days on Market 14
Home Details
- Full Baths 2
- Half Baths 1
- Foundation Slab
- Roof Composition
- Flooring Carpet, Ceramic Tile, Wood
- Heating Central, Fireplaces, Natural Gas
- Cooling Central Air, Ceiling Fans, Electric
Kitchen & Interior
- Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave
- Interior Features Built In Features, Decorative Designer Lighting Fixtures, Granite Counters, High Speed Internet, Loft, Open Floorplan, Cable Tv, Vaulted Ceilings, Walk In Closets
- Fireplaces 1
- Fireplace Features Gas Starter, Living Room, Raised Hearth, Stone, Wood Burning
Lot & Exterior
- Lot Features Interior Lot, Subdivision, Sprinkler System, Few Trees
- Exterior Features Rain Gutters
- Fencing Wood
- Pool Features Gunite, Heated, In Ground, Pool, Pool Spa Combo, Community
Parking
- Parking Concrete, Door Single, Garage, Garage Door Opener, Inside Entrance, Garage Faces Rear, On Street
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $7,512
- HOA Fee $420 SemiAnnually
- HOA Includes All Facilities, Association Management, Maintenance Structure
Utilities
- Utilities Electricity Available, Electricity Connected, Natural Gas Available, Sewer Available, Separate Meters, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- Elementary Grace Hartman — Rockwall ISD
- Middle JW Williams — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- MLS Board NTREIS
- List Date 10/09/2026
- Source Updated 10/20/2026
- Last Updated 10/23/2026
- Virtual Tour Available
Explore in 3D
Property Tax & CAD Valuation for 1431 Coastal Drive
Rockwall CAD (TrueProdigy) records for 1431 Coastal Drive, Rockwall, TX 75087 show a CAD market value of $476,835 and a net appraised value of $476,835. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 1431 Coastal Drive, Rockwall, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $130,000 + Improvement Value $346,835 = CAD Market Value $476,835
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $324,678 Total Area: 3301 Sqft Living Area: 2514 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,694 Sqft |
| MAIN AREA | MA | 820 Sqft |
| ATTACHED GARAGE | AG | 443 Sqft |
| COVERED PORCH | CP | 64 Sqft |
| PERGOLA | PERGOLA | 140 Sqft |
| PERGOLA | PERGOLA | 140 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| MISC IMP | Code: SWIMMING POOL · Class: A1 · Built 2003 | 1 Sqft |
| MISC IMP | Code: ARBOR · Class: A1 · Built 2006 | 25 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Specific deduction amounts vary by taxing jurisdiction.
The current CAD record shows an exemption. Specific deduction amounts vary by taxing jurisdiction.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $476,835 − All Current CAD Reductions $0 = Current Taxed Starting Point $476,835
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF ROCKWALL |
$416,835 | 0.2580 | $1,230 | -$204 | $1,026 |
|
County
ROCKWALL COUNTY |
$441,835 | 0.2620 | $1,249 | -$391 | $858 |
|
School District
ROCKWALL ISD |
$256,835 (H) | 1.0669 | $5,087 | -$5,087 | $0 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $7,567 − Est. Tax Reductions / Savings $5,682 = Est. Taxes (With Current Exemptions) $1,884
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $5,682. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $1,884 with the exemptions shown today and $7,567 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $101,000 | $250,090 | $351,090 | $351,090 | +$27,800 / +8.60% |
| 2022 | $153,000 | $293,210 | $446,210 | $386,199 | +$95,120 / +27.09% |
| 2023 | $180,000 | $326,766 | $506,766 | $424,819 | +$60,556 / +13.57% |
| 2024 | $131,300 | $372,289 | $503,589 | $467,301 | -$3,177 / -0.63% |
| 2025 | $131,300 | $366,094 | $497,394 | $497,394 | -$6,195 / -1.23% |
| 2026 | $130,000 | $346,835 | $476,835 | $476,835 | -$20,559 / -4.13% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $469,000 − Current CAD Market Value $476,835 = Under CAD Value -$7,835 (-1.6%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND HILLSIDE PH 5 THE SHORES
A curated look at local favorites, everyday stops, and lifestyle context near this property.